Source : Société Générale CIB Taking a concrete example of a company with a project to build a new generation of wind turbines, this educational video explains the services provided by a corporate and investment bank which enable the project to see the day. The four main services offered include providing strategic advice, organising the financing, helping the client manage financial risk and offering appropriate investment solutions. In this way, Societe Generale plays a role in financing the economy. In French : Banque de Financement & d'Investissement (BFI) En partant d'un cas concret d'une société qui a un projet de bâtir une nouvelle génération d'éoliennes, cette vidéo pédagogique explique comment une banque de financement et d'investissement apporte des services qui permettent au projet de voir le jour. Les quatre grands services proposés consistent à apporter des conseils stratégiques, organiser le financement, accompagner le client dans la gestion des risques financiers et trouver des solutions d'investissement adaptées. C'est ainsi que Société Générale contribue au financement de l'économie réelle.
Views: 307631 QUANT GEN
SUBSCRIBE: http://jpm.com/x/i/NFPWfK0 As a global leader in financial services, J.P. Morgan’s Corporate & Investment Bank offers solutions to the world's most important corporations, governments and institutions in more than 100 countries. Whether raising capital, extending liquidity, or providing strategic advice, our team starts every day with one goal in mind – to serve our clients. About J.P. Morgan: J.P. Morgan is a leader in financial services, offering solutions to clients in more than 100 countries with one of the most comprehensive global product platforms available. We have been helping our clients to do business and manage their wealth for more than 200 years. Our business has been built upon our core principle of putting our clients' interests first. Connect with J.P. Morgan Online: Visit the J.P. Morgan Website: https://www.jpmorgan.com/ Follow @jpmorgan on Twitter: https://twitter.com/jpmorgan Visit our J.P. Morgan Facebook page: http://facebook.com/jpmorgan Follow J.P. Morgan on LinkedIn: https://linkedin.com/company/j-p-morgan/ Follow @jpmorgan on Instagram: https://instagram.com/jpmorgan/ #jpmorgan We Are J.P. Morgan | Corporate & Investment Bank | J.P. Morgan
Views: 19886 jpmorgan
The complete lesson. Dow Wealth Management offers the services of a world-class investment firm dedicated to improving clients' financial lives and making their futures more secure. As an independent firm, Dow Wealth Management provides objective advice and is committed to excellence for its clients. The Dow family has been investing traditionally in the securities markets since 1937. Before attempting to structure a portfolio that might be capable of delivering long-term investment success, we must first understand the nature of the financial markets in which we will operate and the inherent limitations we are sure to confront as investors. This video, Fundamentals in Wealth Management, will help to acquaint the investor with these dynamics and then illustrate how Dow Wealth Management seeks to position its clients' portfolios for long-term investment success. We could call it "How to survive bad markets...and thrive in good ones." Website: http://www.dow.us *** Accounts are held at and transactions are cleared through Pershing, LLC, a Bank of New York Mellon Affiliate. Securities offered through Bolton Global Capital, Inc. 579 Main St, Bolton MA 01740 800-649-3883. FINRA, SIPC. Advisory services offered through Bolton Global Asset Management, an SEC Registered Investment Advisor. State securities laws require that your investment professional be registered in the state in which you are a resident. Our representatives are licensed to sell and or discuss securities products to residents of the following states: AK AL AZ CA CO CT DC FL GA IL IN LA MA ME MD MI MO MT NC NH NJ NM NV NY OH OK OR PA RI SC TN TX VA VT WA WI.
Views: 75062 Dow Wealth
Financial Markets (2011) (ECON 252) Professor Shiller characterizes investment banking by contrasting it to consulting, commercial banking, and securities trading. Then, in order to see the essence of investment banking, he reviews some of the principles that John Whitehead, the former chairman of Goldman Sachs, has formulated. These principles are the basis for a discussion of the substantial power that investment bankers have, and their role in society. Government regulation of these powerful investment banks has been a thorny issue for many years, and especially so now since they played a significant role in world financial crisis of the 2000s. 00:00 - Chapter 1. Key Elements of Investment Banking 09:50 - Chapter 2. Principles and Culture of Investment Banking 16:54 - Chapter 3. Regulation of Investment Banking 27:21 - Chapter 4. Shadow Banking and the Repo Market 33:04 - Chapter 5. Founger: From ECON 252 to Wall Street 46:24 - Chapter 6. Fougner: Steps to Take Today to Work on Wall Street 53:49 - Chapter 7. Fougner: From Wall Street to Silicon Valley, Experiences at Facebook 57:56 - Chapter 8. Fougner: Question and Answer Session Complete course materials are available at the Yale Online website: online.yale.edu This course was recorded in Spring 2011.
Views: 311204 YaleCourses
Ira Green (MBA '90), Head of Energy Capital Markets at Simmons and Company and Energy Specialist at Piper Jaffray, reveals opportunities for energy stocks and the current IPO market in a volatile global environment. Peter Wilson (Class of 2018) is the president of the Darden Capital Management (DCM). DCM is a student-led club that manages over $15 million of the school’s endowment and is focused on promoting the interest and experience of its members in the investment management industry. Simmons & Company International® | Energy Specialists of Piper Jaffray® simmonspjc.com | 700 Louisiana, Suite 1900, Houston, TX 77002 | 713 236-9999 Piper Jaffray Companies (NYSE: PJC) is a leading investment bank and asset management firm. Securities brokerage and investment banking services are offered in the U.S. through Piper Jaffray & Co., member SIPC and FINRA; in Europe through Piper Jaffray Ltd. and Simmons & Company International Limited, authorized and regulated by the U.K. Financial Conduct Authority; and in Hong Kong through Piper Jaffray Hong Kong Limited, authorized and regulated by the Securities and Futures Commission. Asset management products and services are offered through five separate investment advisory affiliates—U.S. Securities and Exchange Commission (SEC) registered Advisory Research, Inc.; Piper Jaffray Investment Management LLC, PJC Capital Partners LLC and Piper Jaffray & Co.; and Guernsey-based Parallel General Partners Limited, authorized and regulated by the Guernsey Financial Services Commission.
Views: 586 DardenMBA
✪✪✪✪✪ WORK FROM HOME! Looking for WORKERS for simple Internet data entry JOBS. $15-20 per hour. SIGN UP here - http://jobs.theaudiopedia.com ✪✪✪✪✪ What is CUSTODIAN BANK? What does CUSTODIAN BANK mean? CUSTODIAN BANK meaning - CUSTODIAN BANK definition - CUSTODIAN BANK explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A custodian bank, or simply custodian, is a specialized financial institution responsible for safeguarding a firm's or individual's financial assets and is not engaged in "traditional" commercial or consumer/retail banking such as mortgage or personal lending, branch banking, personal accounts, automated teller machines (ATMs) and so forth. The role of a custodian in such a case would be to: - hold in safekeeping assets/securities such as stocks, bonds, commodities such as precious metals and currency (cash), domestic and foreign; - arrange settlement of any purchases and sales and deliveries in/out of such securities and currency; - collect information on and income from such assets (dividends in the case of stocks/equities and coupons (interest payments) in the case of bonds) and administer related tax withholding documents and foreign tax reclamation; - administer voluntary and involuntary corporate actions on securities held such as stock dividends, stock splits, business combinations (mergers), tender offers, bond calls, etc.; - provide information on the securities and their issuers such as annual general meetings and related proxies; maintain currency/cash bank accounts, effect deposits and withdrawals and manage other cash transactions - perform foreign exchange transactions; often perform additional services for particular clients such as mutual funds; examples include fund accounting, administration, legal, compliance and tax support services. Using US definitions, a person who owns street name securities and who is not a member of an exchange, holds the securities through a registration chain which involves one or more custodians. This is due to the perceived impracticality of registering traded securities in the name of each individual holder; instead, the custodian or custodians are registered as the holders and hold the securities in a fiduciary arrangement for the ultimate security holders. However, the ultimate security holders are still the legal owners of the securities. They are not merely beneficiaries of the custodian as a trustee. The custodian does not become at any point the owner of the securities, but is only a part of the registration chain linking the owners to the securities. Global securities safekeeping practices vary substantially with markets such as the UK, Australia and South Africa encouraging designated securities accounts in order to permit shareholder identification by companies. The definition of "shareholder" is generally upheld by corporate law rather than securities law. One role of custodians (which may or may not be enforced by securities regulation) is to facilitate the exercise of share ownership rights, for example and processing dividends and other payments, corporate actions, the proceeds of a stock split or a reverse stock split, the ability to vote in the company's annual general meeting (AGM), information and reports sent from the company and so forth. The extent to which such services are offered are a function of the client agreement together with relevant market rules, regulations and laws.
Views: 20801 The Audiopedia
For full text article go to : https://www.educba.com/investment-banking-in-india/ Learn about the current scenario of Investment Banking in India, the kind of services offered by International and Indian Investment Banks and career opportunities in Indian Investment Banks
Views: 1838 eduCBA
The Oxford Saïd Finance Lab is a series of workshops, challenges and real-life case studies offered by global banks and funds to masters and undergraduate students at Oxford. The Rothschild Global Advisory Challenge is a highly competitive challenge where students develop a strategic review of a publicly-listed company. The top teams present their proposal to a panel of senior Rothschild executives in London. More information: http://www.sbs.ox.ac.uk/faculty-research/privateequity/network-0/rothschild-global-advisory-challenge
Views: 4870 Saïd Business School, University of Oxford
In this video, R.L. Hulett & Company's Founder, Bob Hulett, along with his son & Managing Director, Trevor Hulett, describe the firm's beginnings and provide insight on the services offered by the firm. For additional information, please visit www.rlhulett.com or you can read the entire "Founder's Message" here: "I founded this firm in 1981 with a vision to become the most reputable investment bank in the region. When I started, borrowing rates were nearly 20% and many middle market businesses were struggling to stay afloat. I began by helping clients refinance or “work out” their loans and by positioning distressed companies for strategic sales. Over the years, we have evolved into one of the largest investment banking firms in the region by advising companies in a variety of industries. Throughout our history, we have always stayed true to our core values which are, and always will be of the utmost importance to me: Integrity ~ Serving the client’s, not the firm’s, best interests Honesty ~ Staying true to our word Superior Client Service ~ Exceeding client expectations in every way Hard Work ~ Working tirelessly to achieve client goals Our adherence to these values is the cornerstone of our success and longevity. Clients have peace of mind in knowing that we work diligently to achieve their goals and guard their interests. Attorneys, CPAs and other trusted business advisors know their clients will receive impeccable, professional and reputable service when they retain R.L. Hulett & Company. We look forward to working with you." -Bob- Robert L. Hulett Founder & Chairman R.L. Hulett & Company, Inc.
Views: 511 R.L. Hulett & Company
How the Domestic & International payment system works. Revised from original version. *Challenge Question:* 1) Is it possible for banks to "lend out" reserves? *Terms:* Fedwire - a wire transfer service offered by the US Federal Reserve that debits and credits member bank accounts. Clearinghouse Interbank Payments System (CHIPS) - a private clearinghouse that accumulates daily transactions from member banks and settles at the end of 24 Hours. As much as 95% of all dollar transaction use the CHIPS service, this includes international transactions also. Society for Worldwide Interbank Financial Telecommunication (SWIFT) - A private company headquartered in Belgium. SWIFT maintains a network of international wire transfer protocols. Most international wire transfer communication occurs in the SWIFT format.
Views: 21613 Wayne Vernon
This tutorial will make you understand the Central Banking and it's important functions. Learn the Banking concepts in simple way. Learn the Banking Characteristics and it's features. The course explains about the different types of Banks, different types of Deposit Accounts, simple 7 steps to open a bank account. https://www.educba.com/
Views: 19846 eduCBA
A #CommercialBank is a financial institution that provides various financial service, such as accepting deposits and issuing loans. Commercial bank customers can take advantage of a range of investment products that commercial banks offer like savings accounts and certificates of deposit. The loans a commercial bank issues can vary from business loans and auto loans to mortgages. BREAKING DOWN 'Commercial Bank' Commercial banks offer their customers investment products such as savings accounts, checking accounts and certificates of deposit. Bank customers like such products because in the United States, they are secured by a government agency, the Federal Deposit Insurance Corporation (FDIC). In exchange for their money, commercial banks offer their customers interest on their deposits. The way commercial banks make money is by using their customers' deposits for loans with interest rates above the rates they pay to depositors. The spread between what the banks pays out in interest and what it takes in in interest is the bank's net interest income. The types of loan a commercial bank can issue vary and a commercial bank may specialize in just one or a few types of loans. Commercial banks can offer mortgages, which help borrowers buy homes with the homes as the collateral backing the loans. They can also issue car loans with automobiles as collateral. Commercial banks also can engage in issuing personal loans, lines of credit or credit cards. In addition to the interest it earns on its loan book, a commercial bank can generate revenue by charging its customers fees for mortgages and other banking services. *Evolution of Commercial Banks:-* The traditional commercial bank is a brick and mortar institution with tellers, safe deposit boxes, vaults and ATMs. However, today some commercial banks do not have any physical branches and require consumers to complete all transactions by phone or Internet. In exchange, such commercial banks generally pay higher interest rates on investments, deposits and charge lower fees as they do not have to maintain physical locations and all the ancillary charges that come along with them such as rent, property taxes and utilities.
Views: 962 Ch. Hardeep Singh
This short revision video looks at the core functions of commercial banks in the UK. Commercial banks provide retail banking services to household and business customers They are licensed deposit-takers – providing a range of savings accounts for households and businesses They are licensed to lend money (and thereby “create” money e.g. in the form of loans, overdrafts and mortgages Commercial banks can also make profits from providing other services such as deposit security, currency trading, business advice, cheque and credit-card processing A commercial bank’s business model relies on receiving a higher interest rate on the loans (or other assets) than the rate it pays out on its deposits (or other liabilities) This “spread” on their assets and liabilities is used to pay the operating expenses of a bank and also to make a profit - - - - - - - - - MORE ABOUT TUTOR2U ECONOMICS: Visit tutor2u Economics for thousands of free study notes, videos, quizzes and more: https://www.tutor2u.net/economics A Level Economics Revision Flashcards: https://www.tutor2u.net/economics/store/selections/alevel-economics-revision-flashcards A Level Economics Example Top Grade Essays: https://www.tutor2u.net/economics/store/selections/exemplar-essays-for-a-level-economics
Views: 11681 tutor2u
Investment banking is about money, lifestyle, social status and power? WRONG. It's a very destructive lifestyle. Many investment bankers are addicted to drugs and alcohol. A Day in the life of an investment banking analyst and associate is not glamorous. Students go into investment banking because they want to make money, or they want to impress their friends and family. They look for external means of validation (money) to reinforce and provide what should come from inside. Money doesn't replace an internal emptiness or lack of confidence. Working in corporate finance & investment banking is not even as good these days as it was 10 years ago. Yes, you'll work with private equity firms and hedge funds, but there are many ways to make money. And graduating from an Ivy League University to then be disrespected by Senior Bankers is NOT a good decision move. Being an analyst and associate is NOT a good career choice, except it doesn't provide you with good exit opportunities. You're better off focusing on something that you're passionate about and building that up slowly. But I know that people want to make quick money. That's the exact reason why I went into Investment banking and became an investment banker. Introduction to Investment Banking 365 Careers https://www.youtube.com/watch?v=-PkN15TtFnc A Day in the Life of a Goldman Sachs Analyst Afzal Hussein https://www.youtube.com/watch?v=y4luue9VZag Investment Banking: What do they do? ENGINEERED TRUTH https://www.youtube.com/watch?v=MbMh6KRLz9U Learn what to expect as an investment banking analyst and investment banking associate. Investment Banking Salary - Analysts | How Much First Year Analysts Earn (Base) by Afzal Hussein https://www.youtube.com/watch?v=ZX6dz61s-po #investmentbanking #investmentbanker
Views: 9746 BestStockStrategy
This week: Dive deeper into one type of financial intermediary: Banks. Next week: Sticking with macroeconomics, we’ll take a look at the next intermediary: Stock Markets. Some people want to save and invest, others want to borrow. Sometimes, savers and borrowers link up directly. But most times, they don’t know each other. So they rely on institutions that bridge them together. These bridges are called financial intermediaries, and this video will show you one kind—banks. How do banks operate? On the savings side, they attract depositors by paying interest on deposits. On the borrowing side, banks make loans, for which they charge interest. The key to a bank’s profit is in charging a higher interest for loans than the interest paid out to depositors. Of course, to make sure that loans are as productive as possible, banks have specialized staff and systems for evaluating loan applications. That sort of due diligence, and specialization is central to what a bank does. Not only does a bank coordinate the savings of many, but it also undertakes the task of studying borrowers in order to determine the most qualified. And then, to further minimize risk, a bank will spread its money out across a whole portfolio of loans. Thus, if one loan goes bad, the bank won’t go bankrupt. In this way, you can see how banks provide valuable services—they allow you to earn interest on your savings, while also turning those savings into loans, which help economic growth. Notice though, that as a depositor, your savings won’t just rest in a vault. But then, what happens when you decide to make a withdrawal? Banks account for that by having reserves. Banks keep an eye on their reserves so they can cover the withdrawals of various depositors. Predictably, problems arise, when there aren’t enough reserves to cover withdrawals. In the words of our previous video, that’s one kind of failed intermediation. In the next video, we’ll look at a different kind of intermediary—stock markets. There, we’ll show you how stock markets turn savings into investment. Hang tight, and see you then! Subscribe for new videos every Tuesday! http://bit.ly/1Rib5V8 Macroeconomics Course: http://bit.ly/1R1PL5x Ask a question about the video: http://bit.ly/290auug Next video: http://bit.ly/28X3EDq Help us caption & translate this video! http://amara.org/v/O8Kw/
Views: 68423 Marginal Revolution University
Financial services are the economic services provided by the finance industry, which encompasses a broad range of organizations that manage money, including credit unions, banks, credit card companies, insurance companies, accountancy companies, consumer finance companies, stock brokerages, investment funds, real estate funds and some government sponsored enterprises. As of 2004, the financial services industry represented 20% of the market capitalization of the S&P 500 in the United States. The U.S. finance industry comprised only 10% of total non-farm business profits in 1947, but it grew to 50% by 2010. Over the same period, finance industry income as a proportion of GDP rose from 2.5% to 7.5%, and the finance industry's proportion of all corporate income rose from 10% to 20%. Asset management - the term usually given to describe companies which run collective investment funds. Also refers to services provided by others, generally registered with the Securities and Exchange Commission as Registered Investment Advisors. Investment banking financial services focus on creating capital through client investments. Hedge fund management - Hedge funds often employ the services of "prime brokerage" divisions at major investment banks to execute their trades. Custody services - the safe-keeping and processing of the world's securities trades and servicing the associated portfolios. Assets under custody in the world are approximately US$100 trillion. Insurance brokerage - Insurance brokers shop for insurance (generally corporate property and casualty insurance) on behalf of customers. Recently a number of websites have been created to give consumers basic price comparisons for services such as insurance, causing controversy within the industry. Insurance underwriting - Personal lines insurance underwriters actually underwrite insurance for individuals, a service still offered primarily through agents, insurance brokers, and stock brokers. Underwriters may also offer similar commercial lines of coverage for businesses. Activities include insurance and annuities, life insurance, retirement insurance, health insurance, and property & casualty insurance. F&I - Finance & Insurance, a service still offered primarily at asset dealerships. The F&I manager encompasses the financing and insuring of the asset which is sold by the dealer. F&I is often called "the second gross" in dealerships who have adopted the model Reinsurance - Reinsurance is insurance sold to insurers themselves, to protect them from catastrophic losses. Bank cards - include both credit cards and debit cards.According to the Nilson Report, Bank Of America is the largest issuer of bank cards. Credit card machine services and networks - Companies which provide credit card machine and payment networks call themselves "merchant card providers". Intermediation or advisory services - These services involve stock brokers (private client services) and discount brokers. Stock brokers assist investors in buying or selling shares. Primarily internet-based companies are often referred to as discount brokerages, although many now have branch offices to assist clients. These brokerages primarily target individual investors. Full service and private client firms primarily assist and execute trades for clients with large amounts of capital to invest, such as large companies, wealthy individuals, and investment management funds. Private equity - Private equity funds are typically closed-end funds, which usually take controlling equity stakes in businesses that are either private, or taken private once acquired. Private equity funds often use leveraged buyouts (LBOs) to acquire the firms in which they invest. The most successful private equity funds can generate returns significantly higher than provided by the equity markets Venture capital is a type of private equity capital typically provided by professional, outside investors to new, high-growth-potential companies in the interest of taking the company to an IPO or trade sale of the business. Angel investment - An angel investor or angel (known as a business angel or informal investor in Europe), is an affluent individual who provides capital for a business start-up, usually in exchange for convertible debt or ownership equity. A small but increasing number of angel investors organize themselves into angel groups or angel networks to share resources and pool their investment capital. http://en.wikipedia.org/wiki/Financial_services
Views: 102 Way Back
The banking revolution has begun.™ First invites arrive week of 8/20. Learn more: https://www.stashbanking.com **Written, directed, and produced by STASH®** © MMXVIII Stash Financial, Inc. All third-party names and logos are trademarks™ or registered® trademarks of their respective holders. Use of third-party names or logos does not imply any affiliation with or sponsorship or endorsement by the respective holder. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC. All rights reserved. Disclosure: Green Dot Bank does not provide and is not responsible for Stash Cash Back. Stash is obligated to you to fulfill any cash back you properly earn. Banking services provided by Green Dot Bank, Member FDIC. Stash Cash Management LLC has entered into a business relationship with Green Dot Bank in order for the banking services to be made available to clients of Stash Cash Management LLC and its affiliates. Stash Cash Management LLC is not a bank or depository institution licensed in any jurisdictions. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash Investments LLC is an SEC-registered investment adviser. Investment products and services are provided by Stash Investments LLC. Stash Financial, Inc. and its affiliates (collectively "Stash") is a digital financial services company offering financial products for U.S. based consumers. Stash is not a bank or depository institution licensed in any jurisdiction. This video was prepared to support the promotion of the investment advisory services of Stash Investments LLC. This video does not offer to provide investment advice or sell or solicit any offer to buy securities. Investment advisory services are only provided to individuals who become Stash clients. Images of account holdings and performance are hypothetical and are provided for information purposes only. Listed investments currently available on Stash but not necessarily representative of all investments. Such content is not a guarantee of future performance and is subject to certain risks, uncertainties, and assumptions that are difficult to predict. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. For more information, see our disclosures.
Views: 1938304 Stash Financial
What is PRIVATE BANKING? What does PRIVATE BANKING mean? PRIVATE BANKING meaning - PRIVATE BANKING definition - PRIVATE BANKING explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Private banking is banking, investment and other financial services provided by banks to high-net-worth individuals (HNWIs) with high levels of income or sizable assets. The term "private" refers to customer service rendered on a more personal basis than in mass-market retail banking, usually via dedicated bank advisers. It does not refer to a private bank, which is a non-incorporated banking institution. Private banking forms a more exclusive (for the especially affluent) subset of wealth management. At least until recently, it largely consisted of banking services (deposit taking and payments), discretionary asset management, brokerage, limited tax advisory services and some basic concierge-type services, offered by a single designated relationship manager.
Views: 4926 The Audiopedia
According to Bankrate.com, 65% of Americans end up saving little or nothing at all? And, only 39% can cover a $1,000 emergency? This begs the question, are you saving enough money? Here’s 4 signs that you need to be saving more. Number 1, you don’t have a savings goal. Think about it, If you don’t know where you’re going, how are you supposed to get there? Having a true, written-out savings goal allows you to start setting aside a certain amount of money every week (or month) to start building towards your future goals. In my opinion, if it’s not a realistic goal and written down, it’s just a dream. Second, you don’t have an emergency fund. When disaster strikes, are you prepared? If you have a medical emergency, lose your job, or your car breaks down, your personal “safety net” should be there for you. If you don’t have an emergency fund, start one RIGHT away and work towards getting at least 3 months of your monthly expenses in it as quickly as possible. You’ll be thankful you did. The 3rd sign that you need to be saving more…you have no idea how much you spend. Do you know where all your money goes each month? Do you have a monthly budget set up? Keeping track of all your expenses; from housing costs, to auto expenses and gas, to groceries and travel, are vital. If you know what’s going out, you can probably find ways to cut back. And by cutting back, you will be able to save more for your future. And lastly, a sure sign that you need to be saving more is when you can’t fully pay off your credit card balances each month. Your credit card has a minimum payment due each month, and if you can’t pay that, then you’re certainly not saving enough. That means you’re spending more than needed and the danger is that your interest will pile up. This is a surefire way into heavy credit card debt, so make sure you’re paying your credit card off each month. Do you have a savings plan? Do you feel like you could be saving more? We can help you get on the path to financial freedom. Feel free to call us anytime. https://www.bankrate.com/banking/savings/financial-security-0118/ Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 274 Bravias Financial
America's medium-sized companies employ 30 percent of the domestic workforce and comprise the world's fifth-largest economy in themselves, with $4.3 trillion in combined revenue. Yet as large and prosperous as they are, they face a growing financing deficit. Middle-market companies don't qualify for the options employed by major corporations, like syndicated wholesale loans, high-yield bonds or public equity capital, yet have outgrown the credit options offered by community banks to finance ongoing operations, fund expansion plans or launch other strategic initiatives. The global financial crisis exacerbated the problem because it spurred more stringent regulations and consolidation in the banking sector. This shifting landscape, however, also creates an outsize opportunity for investors looking for outsize rates of return. This panel will examine both regulatory and capital shifts at play in the middle market, and we'll hear from key non-bank lenders (BDCs/LPs), banking intermediaries and government agencies (SBA/SBIC) that focus their attention on the missing middle.
Views: 2495 Milken Institute
(15 Aug 2017) LEADIN: Moroccan authorities have given the green light to participative banks, or so-called Islamic banks, to start offering their services to customers. STORYLINE: Two banks in Morocco have become the first to offer their customers financial services that adhere to Islamic law. After several months of waiting, the "Halal" banks have received the approval of the Higher Council of Ulamas, transmitted by Bank Al-Maghrib, the Moroccan central bank, to launch their activities. Bank Assafa and Umnia Bank were the first two banks to announce their official launch. "Today we see that there are a large number of customers who come to us to have information on the products of the participative finance and how it works," explains Youssef Baghdadi, General Director of Bank Assafa. "Our services are almost the same of others banks, only all our works must be certified by the superior council of Ulamas." For Bank Assafa, a subsidiary of Attijariwa Bank, this is the culmination of a long journey that began in 2010 with participative finance company Dar Assafa, now a fully-fledged bank. Umnia Bank, a participating subsidiary of CIH Bank and Qatar International Islamic, opened its doors to clients in all of its agencies located in Agadir, Casablanca, Fez, Marrakech, Oujda, Rabat, Sale and Tangier. For those who do not wish to travel, the two banks offer online portals that serve as digital agencies. Baghdadi thinks this will be a positive move for the Moroccan economy. "It can only be good for us Moroccans to have other supplementary offers on the market, and then everyone can choose whether or not it will be a conventional bank or a participatory bank." These banks have also been authorised to grant "Halal" real estate credits, called "Murabaha", but they can not offer insurance. The Murabaha contracts are also ratified by the Sharia Committee for Participatory Finance, the Higher Council of Ulamas (CSO) and sent to the banks by the Central Bank. "When I found out about the launching of the Murabaha process to finance a house or a car, I came here because it is in accordance with Islamic law," says customer Mustapha Laabssi. "I've been waiting for the start of participative banks in Morocco. Today I am here to have information about the financial products of the bank, and I hope that I find here what I am looking for." Islamic finance prohibits, amongst other things, the practice of interest and speculation as well as investment in gambling or pornography. Rather than pay interest, people buying a home enter into a contract of joint ownership with the bank and pay "rent" to live there. Many people support the introduction of these new services. Fatima Machkor and her husband Lahssen Moussaif flew over from Canada to help their son with buying a house. "We are satisfied with this bank, they provided us with all the facilities," says Machkor. "My son was happy with this bank who offers different services than traditional banks, I think the bank will have a continuity and a good future," agrees Moussaif. In Morocco, the Higher Council of the Ulamas, an official institution in charge of supporting the religious policy of the kingdom, is the only body authorised to issue fatwas (decrees) on the conformity of participatory finance products. Ten applications for accreditation were submitted to the Central Bank in June 2016, mainly by Moroccan banking groups associated with Islamic banks in the Gulf. Islamic finance, whose development prospects appear unlimited, now represents some 2,000 billion dollars (1,717 billion euros), and could double in volume to 4,000 billion dollars in 2020. As a reminder, the Governing Council, meeting on 13 July, adopted Bill no. 40-17 on the status of Bank Al-Maghrib (BAM). You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/397565f66d6b5387ee51ce8a54c6b7de Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 565 AP Archive
During his Masters in Finance Jun opted into one of London Business School's career treks. This offered him the opportunity to visit some of the major investment banks in New York. With the knowledge he had gained from the School's community, faculty and fellow students alike, he knew exactly what recruiters were looking for successfully securing him his role in investment banking. Visit the website: http://bit.ly/1ksmEek Subscribe to more London Business School videos: http://bit.ly/lbsyoutube
Views: 3247 London Business School
This video from our International Banking Group outlines some of the unique needs & issues that new expat entrepreneurs & small business owners face in the U.S. as they consider a banking partner. For more information, visit http://gowe.st/international.
Views: 1987 Bank of the West
Mutual funds SBI online Investment | Top 5 SBI Mutual funds 2018 | Sbi mutual funds buy online. ---------------------------------------------------------------------------------------------------- Share, Support, Subscribe!!! Subscribe: https://goo.gl/yNw13g Youtube: http://www.youtube.com/c/Finbaba Twitter: http://www.twitter.com/finbabaIndia Facebook: http://www.facebook.com/finbabaIndia Instagram: http://instagram.com/finbabaIndia ----------------------------------------------------------------------------------------------------- Subscribe Our Channel click Here for Latest Video https://goo.gl/yNw13g ----------------------------------------------------------------------------------------------------- Related Videos : SIP investment : https://youtu.be/Zh7dmWzqXWY Save Tax under section 80C : https://youtu.be/y5Sat6TcJHs Mutual funds : https://youtu.be/-gP4HfMCeBQ Gold ETFS :https://youtu.be/EPjiho6m1XI Arbitrage fund : https://youtu.be/3oyryG22H4I How to find stop loss : https://youtu.be/jZugeeEVSP0 FCNR account : https://youtu.be/G4GFoQFy_RI Stock Market Tax : https://youtu.be/hcYDeXEW6eY Stock Split : https://youtu.be/NQpW2oBemyk How to Buy Share Onlie https://youtu.be/g8Eb1LVNXM0 What is Cnadle stick https://youtu.be/-Sjhv7h3IT8 ------------------------------------------------------------------------------------------------------- Open Demat account :https://zerodha.com/open-account?c=ZMPASV ------------------------------------------------------------------------------------------------------- About: FinBaba is a you-tube channel, where you can get Information about Banking, finance, Stock market basic and Advance, Forex, Mutual funds and many more. Thanks For Watching this Video. !
Views: 462251 Fin Baba
Top Jamaican banks and financial institutions. In this video I will tell you about the services offered by the top banks and financial institutions.
Views: 2848 Elite Jamaica Official Channel
In this episode, John Smallwood explores 5 rules of financial institutions. To learn more visit http://www.smallwoodwealth.com TALK TO A FINANCIAL ADVISOR Call (800) 797-1000 for a 30 minute no cost introduction BOOK AN APPOINTMENT https://meetme.so/smallwoodwealth JOIN OUR NEXT WEBINAR http://smallwoodwealth.com/smallwood-webinars/ CONNECT WITH US Facebook -- https://www.facebook.com/298893443562447/ Twitter -- https://twitter.com/smallwoodwealth LinkedIn -- https://www.linkedin.com/in/john-l-smallwood/ This communication strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed Insurance products and services offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed Annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity’s features, benefits, and fees and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims paying ability of the issuing company. Investment Advisory Services provided by Smallwood Wealth Investment Management, LLC, an SEC registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056 Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY
Views: 92 Smallwood Wealth Management
Kyle A. Davis, ChFC® is a financial advisor and Authorized Infinite Banking Practitioner in Orlando, FL. Owner and founder of Integrity Financial Group. Today, Kyle gives an introduction to the "Infinite Banking Concept". Visit his website http://www.kyledavisfinancial.com and join the VIP List! This advanced financial technique is a game changer. Pay close attention, because this may be the most valuable 4-minute video you've ever seen! Due to regulatory compliance, comments have been disabled on all existing and future videos. Please contact me directly with questions or comments! Kyle A. Davis, ChFC® is a financial advisor in Orlando, FL. Owner and founder of Integrity Financial Group. Visit his website www.financialservicesamerica.com for additional resources, to ask a questions, or schedule a consultation. Integrity Financial Group 12301 Lake Underhill Rd. Suite #213 Orlando, FL 32828 (407) 271-8029 Follow Kyle and Integrity Financial Group on: Facebook: https://www.facebook.com/IntegrityFinancialGroupLLC Twitter: https://twitter.com/kylefinancial Google+: https://plus.google.com/u/1/b/100951444235876510068/+FinancialservicesamericaFL/posts Service Areas: Investments Life Insurance Retirement Planning Tax and Business Strategy See what working with a financial advisor can do for you! Call us today! “Investment advisory services offered through Regal Investment Advisors, an SEC Registered Investment Advisor. Integrity Financial Group is independent of Regal Investment Advisors. Registration as an investment adviser does not imply any level of skill or training. Integrity Financial Group may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Integrity Financial Group’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Integrity Financial Group’s web site on the Internet should not be construed by any client and/or prospective client as Integrity Financial Group’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Integrity Financial Group with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Integrity Financial Group does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Integrity Financial Group web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Certain portions of Integrity Financial Group’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Integrity Financial Group’s (and those of other investment and non-investment professionals) positions and/or opinions as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or opinions. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Integrity Financial Group, or from any other investment professional. Integrity Financial Group is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Each client and prospective client agrees, as a condition precedent to his/her/its access to Integrity Financial Group’s web site, to release and hold harmless Integrity Financial Group, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Integrity Financial Group. Personnel of Integrity Financial Group hold the designations or educational experience referenced in the website. In addition, Integrity Financial Group itself is a member of certain organizations referenced in the website. You may request a copy of the Brochure Supplements for the personnel of Integrity Financial Group for additional information regarding the education, business experience and professional designations of the investment adviser representatives of Integrity Financial Group.”
Views: 4712 Integrity Financial Group
http://bdafrica.com Barclays Bank Kenya announces changes in services offered
Views: 152 Business Daily Africa
Financial Markets (2011) (ECON 252) Real estate finance is so important that it has a very long and complex history. Describing the history of mortgage financing, Professor Shiller highlights the historical development of well-institutionalized property rights for mortgage contracts. Subsequently, he focuses on modern financial institutions for commercial real estate, elaborating on Direct Participation Programs and Real Estate Investment Trusts as means for its financing. The distinction between short-term, balloon-payment mortgages before the Great Depression and long-term, amortizing mortgages thereafter shapes the discussion of residential real estate. His discussion of mortgage securitization and government support of mortgage markets centers around Fannie Mae and Freddie Mac, from their inception in 1938 and 1970, respectively, to the U.S. government's decision to put them into federal conservatorship in 2008. Finally, Professor Shiller covers collateralized mortgage obligations (CMOs) and elaborates on moral hazard in the mortgage origination process. 00:00 - Chapter 1. Early History of Real Estate Finance & the Role of Property Rights 13:39 - Chapter 2. Commercial Real Estate and Investment Partnerships 28:12 - Chapter 3. Residential Real Estate Financing before the Great Depression 32:19 - Chapter 4. Residential Real Estate Financing after the Great Depression 48:02 - Chapter 5. Mortgage Securitization & Government Support of Mortgage Markets 01:01:06 - Chapter 6. Mortgage Securities & the Financial Crisis from 2007-2008 Complete course materials are available at the Yale Online website: online.yale.edu This course was recorded in Spring 2011.
Views: 137252 YaleCourses
http://www.empowerwealth.com.au/ Transcript available here: http://empowerwealth.com.au/blog/how-to-plan-to-build-a-passive-income-for-life-with-property-investment/ In this professional development presentation Bryce Holdaway (Director of Empower Wealth and Co-Host of Location Location Location Australia) and Ben Kingsley (Director of Empower Wealth and Chair of the Property Investment Professionals of Australia) present a framework and process to help accountants better service their clients from a property investment perspective. Bryce and Ben are passionate about the professional development of those who work in the property investment industry and this video presentation outlines the approach and level of professional advice require to be at the forefront of providing clients with property investment advice. As a professional practitioner or consumer looking to understand how to go about investing in property or helping other to do so, this video presentation is a much watch. Furthermore, if you are interested in receiving property investment advice, then Empower Wealth is a great place seek out professional and independent property investment and property planning advisory services. Learn about our Property Portfolio Plan here: http://empowerwealth.com.au/property-portfolio-plan/ Disclaimer: This video is general information only and is intended to assist you in understanding the services offered by the Empower Wealth Group of Advisory Companies. Each company is a separate entity and has affiliations with the other entities within the group. The information contained in this publication is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential reader. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. The Empower Wealth Group of Advisory Companies, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warrantees or guarantees. The Empower Wealth Group of Advisory Companies disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it. For more information, please visit http://empowerwealth.com.au/disclaimer/
Views: 64501 Empower Wealth Advisory
Financial Services is a complex sector that thrives by using innovative technology to meet ever-changing demands. It is constantly developing. With so many advances it can be challenging to navigate and understand the many opportunities available. Watch this short film for an insiders-guide to financial services and get insight into how banking, insurance, saving, credit and social finance work in Canada. Connect with ASPIRE http://www.aspirefs.ca/ https://www.facebook.com/aspireWIL/ https://twitter.com/aspireWIL https://www.linkedin.com/showcase/aspirewil/ https://www.instagram.com/aspireWIL/
Views: 14347 ASPIRE Work-Integrated Learning
Vanguard vs. Fidelity After Fidelity, Vanguard is America's second largest mutual fund family, with nearly 100 mutual funds. In many ways Vanguard is the exact opposite of Fidelity. Whereas Fidelity likes active trading and isn't afraid of risk, Vanguard prefers passive index investing and is generally conservative. While Fidelity excels at stocks but lags in bonds, Vanguard is great in bonds but doesn't have a great stock picking reputation. Fidelity also advertises heavily and sells its load and no-load funds through any channel it can find. Vanguard advertises little and offers only no-loads. And if you want to invest with Vanguard, get ready to pick up the phone and lick some stamps because it only sells its funds directly. Vanguard will save you money But if you like to save money and believe that it's tough to beat the market, Vanguard is the place to be. Vanguard introduced the first stock index fund modeled after the Standard & Poors 500 index in 1976, and this fund is the benchmark for all other stock funds. Since its inception, the fund has outperformed 75 percent of other actively managed stock funds, partly because it has very low management fees of only 0.2 percent, compared with about 1.4 percent for the average stock fund. This stock index fund is also one of the largest stock funds around, showing that a lot of people believe in indexing. Although you may never have heard of Vanguard, this is probably no accident. To keep its expenses low, Vanguard advertises little. Although Vanguard may be little known to newcomers, you should look into Vanguard if you're not afraid to manage your own money. Merrill Lynch Unlike Vanguard, Merrill Lynch is a well known name. Merrill Lynch is the sixth largest provider of mutual funds. Merrill Lynch, of course, is also one of the old-line, so-called full-service brokers. It provides a wide range of services to a variety of customers. You can buy individual stocks, bonds and mutual funds from full-service brokers. But these brokerages have investment bank divisions which make a great deal of money by serving corporations. Whenever a company issues stocks or bonds, they almost always turn to a company like Merrill Lynch. Potential conflicts of interest with investment banks This can cause a conflict of interest for the mutual funds offered by Merrill Lynch and its brethren like Prudential, Smith Barney, Dean Witter and Oppenheimer. The two largest mutual fund families, Fidelity and Vanguard, are first and foremost mutual fund companies. Fidelity and Vanguard both offer discount brokerage services, but these two companies owe their success to serving their mutual fund customers. When it comes to things like investing in new stock issues, funds managed by investment banks like Merrill Lynch may be torn between getting the best deal for it's corporate customers, or serving it's individual mutual fund investors. Perhaps because of conflicts like this, mutual funds offered by Merrill Lynch and it's cousins are generally poor performers. They're often expensive and almost always have high front or back-end loads. For example, as I was reviewing mutual fund families in preparation for this tape, I was shocked at some of the expenses that companies like Oppenheimer were charging for their mediocre stock and bond funds. Unless you have a good reason, I'd recommend you stay away from a brokerage firm's in-house funds. Copyright 1997 by David Luhman
Views: 3788 MoneyHop.com
Many of you may be quite familiar with investing in Fixed Deposits offered by banks, which are considered rather safe. They offers returns better returns than the regular savings account, and hence enjoy an edge when it comes to earning better returns on one's savings. But are Fixed Deposits efficient investment avenue vis-à-vis mutual funds? It usually ends up in a long debate when it comes to comparing fixed deposits with mutual funds. In our learning session today, we'll try to present a clear and unbiased comparison which may help you choose a suitable investment avenue i.e. Mutual Funds or Fixed Deposits to meet your financial goals. Learn more about Mutual Fund vs Fixed Deposit : https://www.personalfn.com/fns/bank-fd-vs-mutual-funds-which-is-better Free Financial Health Check Up Registration : https://www.personalfn.com/free-service/financial-health-checkup Financial Planning : https://www.personalfn.com/services/financial-planning
Views: 4874 PersonalFN
After the Bitcoin ETF withdraw, Jan Van Eck goes on CNBC and tells analyst why it was pulled and what 4000 pooled Bitcoin investors said about their #1 investment in 2019. Tune in! ▶Become an INSIDER to gain exclusive insight on the market, get reviews and analysis on undervalued cryptocurrencies and get access to valuable tools that will help you excel in the crypto market click here: https://insider.cryptosrus.com --- NEW INSIDER PLANS INTRODUCED. Join for as little as $5 dollars a month! ▶CryptosRus Shop - Buy all of your favorite T-shirts here: https://cryptosrus.com/shop/ ▶New Channel for Car Enthusiasts: https://www.youtube.com/channel/UCIaT-n9zE44QLTIwFq1xldQ ▶New Channel for Side Jobs / Hustles: https://www.youtube.com/channel/UCLHQPXzjwEEsXFOK7wQYLMg ▶New Channel on Basketball and Sports Cards: https://www.youtube.com/channel/UCCYzrC1LjLV46I1_YvB2Z8w ▶How to Build a Cryptocurrency Portfolio: https://www.youtube.com/watch?v=qK_hP... ▶How To Buy Guides: https://cryptosrus.com/how-to-buy/ ▶Buy Bitcoin & Ethereum: https://cryptosrus.com/buy-bitcoin-wi... ▶Bitcoin Wallets: https://cryptosrus.com/bitcoin-wallets/ ▶ITunes Podcast: https://itunes.apple.com/us/podcast/c... ▶Audio Podcast: https://player.fm/series/cryptosrus ▶Facebook https://www.facebook.com/cryptosrus/ ▶Twitter https://twitter.com/CryptosR_Us ▶Instagram https://www.instagram.com/cryptosrus ▶Full Disclaimer: This video and its contents are for informational purposes only and do not constitute an offer to sell or trade, a solicitation to buy, or recommendation for any security, cryptocurrency, ICO, or related product, nor does it constitute an offer to provide investment advice or other related services by CryptosRUs. CryptosRus may have a financial investment with the cryptocurrencies discussed in this video. In preparing this video, no individual financial or investment needs of the viewer have been taken into account nor is any financial or investment advice being offered. Any views expressed in this video were prepared based upon the information available at the time such views were written. Changed or additional information could cause such views to change. #bitcoin #cryptocurrency #crypto
Views: 4941 CryptosRUs
In April and May 2012, large trading losses occurred at JPMorgan's Chief Investment Office, based on transactions booked through its London branch. More on Dimon: https://www.amazon.com/gp/search?ie=UTF8&tag=doc06-20&linkCode=ur2&linkId=c1f6549e80b26a86c02cda351cc46a2e&camp=1789&creative=9325&index=books&keywords=jamie%20dimon The unit was run by Chief Investment Officer Ina Drew, who has since stepped down. A series of derivative transactions involving credit default swaps (CDS) were entered, reportedly as part of the bank's "hedging" strategy. Trader Bruno Iksil, nicknamed the London Whale, accumulated outsized CDS positions in the market. An estimated trading loss of $2 billion was announced, with the actual loss expected to be substantially larger. These events gave rise to a number of investigations to examine the firm's risk management systems and internal controls. In February 2012, hedge fund insiders such as Boaz Weinstein of Saba Capital Management became aware that the market in credit default swaps was possibly being affected by aggressive trading activities. The source of the unusual activity turned out to be Bruno Iksil, a trader for JPMorgan Chase & Co. Heavy opposing bets to his positions had been made by traders, including another branch of JPMorgan, who purchased the derivatives that JPMorgan was selling in such high volume. Early reports were denied and played down by the firm in an attempt to minimize exposure. Major losses of $2 billion were reported by the firm in May 2012 in relation to these trades. On July 13, 2012, the total loss was updated to $5.8 billion with the addition of a $4.4 billion loss in the second quarter and subsequent recalculation of a loss of $1.4 billion for the first quarter. A spokesman for the firm claimed that projected total losses could be more than $7 billion. The disclosure, which resulted in headlines in the media, did not disclose the exact nature of the trading involved, which remained in progress as of May 16, 2012 as JPMorgan's losses mounted and other traders sought to profit or avoid losses resulting from JPMorgan's positions. As of June 28, 2012, JPMorgan's positions were continuing to produce losses which could total as much as $9 billion under worst-case scenarios. The trades were possibly related to CDX IG 9, a credit default swap index based on the default risk of major U.S. corporations that has been described as a "derivative of a derivative". On the company's emergency conference call, JPMorgan Chase CEO Jamie Dimon said the strategy was "flawed, complex, poorly reviewed, poorly executed, and poorly monitored". The episode is being investigated by the Federal Reserve, the SEC, and the FBI. On February 2, 2012, at the Harbor Investment Conference, speaking to an audience of investors, Boaz Weinstein recommended buying the Markit CDX North America Investment Grade Series 9 10-Year Index, CDX IG 9. This is a derivative that measures the spread (difference in interest rates) between the interest rates of investment-grade worthy companies and the London Interbank Offered Rate (LIBOR). This was a derivative which Weinstein had noticed to be losing value in a manner and to a degree which seemed to diverge from market expectations. It turned out that JPMorgan was shorting the index by making huge trades.  JPMorgan's bet was that credit markets would strengthen; the index is based on 121 investment grade bonds issued by North American corporations. Investors who followed Weinstein's tip did poorly during the early months of 2012 as JPMorgan strongly supported its position. However by May after investors became concerned about the implications of the European financial crisis the situation reversed and JPMorgan suffered large losses. In addition to Weinstein's Saba Capital Management, Blue Mountain Capital, BlueCrest Capital, Lucidus Capital Partners, CQS, III, and Hutchin Hill are hedge funds which are known to have benefited from taking the other side of the trade to JPMorgan. A separate unit of JPMorgan was also on the winning side. The $2 billion loss came from three positions which partially offset each other. It occurred when the world's financial markets were in relative calm. Had quality spread curves twisted or worldwide economic distress been more pronounced the loss could have been much higher. The Financial Times "Alphaville" analysis suggests that these positions were not volatile enough to account for the full losses reported. They suggest that other positions are likely involved as well. The internal investigation concluded in July 2012. It involved more than 1,000 people across the firm and outside law firm WilmerHale. http://en.wikipedia.org/wiki/2012_JPMorgan_Chase_trading_loss Image By Steve Jurvetson (Flickr: Jamie Dimon, CEO of JPMorgan Chase) [CC-BY-2.0 (http://creativecommons.org/licenses/by/2.0)], via Wikimedia Commons
Views: 35140 Remember This
Tune in and find out the latest Bitcoin news and the latest crypto news from today! Place a bet on Stake and start winning just like everyone else - http://bit.ly/2TvYDh1 ▶Become a CryptosRus INSIDER to gain exclusive insight on the market, get reviews and analysis on undervalued cryptocurrencies and get access to valuable tools that will help you excel in the crypto market click here: https://insider.cryptosrus.com Bitcoin Tip Address: bc1q9pgkr27u8n2kjmmhzwhsfeq8z79duxxgpertpa Download the Brave Browser - https://brave.com/cry292 ▶CryptosRus Shop - Buy all of your favorite T-shirts here: https://cryptosrus.com/shop/ ▶New Channel for Car Enthusiasts: https://www.youtube.com/channel/UCIaT-n9zE44QLTIwFq1xldQ ▶New Channel for Side Jobs / Hustles: https://www.youtube.com/channel/UCLHQPXzjwEEsXFOK7wQYLMg ▶New Channel on Basketball and Sports Cards: https://www.youtube.com/channel/UCCYzrC1LjLV46I1_YvB2Z8w ▶How to Build a Cryptocurrency Portfolio: https://www.youtube.com/watch?v=qK_hP... ▶How To Buy Guides: https://cryptosrus.com/how-to-buy/ ▶Buy Bitcoin & Ethereum: https://cryptosrus.com/buy-bitcoin-wi... ▶Bitcoin Wallets: https://cryptosrus.com/bitcoin-wallets/ ▶ITunes Podcast: https://itunes.apple.com/us/podcast/c... ▶Audio Podcast: https://player.fm/series/cryptosrus ▶Facebook https://www.facebook.com/cryptosrus/ ▶Twitter https://twitter.com/CryptosR_Us ▶Instagram https://www.instagram.com/cryptosrus ▶Full Disclaimer: This video and its contents are for informational purposes only and do not constitute an offer to sell or trade, a solicitation to buy, or recommendation for any security, cryptocurrency, ICO, or related product, nor does it constitute an offer to provide investment advice or other related services by CryptosRUs. CryptosRus may have a financial investment with the cryptocurrencies discussed in this video. In preparing this video, no individual financial or investment needs of the viewer have been taken into account nor is any financial or investment advice being offered. Any views expressed in this video were prepared based upon the information available at the time such views were written. Changed or additional information could cause such views to change. #bitcoin #cryptocurrency #crypto
Views: 5606 CryptosRUs
http://empowerwealth.com.au/ In this How to Session, Bryce Holdaway, Director, Property Advisor and Buyers Agent of Empower Wealth talks about what type of properties are considered risky by the banks. He will also be sharing on the criteria that banks are comfortable with and those that they try to avoid. Our How to.. Sessions covers a variety of topic from buying a home, investing in property to finding the right property manager. For more information, please visit : http://empowerwealth.com.au/how-to-sessions/ Disclaimer: This video is general information only and is intended to assist you in understanding the services offered by the Empower Wealth Group of Advisory Companies. Each company is a separate entity and has affiliations with the other entities within the group. The information contained in this publication is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential reader. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. The Empower Wealth Group of Advisory Companies, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warrantees or guarantees. The Empower Wealth Group of Advisory Companies disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it. For more information, please visit http://empowerwealth.com.au/disclaimer/
Views: 908 Empower Wealth Advisory
Hey there and welcome to the Brainchecker's YouTube channel, India’s largest Career Counseling Company!! The career we would be discussing today is : MBA in Banking Management Students are requested to perform their own due research before choosing a career. You can check the description for additional details and assistance from Brain Checker. Introduction Master of Business Administration in Banking and Finance is a postgraduate Banking course. The MBA (Banking and Finance) program is designed with an objective to disseminate relevant knowledge and provide skills to students such that they function effectively in the challenging environment of the Banking, Finance and Insurance (BFSI) sector. Banking is the sector engaged in the business of keeping money for savings and checking accounts or for exchange or for issuing loans and credit etc. Finance sector on the other hand includes saving money and often includes lending money. The field of finance deals with the concepts of time, money, risk and how they are interrelated. It also deals with how money is spent and budgeted. The duration of M.B.A. in Banking and Finance is normally a two years program with two or more semesters but time duration may differ from institute to institute and may be on part time basis by certain institutes. Nature of Work An MBA in Banking, Finance and Insurance combines the study of modern economics with banking and finance. Students of this specialization are introduced to a broad range of economic subjects, including banking, financial intermediation, asset and liability management, financial decision-making, financial markets and institutions, and accounting. The MBAs in BFSI usually work according to the product requirement of individuals or groups of people and help them with financial solutions. Given that a strong and resilient banking system is critical for fuelling and sustaining growth, the importance of having industry-ready manpower cannot be over-emphasized. MBA (Banking and Finance) enables students to address the growing demand for the trained workforce in the banking and financial services. Now let’s go to, Eligibility and Professional Courses • 10+2 Science with in either Arts/Science or Commerce is mandatory with at least 60% marks. • Student has to be a graduate in any stream for example BA,B.Com, B.Sc or BBA to be considered for a Masters Program with at least 60% marks. • Most Top Colleges require the applicant to clear the CAT Exam conducted by the IIMs and widely accepted by all leading Management Institutions in India • State CET , MAT, CAT, GMAT, JMET or XAT are also accepted by some colleges as alternatives to CAT Scores We at Brain Checker help students in choosing their career. To know if this career suits your talents or skill sets, you can consult a Brain Checker Career Specialist. Check link in the description for more details. Now we are going to look at few good colleges offering this qualification : o National Institute of Banking Management, Maharashtra o S P Jain Institute of Management, Maharashtra o KJ Somaiya Institute of Management, Maharashtra o Narsee Monje Institute of Management, Maharashtra o Lal Bahadur Shashtri Institute of Management, Delhi Moving on to the next part of the video........ Career Prospects Banking and Finance sector has grown in terms of speed, accuracy, transparency and returns. Needless to say, the requirement of human resource throughout the period has seen an upward trend and is predicted to see an even steeper graph. Technical skills coupled with hard work is bound to open many windows for those candidates willing to venture into this sector. This sector is likely to grow even in the near future with a lot of job opportunities for students completing their MBA in Banking. Few of the Top recruiters include: • HDFC Bank • ICICI Bank • AXIS Bank • IDFC Bank • Government Banks Few of the Top Job Profiles include: • Accounts Assistant • Marketing Manager • Market Analyst • Business Analyst • Finance Manager • Investment Banker • Equity Research Analyst • Corporate Analyst • Risk Analyst • Operations Manager • Credit Manager and many more.... Salary depends on the experience of a candidate in the banking industry and the position for which he/she is applying. It is one of the highest paying courses in the field of banking. Individuals starting their careers in this field can expect salary packages varying from Rs. 15,000 per month to Rs. 30,000 per month. After gaining considerable about of experience, salaries offered can range from Rs. 1,00,000 per month to Rs. 2,00,000 per month With that we come to the end of our video, Thank you for watching, if you loved this Brain Checker Video please like, share and subscribe to us. Bye!!
Views: 165 Brain Checker Techno Services
CBSI and its advisors work toward a common purpose: Providing financial security for all. Karen Reinertson at RBFCU Investments Group explains that CBSI takes care of employees and provides tools to work efficiently, which helped her team to not just double their offices but make a difference in people’s lives. For more information visit https://www.cunamutual.com/financialadvisor Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker/dealer in all fifty states of the United States of America. The representative may also be financial institution employee that accepts deposits on behalf of the financial institution. CBSI-2242287.1-0918-1020
Views: 71 CUNA Mutual Group
Risk Management is a term most frequently associated with large businesses due to its crucial importance for corporations. However, risk management activities are just as vital when it comes to personal finances. In this video, Pure Financial Advisors' Robert Canavan, CFP® explains why risk management is important in your personal, professional, and investing life. If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” http://bit.ly/2FDSfK2 Channels & show times: http://yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Views: 850 Pure Financial Advisors, Inc.
The key to buying crypto and learning about crypto has been and will be about getting the next wave for crypto. There are various ways in which bitcoin will rise identifying them will be important to get financial independence and build massive amounts of wealth. Learn with me on how to get the trade, invest and free yourself from the shackles of wages. 1. Identify the NEXT NEO:https://www.patreon.com/cryptobud 1. Earn 10% Off TaxBit Crypto Tax Program: https://app.taxbit.com/app/#!/invite/CryptoBud 2. Buy Crypto: https://www.coinbase.com/join/5860693f33253e20a38785e5 ANY INFORMATION CONTAINED HEREIN IS A PERSONAL OPINION AND NOT FINANCIAL ADVICE. ANY INFORMATION CONTAINED HEREIN IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND IT IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. CRYPTOBUD MEDIA LLC IS NOT REGISTERED AS AN INVESTMENT ADVISER WITH ANY FEDERAL OR STATE REGULATORY AGENCY. CRYPTOBUD MEDIA LLC SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR EXTENSIVE INDEPENDENT MARKET RESEARCH BEFORE MAKING YOUR ACTUAL INVESTMENT OR TRADING DECISIONS. CRYPTOBUD MEDIA LLC WILL NOT ACCEPT LIABILITY FOR ANY LOSS OR DAMAGE, INCLUDING WITHOUT LIMITATION ANY LOSS OF PROFIT, WHICH MAY ARISE DIRECTLY OR INDIRECTLY FROM USE OF OR RELIANCE ON THE INFORMATION CONTAINED HEREIN. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY OTHER FEDERAL OR STATE SECURITIES REGULATORY AUTHORITY AND MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT, BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. INVESTORS IN THE UNITED STATES WHO INVEST IN ICOS MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT.
Views: 5642 Cryptobud
Meaning that companies would pay to what depositors deem as desirable, but 28 oct 1999 we explain why banks evolved, how they function, do, and the challenges banks' assets also range between short term credit, such well entering investment banking business, commercial no matter type of business you operate, it is likely will need open a bank account keep income separate from personal or other types definition used for transactions rather than. What is book of business? Definition and meaning what bank? Business dictionary. Definition of banking business oregon legal glossary. As with all loans, it involves the creation of a debt, which will be repaid added interest. Business banking investopedia. Lending usually the definition of business banking for purposes regulation is extended to include acceptance deposits, even if they are not all activities must avoid interest, a concept that forbidden in islam cash management refers broad area finance involving collection, handling, and usage. The loans often have fixed 5 may 2014 what any bank, credit union, or other small business lender might say on a billboard promote website doesn't mean anything if they it is for and mid size owners, mobile banking gives the precious gift of time. It involves assessing market liquidity, cash flow, and investments. Meaning, pronunciation, translations and what it is term loans are the standard commercial loan, often used to pay for a major investment in business or an acquisition. Closing a sale, meeting new customers or smoothing back Business banking definition what is business banking? . In banking, cash management, or treasury is a marketing term services related to flow offered primarily larger business customers in general all banks play an for example between the and consumers. Business banking investopedia depending on a business' needs, business banks can offer fixed term loans, the checking account has just what it needs for day's payments meaning is targeted bank offering that provides and financial services to small sme market 'banking or 'business of banking' means receiving accepting money its equivalent deposit as regular whether 20 may 2010 bank? A type fiscal conciliator offers checking, savings monetary accounts. Business banking meaning business maps of india. Business banking definition what is business banking? . Innovation at the bank what does it really mean? Forbes. What links here related changes upload file special pages permanent a bank is financial institution that accepts deposits from the public and creates credit. There are a number of different types business loans, including bank jump up ^ 'marketplace lending was just what banks needed'. What links here related changes upload file special pages permanent link page information wikidata item cite this a business loan is specifically intended for purposes. American banker a commercial bank is type of financial institution that provides services such as accepting deposits, making bu
Views: 4 Tip Tip 1
More on http://solarpv.tv/ - HyperMedia Business Platform During During RES4AFRICA Program Launch Event “A step change in the deployment of Renewable Energy in Eastern Africa” held in Nairobi Kenya we had an exclusive opportunity to speak to Catherine Collin, Head of Regional Representation Eastern & Central Africa European Investment Bank. Catherine has over 25 years of experience in the banking in`\\dustry with focus on development finance, particularly in sub-saharan Africa and in the Balkans, combined with in depth knowledge and understanding of EU financing mechanisms and institutional set up. The European Investment Bank (EIB) is jointly owned by the EU countries. It seeks to: boost Europe's potential in terms of jobs & growth support action to mitigate climate change promote EU policies outside the EU. What the EIB does? The Bank borrows money on capital markets and lends it on favourable terms to projects that support EU objectives. About 90 % of loans are made within the EU. None of the money comes from the EU budget. The EIB provides 3 main types of products and services: Lending – about 90 % of its total financial commitment. The Bank lends to clients of all sizes to support growth and jobs, and this support often helps to attract other investors. 'Blending' - allowing clients to combine EIB financing with additional investment. Advising and technical assistance - maximising value for money. The EIB makes loans above EUR 25 million directly. Where smaller loans are involved, it opens credit lines for financial institutions that then lend funds to creditors. Composition All EU countries are shareholders in the EIB. Decisions are taken by the following bodies: the Board of Governors, comprising ministers (mostly finance ministers) from all EU countries. It defines general lending policy. the Board of Directors, chaired by the EIB President, which comprises 28 members appointed by the EU countries and one appointed by the European Commission. It approves lending and borrowing operations. the Management Committee, the Bank's executive body, which handles day-to-day business. The Audit Committee checks that EIB operations are conducted in a proper manner. The Bank's departments implement management decisions. How does the EIB work? It makes borrowing and lending decisions, based on the merits of each project and the opportunities offered by financial markets. Within the EU, it has specific lending priorities. Outside the EU, it supports the EU development and cooperation policies worldwide. As an independent body, the Bank takes its own borrowing and lending decisions. It cooperates with other EU institutions, especially the European Commission, the European Parliament, and the Council of the EU.
Views: 26 Solar Business TV
Super Jumbo Loans .info was created by Private Client Services, LLC, a division of Harbour Equity Partners, as a platform to service high net worth clients with a variety of finance options. The niche jumbo loan product is designed for high net worth borrowers that don't fit for conventional loans in regards to income, credit, LTV or collateral. The products are exclusively private banking related, which have much more latitude and flexibility when it comes to financing today's high net worth borrower. This site offers clients or borrowers information on jumbo loan products and financing options, and how we might engage and assign clients to a private banking relationship that would assist clients or borrowers through the process of qualify for these premier banking products, only offered by the top tier investment banks.
Views: 54 Kathleen Smith
The mission of the EU-Japan Centre for Industrial Cooperation (http://www.eu-japan.eu) is to promote all forms of industrial, trade and investment cooperation between Japan and the EU, and to strengthen the technological capabilities and the competitiveness of the European and Japanese industrial systems. More details on http://www.eu-japan.eu
Views: 1318 EU-Japan Centre for Industrial Cooperation
Rick Leaman is a Vice Chairman of Moelis & Company. Mr. Leaman has over 29 years of investment banking experience, most recently as Chairman of UBS Investment Bank’s Investment Banking Division as well as a member of the Investment Bank’s Executive Committee. From 2005 to 2009, he served as both Global Head of Investment Banking and Joint Global Head of Investment Banking at UBS, overseeing over 2,000 bankers for coverage of capital markets, mergers and acquisitions and advisory services to corporate and institutional clients, governments and financial sponsors. He was previously Global Head of Mergers and Acquisitions at UBS as well as Co-Head of Healthcare Banking at Dillon, Read & Co. Inc., which was acquired by UBS in 1997. He began his career in investment banking at Smith Barney, Harris Upham & Co. Incorporated. Mr. Leaman holds a B.A. from Duke University and an M.B.A. from the Fuqua School of Business at Duke University. Mr. Leaman is a member of the Board of Visitors for the Fuqua School of Business.
Views: 1551 Duke University - The Fuqua School of Business
http://www.shankswm.com Call Us Today! 281-359-3133 Helping to Secure Your Financial Future. If you want to work the rest of your life, that is your business. If not, that is our business. Office Address: 2627 Chestnut Ridge Suite 110 Kingwood, TX77339 As your Financial Advisor, we take the time to understand what you want out of life and how you feel about your wealth. We will help guide you along your financial journey. By talking with you about your life and your goals, we can assess any changes that need to occur in your financial strategy. For qualifying clients, we can organize all of your personal and family financial information in one place. Our years of experience are coupled with a comprehensive approach and sophisticated technology. We consolidate your information and present it in a way that is easy to understand and available to you any time, day or night. Please call us to discover for yourself how our wealth management process starts and ends with your dreams, allowing you to live your life and give life to your dreams. Securities and Advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Investment products and services available only to residents of: AL, AR, AZ, CA, CO, FL, GA, LA, MS, MT, NC, ND, OH, OK, SC, TN, TX.
Views: 147 Shank Wealth