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06 Government Age Pension rates and thresholds from July 2014: Retirement Planning 2014
 
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http://cornerstonewealth.com.au http://christiansuper.com.au Gavin Martin, Financial Adviser and the Managing Director of Cornerstone Wealth explainsGovernment Age Pension rates and thresholds from July 2014 Income test July 2014 Full pension Single income less than $160 p.f. or $4,169 p.a. Couple income less than $284 p.f. or $7,384 p.a. Part pension Single income less than $1,846 p.f. or $47,996 p.a. Couple income less than $2,825 p.f. or $73,450 p.a. Assets test July 2014 Full pension home owner Single $202,000 Couple $286,000 Part pension home owner Single $764,000 Couple $1,134,000 Payment rates July 2014 Single homeowner $21,913 Couple homeowner $33,036 Disclaimer This presentation has been prepared without taking into account the personal objectives, financial situation or needs of any person. You should consider the appropriateness of the information presented having regard to your own objectives, financial situation and needs and obtain professional financial advice prior to making any decision. Before making any decision about whether to acquire any financial product, you should obtain and consider the information contained in the relevant Product Disclosure Statement. © Cornerstone Wealth 2014. All rights reserved. No part of this presentation may be reproduced in any form without the prior permission of the copyright.
Views: 534 Gavin Martin
Best Annuities for Retirement Income - What are the Best Annuities for Retirement Income
 
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What are the best annuities for retirement income – What is the best annuity for retirement income? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of annuities for retirement income and learn how you can avoid the most common mistakes that individuals have made when looking to purchase the best annuities for retirement income. Finding The Very Best Annuity Rates Annuities are an investment that will provide you with a retirement income. When a good investment is made it will provide the best annuity rates, which, combined with Social Security, company pension or other income, will provide for a very nice income when you are no longer working. Having a good retirement income takes planning and one cannot start too soon. Annuities are contracts put out by insurance companies that will pay the owner a regular check at a time agreed on. Life-time annuities are particularly popular as they are guaranteed for the life of the annuity holder however many choose the shorter term ones as the rates are higher. There are many different types of annuities. Some have a fixed rate, or income, others depend on the stock market or other entities. The best time to start working on this type of plan is when a person is young and still working. Unfortunately for a person in this position that usually seems a long time off. When an insurance company receives funds from clients they invest the money, depending on the type of product purchased. Fixed rate annuities are invested in thing such as bond funds and pay out at an advertised rate of appreciation. In other words, they appreciate in value as the interest accumulates from the investment. What the company has advertised as the rate of payment is what you will get. The variable rate annuities make riskier investments and the rate paid out will vary depending on whether the investments made or lost money. It has greater possibility of gains but also has the possibility of lower returns than the fixed rate. This type of fund also has additional fees. A number of insurance companies will have a fixed minimum rate of return of 2 to 3 per cent regardless of the investment return, others do not. There is no income tax on the earnings until the money is drawn out. The majority of contracts have a limited period of time they will be in force. The shorter contracts pay out more than those that are stretched over a long period of time. It is possible for you to purchase a lifetime annuity but the money remaining, when you die, is lost unless you have a 'death benefit' clause. This clause assures that any money left in the remaining fund will go to your heirs. Choosing a good and reliable insurance company to make this kind of investment is critical. Special investigations should be made regarding such things as how long they have been in business, their rate of return and other factors. The sad thing is that if an insurance company goes bankrupt you will lose your money. In checking out the various companies that offer Pension Annuities you will find different rates. This is because some companies have less overhead costs than others do. There is no doubt that having a good annuity policy, that pays the best annuity rates, is a big boost to one's retirement income. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: best annuity for retirement income top annuities for retirement income best annuities for retirement income explained best annuities for retirement income reviews best annuities for retirement income review What is the best fixed indexed annuities for retirement income vs the top immediate income annuity for retirement income https://www.youtube.com/watch?v=ruitxL7nxUw
Views: 3976 retiresharp
HDFC  MF New scheme , Monthly Pay Out in Hindi ( Prudence Fund )
 
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Hello Friends Note :- हेलो दोस्तों "HDFC Mutual fund का Prudence Fund एक बहुत ही अच्छा पेंशन प्लान हे हलाकि इसका नाम Officially पेंशन प्लान नहीं हे लेकिन आप एक बार निवेश करके प्रति माह पेंशन के रूप में एक निश्चित राशि पा सकते हे जोखिम एवं अन्य जानकारी वीडियो में बताई गई हे " In this video we will show you hdfc mutual fund pension plan, in which one can invest a Big amount and get regular pension For example If Some One Invest 10 lac Rs. Then he can get 10000/- pension per month "this is really amazing plan". In this plan by investing a big amount one can get an amount of pension. in this plan pension start immediate no need to wait for long time. start this plan and pension start hand to hand. So Friends Lets see the name of this plan Then Name of the HDFC MF Pension Plan Is """" HDFC PRUDENCE FUND""" ( An Open Ended Balanced scheme) { Two Option available regular and direct both are good HDFC Prudence fund is balanced fund which invest in both equity and debt Instrument which give amazing returns. Now See How to Buy HDFC Mutual Fund Online , first option to buy hdfc pension plan -- one can buy this plan from hdfc mutual fund office second option to buy hdfc mutual fund pension plan is visit to hdfc bank and buy hdfc pension plan Third Option to invest in hdfc pension plan or invest in hdfc pension plan direct from home is log in to http://www.hdfcfund.com/investorcorner/hdfcmf-online
Views: 586422 Online Support Raj
Calculate Value of Savings/Retirement Plan in Excel - FV()
 
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http://www.TeachMsOffice.com This teaches you how to use the FV() Future Value function in excel in order to calculate how much a savings or retirement plan will be worth in so many years. This is a simple example and assumes annuity like payments. You will learn how to do this on an annual basis and then how to modify that to work for any number of deposits per year or period. If you want to follow along with the spreadsheet seen here or just to download that spreadsheet, check out the website and navigate to this tutorial: http://www.TeachExcel.com
Views: 48248 TeachExcel
U.S. Pensions Will be Bankrupt in 4 Years! Countless People Will Not Survive!
 
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LOOK THROUGH MY BOOKS!: http://books.themoneygps.com SUPPORT MY WORK: https://www.patreon.com/themoneygps PAYPAL: https://goo.gl/L6VQg9 BITCOIN: 1MbAUXsHa8XRFMHjGurd7L5nRDYJYMQQmq STEEMIT: https://steemit.com/@themoneygps T-SHIRTS: http://themoneygps.com/store MY FREE eCOURSE - Financial Education Taught in Simple Illustrative Videos: http://themoneygps.com/freeecourse ******************************************************************** Sources: https://goo.gl/UpprQe In This Episode: Pension funds and other retirement accounts are a simple concept. Invest the money now and we’ll pay you out at a later date. It’s a simple Ponzi scheme that works well under most conditions. Just keep money pouring in and you will always have money to give out. But what about if you don’t have enough money coming in? What happens then? Also, this money you put in has been gambled with. Tampered with. In the end, there will be nothing left for you and I. pension fund pensions bond fed federal reserve central bank debt deficit money cash savings
Views: 45225 The Money GPS
Sell Annuity Payment
 
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Views: 223 Jamal Jehad
Unpaid SSS loan can affect retirement payment
 
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Free SSS consultation from 1,360 satellite monitoring centers. Sss, contribution, loan, retirement, payment, gmk, good morning kuya,untv There is more to mornings than your usual daily-paper-and-coffee habit. GMK showcases heightened and unmatched public services, sensible exchanges of stories and opinions, and trustworthy news reports. GOOD MORNING KUYA Aired July 15, 2014 at UNTV 37 For more info, visit http://www.untvweb.com/program/good-morning-kuya/
Views: 3592 UNTV News and Rescue
Split Decisions: Pay off student debt or save for retirement? | Fidelity
 
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Money guru Jean Chatzky helps a recent college grad decide if he should pay down student debt, or start investing for retirement. What would you do? Watch the full video series at https://fidelity.com/mymoney To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments ------------------------------------------------------------------------------------------------------------------------------- TAYLOR: I’m Taylor. I’m 22. I just graduated from school. I graduated with this accumulation of debt. JEAN: Do you have a plan of attack? TAYLOR: Not really. (laughter) I feel like you’re just thrown out into this ocean of financial decisions. I mean, my goal is to just like pay off the debt as I can, and as soon as possible. JEAN: So what sort of interest rates do you have on these loans? TAYLOR: Yeah, it’s 3.8, 3.9, somewhere in there. JEAN: These student loan debts, although they weigh really heavily on you emotionally. They’re not costing you all that much money. When you hear people say, pay off your debt, pay off your debt, they’re often talking about high interest rate credit card debt. But you got a student loan at 3.8%, and it’s tax-deductible. So I worry about people trying to just bulldoze their way out of student loan debt at the expense of their future. The question you have to ask yourself is should I hustle to pay that off as fast as I can, or would I be better off paying that off on the schedule that they give me, but taking any extra money that I can come up with and investing it for the future. Would the return on my money actually be better by putting some money in a work-based retirement plan, or in an IRA, and putting it in the market where it can grow? TAYLOR: More spread it out and try to plan for the present and the future. JEAN: At the same time, if you can. If you find that it’s really difficult and you can’t save anything for your future, then you want to look into an income-based repayment sort of plan where they’ll cap your payments based on your income, and that’ll allow you the freedom to put some money away for emergencies, and put some money away for the future. So having had this conversation – like what’s your approach going to be? TAYLOR: My goal is to change the world in whatever ways I can. It will be important to take some money and put aside for those future endeavors. It’s not all about just like paying down your debt. That’s kind of where I’m at, so. JEAN: That’s good. TAYLOR: Cool. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island, 02917 734535.17.0
Views: 120516 Fidelity Investments
Is Retirement Pay Taxable?
 
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"REVEAL Is Retirement Pay Taxable? LIST OF RELATED VIDEOS OF Is Retirement Pay Taxable? Is Retro Pay Taxable? https://www.youtube.com/watch?v=vpvfBzV2owo Is Return Inwards An Expense? https://www.youtube.com/watch?v=zqbN2-IV03o Is Reunion A Country? https://www.youtube.com/watch?v=fmhMXVbLWfE Is Rev Run A Real Pastor? https://www.youtube.com/watch?v=b5LtKG7ALpA Is Reverse Osmosis Water Alkaline Or Acidic? https://www.youtube.com/watch?v=6kPEkkJMC0w Is Reverse Osmosis Water The Same As Distilled Water? https://www.youtube.com/watch?v=Ao9kAZl3Jq8 Is Revlon Colorstay Foundation Oil Free? https://www.youtube.com/watch?v=ZTbs6YrdEhk Is Rhodium Magnetic? https://www.youtube.com/watch?v=T087WmWEBas Is Rhododendron Honey Toxic? https://www.youtube.com/watch?v=0HPDvZu1p3I Is Riboflavin Water Soluble? https://www.youtube.com/watch?v=6cv95VUTt-0"
Views: 25 Cash for Question
Income tax and your pension payment
 
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Tax can be withheld from SPP pension payments. This brief video explains some of the considerations in determining how much tax to have deducted from your payment. For more information about retirement from SPP visit our website at https://goo.gl/hN4O8v. Stay in-the-know! Website: http://www.saskpension.com Facebook: http://www.facebook.com/SaskatchewanPensionPlan LinkedIn: http://www.linkedin.com/company/saskatchewan-pension-plan Blog: http://savewithspp.com/ G+: https://plus.google.com/+SaskpensionSPP Signup for eUpdates: http://goo.gl/g40qk And don't forget to subscribe to our YouTube channel! Video produced and filmed by: Saskatchewan Pension Plan
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
 
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Why Pay Off Debt If I Can Invest at a Higher Interest Rate? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 149284 The Dave Ramsey Show
How much taxes do you really pay?  Way more than you think!
 
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Would you believe I can show that you pay more than 50% of what you make in taxes? The numbers might surprise you! Sources for the number referenced in the video: Income: https://www.thebalancecareers.com/average-salary-information-for-us-workers-2060808 says $44,562 https://www.ssa.gov/OACT/COLA/AWI.html Social Security says 48,642 https://www.fool.com/investing/2017/03/24/whats-the-average-income-in-the-united-states.aspx says $51,272 https://www.businessinsider.com/us-census-median-income-2017-9 says about $58,000 Federal income tax 25% on income between 35K-85K https://www.fool.com/retirement/2017/03/04/whats-the-average-americans-tax-rate.aspx State and local income tax 9.9% http://www.tax-rates.org/taxtables/income-tax-by-state https://www.fool.com/retirement/2017/03/04/whats-the-average-americans-tax-rate.aspx Social Security 4.7% averaged self employed and employed (not with employer contributions) https://www.fool.com/retirement/2017/03/04/whats-the-average-americans-tax-rate.aspx Medicaid/Medicare 1.66% (as above) https://www.fool.com/retirement/2017/03/04/whats-the-average-americans-tax-rate.aspx Property tax each of the country’s 84 million single-family homeowners paid an average of $2,127/yr (4.5% @50,000) to $3,296 in property taxes (or 6.6% @50,000) https://www.fool.com/retirement/2017/01/27/heres-what-the-average-american-pays-in-property-t.aspx https://www.usatoday.com/story/money/personalfinance/2017/04/16/comparing-average-property-taxes-all-50-states-and-dc/100314754/ Estate/gift/Inheritance/death tax https://en.wikipedia.org/wiki/Estate_tax_in_the_United_States https://estate.findlaw.com/planning-an-estate/how-us-tax-rules-apply-to-inheritances-and-gifts-from-abroad.html Luxury tax Recently, the United Sates Luxury Tax is being imposed on goods like perfumes, tobacco, deluxe cars, alcohol, jewelries, and many other items. http://www.economywatch.com/tax/united-states/luxury.html Hotel tax (can be quite large) https://traveltips.usatoday.com/calculate-hotel-tax-61990.html https://www.finweb.com/taxes/a-list-of-state-hotel-tax-rates.html Sales tax 6% https://www.thomsonreuters.com/en/press-releases/2016/december/state-level-us-sales-tax-rates-unchanged-in-q3-2016.html https://www.fool.com/retirement/2017/03/04/whats-the-average-americans-tax-rate.aspx Fuel taxes (Fed gasoline .18/gal, Fed diesel 24.4/gal) State fuel taxes https://en.wikipedia.org/wiki/Fuel_taxes_in_the_United_States (.31.04/gal) (about .50/gal fed and state tax combined which is @20% @2.50/gal, 18% @$2.75/gal, 17% @3.00/gal) Average miles traveled in US annually https://www.fhwa.dot.gov/ohim/onh00/bar8.htm (13,500 miles @25pmpg = about 540 gals/year = about $270/year in Fed & State fuel tax combined, or about ½% of $50,000) Vehicle registration/tolls/air/inspection/parking meters/passport/fines https://www.nerdwallet.com/blog/loans/total-cost-owning-car/ http://www.ncsl.org/research/transportation/registration-and-title-fees-by-state.aspx https://www.huffingtonpost.com/gobankingrates/most-and-least-expensive_b_9516846.html http://www.ncsl.org/Portals/1/Documents/transportation/Motor_Vehicle_Registration_Fees_18014.pdf#page=36 Phone/911 (9/11 fees about $1/mo for $10/yr or .02% @50,000) https://taxfoundation.org/cell-phone-taxes-2017/ (18.5% of entire bill is taxes or about $60/yr in taxes for one cell line or .12% of $50,000) https://en.wikipedia.org/wiki/Federal_telephone_excise_tax Cigarette/alcohol Court fines Schools/library Electric/Sewer/water taxes https://wallethub.com/edu/energy-costs-by-state/4833/ IRA early withdrawal Gun ownership/carry permits Environmental/tires/disposal Zoning/building/well/septic IRS interest/penalties Marriage license Inflation Ten Planks of the Communist Manifesto: http://www.beliefnet.com/columnists/watchwomanonthewall/2011/07/list-of-10-planks-of-the-communist-manifesto.html
Views: 689 ForbiddTV
Compensation 101: How did I get this rating?
 
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VA uses the Combined Ratings Table to determine a Veteran’s disability rating. VA makes this determination about the severity of a disability based on the evidence submitted as part of a claim, or that VA obtains from military records. VA rates disability from 0% to 100% in 10% increments (e.g. 10%, 20%, 30% etc.). See the Combined Ratings section below for information about how VA calculates disability percentage for disabilities here by visiting http://www.benefits.va.gov/COMPENSATION/rates-index.asp#combined.
3 Reasons Why You Should Not Pay Your Debt
 
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Paying off an old collection or charge off will increase your credit score. This is a huge MYTH! Effects of Paying When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off. By paying your debt, it renews the date of last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe by paying off collections or charge-off accounts, that it will raise their credit scores. It certainly seems logical; however it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or payments are made on the account), by doing so can be devastating to ones credit score. The recent activity of any derogatory item has a big impact on how it effects your overall credit score. Is the Debt Still Valid? After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as "the statute of limitations on debt" and varies by state. If the statute of limitations has passed, it is illegal for a debt collector or creditor to sue you. You need to be careful in communicating with a debt collector because the debt statute of limitations can easily be restarted by acknowledging that you owe the debt, making a payment, entering a payment plan, making an agreement to pay or making a charge on the account. After 7 Years Collection and charge-off accounts should only remain on your credit report for 7 years. It is important to check your credit reports as the credit bureaus often continue reporting these derogatory accounts over the 7 year limit. If you have any questions regarding collection accounts on your credit reports, call our office today for your complimentary credit consultation. We look forward to hearing from you. 480-502-5554 LEGAL DISCLAIMER: The advice provided is for informational purposes only. It is not to be construed as Legal Counsel or Legal Advice.
Views: 407675 911creditpros
Social Security & Retirement What Women Need to Know
 
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What Women Need to Know About Social Security & Retirement. Questions for Women Questions Every Woman Should Know the Answers to Concerning Social Security. Women represent 55.6 percent of all Social Security beneficiaries age 62 and older and approximately 65 percent of beneficiaries age 85 and older 1. Is there anything that can stop a women from getting Social Security if she has worked? If you’ve worked for at least 10 years and earned a minimum of 40 work credits, you are vested in the Social Security system. Once you reach age 62, you will be eligible for your own Social Security benefit whether you’re married or not and whether your husband collects Social Security or not. Your retirement benefit based on a percentage of your average monthly wage using a 35-year base of earnings. If you don’t have 35 years of earnings, you will still get benefits but they may be reduced. If you become disabled before your full retirement age, you might qualify for Social Security disability benefits if you’ve worked and paid Social Security taxes in five of the preceding ten years. If you also get a pension from a job where you didn’t pay Social Security taxes (e.g., a civil service or teacher’s pension), your Social Security benefit might be reduced. Example: If you have a side job or worked in the past as a teacher or county or state employee and you have earned your 10 years, you will be able to receive your pension plus your SS benefit allowed. The SS benefit may be reduced depending on how many credits you have earned. 2. Is there a marriage penalty or are benefits limited that are paid to a married couple? If you are married and both you and your husband have worked, you will each be paid your own Social Security benefit. A working woman is not limited to one-half of her husband’s Social Security. (That rate applies to women who never worked outside the home.) Example, if you are due a Social Security benefit of $1,200 per month and your husband is due a Social Security benefit of $1,400 per month, you will be paid $2,600 per month in retirement benefits as a family. 3. If I am due two benefits, which benefit do I get? Most women are potentially due two benefits: your own retirement benefit and wife’s benefit on your husband’s record. But you only get the one that pays the higher rate, not both. Example: Husband is 66 and gets $2700 / month Social Security benefit. Wife is 66 and is gets $900.00 / month Social Security benefit. Wife is entitled to either 1/2 of husbands ($1350) or her own ($900). Not both. Example 2: Husband is 66 and gets $2700 / month Social Security benefit, but delays retirement until age 70 where he will then receive SS benefit. The husband will be able to collect 3575 / month at age 70. Wife is 66 and is gets $900 / month Social Security benefit. At his retirement, the wife would then be due an increase to 1/2 of husbands SS benefit which is now $1787 / month. Wife is entitled to either 1/2 of husbands ($1787) or her own ($900). Not both. A wife is due between one-third and one-half of her husband’s Social Security. Most working women who reach retirement age get their own Social Security benefit because it’s more than one-third to one-half of the husband’s rate. But if your husband dies before you, you can apply for the higher widow’s rate. (See number 5 below). 4. What happens if I am divorced and I was married at least 10 years. Am I eligible for some of my ex’s Social Security? Divorced women married at least 10 years are eligible for Social Security on the ex husband’s record if they are unmarried at the time they become eligible for Social Security. Example: If you never worked and were married for 10 years or more and you are now divorced, when you reach age 62 you are eligible to start receiving benefits from your ex husband. You do not need to contact your ex. SSA will take care of the processing for you. You just have to prove your 10 years of marriage. If you did work outside the home for more than 10 years, you could receive the benefit that is higher if your ex husbands benefits are more than what you earn on your own record. If you were married for 2 times for more than 10 years each marriage, you should check on the benefit from both husbands to see which would be largest. Some women sign divorce decrees relinquishing their rights to Social Security on their ex-husband’s record. If you were married at least 10 years, those clauses in divorce decrees are worthless and are never enforced. Any benefits paid to a divorced spouse DO NOT reduce payments made to the ex or any payments due the ex’s current spouse if he remarried. Generally, the same payment rules apply to divorced wives and widows as to current wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow’s rates when he dies.
Views: 47 Wisdom Investor
Best Income Annuity - Best Income Annuity Review
 
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What are the best income annuities – What is the best income annuity? 1-800-566-1002 http://www.RetireSharp.com . What are the best income annuities for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to purchase the best income annuity. Income Annuity Accounts For Guaranteed Payments Consumers who need a guaranteed, stable monthly or yearly income will establish an immediate annuity account. Also know as an annuitization or an income annuity, these accounts provide a systematic payment for a specified period of time to the owner and the named beneficiaries. The payments will consist of principal and interest and continue for the term selected. Several factors will determine the monthly payout including the annuitant's age and gender, amount invested, current interest rates, payout duration, and whether the owner(s) wants the payment to be adjusted for inflation. Annuity Terms to Choose From One of the first options to determine is the duration of the income stream. A client might only need income for ten years as part of a structured settlement or litigation award. In this case, an initial deposit can be calculated in order to determine a guaranteed monthly payment for ten years. In other instances, clients will need guaranteed income for their lifetime. This is known as a life annuity and it is guaranteed to make payments for the life of the annuitant(s). Life annuities are often structured with a period certain to guarantee return of premium to the owner(s). Life Annuity with Period Certain For example, if a client owns a life annuity with a 20 year period certain then the income payment would be guaranteed for at least 20 years should the owner pass away prematurely. The remaining payments would transfer to the named beneficiary on the policy. Insurance carriers will usually allow for a period certain of up to 50 years. However, the longer the selected period certain, the smaller the monthly payments will be. A life annuity with no period certain will provide the largest monthly payment to the owner. This type of account is best for someone who needs maximum monthly income, but who is not concerned with providing benefits to a beneficiary. Income Payments Adjusted for Inflation Younger annuity owners may desire a payment that can be adjusted for inflation on a yearly basis. Most common are accounts that will increase monthly payments by a compounded rate of 3% or 5% year over year. Monthly payments in the first few years will be smaller than an income annuity without an inflation rider, but will increase substantially over time. In summary, purchasing an annuity designed to take care of future needs will take careful consideration. Shopping for the best is just as important as selecting the term and inflation rider. With the help of an experienced agent, annuity income planning can be designed to provide for a lifetime's worth of needs. It is best to work with an agent who can provide quotes from several well rated carriers as payouts can differ significantly depending on the annuity parameters. Learn more about income annuity accounts. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: top income annuity best income annuity for retirement best income annuity explained best income annuity reviews best income annuity review What is the best fixed indexed income annuity for retirement vs the best immediate income annuity for retirement https://www.youtube.com/watch?v=2CPAd2tZm84
Views: 1398 retiresharp
Why A 50% VA Rating Matters To Military Retirees
 
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In the past a veteran could not receive both VA disability benefits and military retirement. Travis Studdard explains how a veteran with at least a 50% disability rating may receive Concurrent Retirement Disability Pay and still be eligible for disability benefits.
When You SHOULD and SHOULDN'T Pay Off Your Mortgage | You Can Retire Sooner Than You Think
 
08:13
This is a gigantic financial question most people face as they move towards retirement. Should you go ahead and pay off your mortgage and be debt-free, or does it make sense to hold on to your mortgage since interest rates are so low? Financial planners are split. Some money pros think you are better off investing your surplus money rather than using it to payoff/paying down your mortgage. The reason: they believe you will get a larger net return by continuing to pay interest on your house while earning a higher return in the stock market. For example, instead of using $100,000 to pay off a 4% mortgage, these experts suggest, you should instead invest it in the market where you could see a return of, say, 8%. The result: a net 4% gain ($4,000). Here are two reasons you should pay off your mortgage and one reason you should not. Send me your questions directly at http://www.wesmoss.com (contact box in top right corner) ----------------------------------------­­­­­­­----------------------------------­-­-­-­- You Can Retire Sooner Than You Think (http://amzn.to/2l85Ezu) Free Workbook (http://bit.ly/2loBpGW) ----------------------------------------­­­­­­­----------------------------------­-­-­-­- Follow me on Twitter: https://twitter.com/WesMoss365 Join our Facebook community: https://www.facebook.com/wesmossmoney... Check out my website for more financial tools and articles: https://www.wesmoss.com Disclosure: This information is provided to you as a resource for informational purposes only. It is being presented without consideration of the investment objectives, risk tolerance or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. Investing involves risk including the possible loss of principal. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
Commutation Of Pension | What is commutation of pension | How to Calculate Commutation Of Pension |
 
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Commutation Of Pension | What is commutation of pension | How to Calculate Commutation Of Pension | Myshared4u In this Video we will show you how to calculate commutation of pension at home Myshared4u gives u video which is helpful to you Hi Welcome to Myshard4u Our channel gives you free knowledge which you want we are always try to do something new which you like we try to solve your problems which you not solve. we upload simple video in hindi language Our target is to provide best video for knowledge we are try to do something new always If you want to follow us than subscribe us on youtube or like our facebook page which link is given below our best video is Revised Bonus https://www.youtube.com/watch?v=HVc8ilFjN9o What is Gratuity https://www.youtube.com/watch?v=FlVnGbjohi0 7th Pay Commission confusions On OROP And Increment https://www.youtube.com/watch?v=IJDLRnGqm0E New Pension Scheme In India [In Hindi ] https://www.youtube.com/watch?v=pJckcsVFeIE Goods and service Tax https://www.youtube.com/watch?v=y2kErIqzvCA 7th pay commission [calculation and arrers ] https://www.youtube.com/watch?v=1GCPM-4RbgI How to get Reliance Free Jio Sim https://www.youtube.com/watch?v=KIlxJoxpeLs google chrome not working ? https://www.youtube.com/watch?v=-qPvvgCzhSY rivers of india https://www.youtube.com/watch?v=nTcb9PszcGY dance in india https://www.youtube.com/watch?v=XxozG5_VboE List Of Indian Cities On Rivers (Hindi) Updated https://www.youtube.com/watch?v=5ORArJ3MGrg Commutation Of Pension | What is commutation of pension | How to Calculate Commutation Of Pension | Myshared4u
Views: 57438 Myshared4u
retirement annuity basics rates
 
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What are retirement annuity basics rates – What is annuity basics rates 1-800-566-1002 http://www.RetireSharp.com . What are the best types of annuity basics for retirement and learn how you can avoid the most common mistakes that individuals have made when looking at annuity basics Learning All About Annuity Basics Most people, throughout their life, are looking forward to retirement. At the same time they want to increase the value of their money with as little risk as possible. Many have heard about annuities but do not understand exactly how they work. They do not want to try investing on their own and taking risks so they need to study annuity basics before making a purchase. Basically, retirement annuity basics rates are policies which are offered by insurance companies. These policies can be purchased in a couple of ways. It can be by putting in a large amount of money or they can be purchased on monthly payments. The monthly payments are preferred by younger people as the money, in most companies, can simply be a payroll deduction. People who are ready to retire and have money in an IRA or 401K often transfer the money to an annuity when they are required to draw it out of their account. This is a smooth transaction and has some tax benefits. The person making this kind of investment can receive monthly payments or simply leave the money in the annuity until needed. annuity basics differ, depending on the type that is purchased. Anyone thinking about making such an investment should carefully study all aspects of the one selected. An annuity sales person can thoroughly explain each type and usually give advice as to which one is most suited for the purchaser. There are set rates of return, for example. This means that, when paying, there is a set amount of money one will receive each month, quarter, year or whatever is designated when the policy is purchased. There is also the option of starting to receive payments immediately, or at a set time. Immediate payments are usually reserved for those who make a large investment. There are annuities which have different terms of growth as well as payments. retirement annuity basics rates are examples of this kind. Some types involve a portfolio of investments on which the amount of payment depends on the market, while others have a set rate. Terminology, such as Fixed Index, Multi-year Guarantee and Multiple-Fixed are just part of the investment profile when considering an investment of this kind. All money in annuities is invested and some policies have a payout depending on a portfolio of investments. Others are invested in things such as Mutual Bonds which are secure. Prior to contacting any company regarding this kind of investment it is important that you do annuity basics and learn all there is to know about the subject. There is a wealth of information on the Internet which is easily obtainable for research. Any company offering annuities must be registered with the state in which the person purchasing the annuity lives. It is often confusing to speak with someone directly regarding this subject. Many times, when leaving, it is impossible to remember all the details that were presented. Getting information from the Internet and printing it out, gives a person time to sit down and go over the details of each kind of policy offered. This involves money that will be needed at a future date to assure a good retirement income so investments should be made carefully. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: retirement annuity basics income annuity basics annuity basics explained annuity basics reviews annuity basics review What is the best fixed indexed annuity basics for retirement vs the top immediate income annuity basics for retirement
Views: 6 Joel Johnson
Financial Advisor Told Me To Invest Instead Of Paying Debt
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 257130 The Dave Ramsey Show
Retire This Year
 
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How much would you need to retire this year? ---https://promote.shiftingretail.com.au/--- Maximum pension payment rate for a single person is $867 per fortnight. This includes the maximum pension supplement and energy supplement. It is less for couples. (*see link below to government website.) The amount of Savings you would require to have in the bank in order to live a moderate lifestyle, would equate to around $480,000 of cash in the bank. Interest payments calculated at a 5% interest. (My apologies for my mistake in the video saying the amount would have to be $580,000.) The amount of Savings you would require to have in the bank in order to live a moderate lifestyle, would equate to around $800,000 of cash in the bank. Interest payments calculated at a 3% interest. All numbers are approximate and taken from a screenshot taken at a live event I recently attended in Sydney. *https://www.humanservices.gov.au/customer/enablers/payment-rates-age-pension ---https://promote.shiftingretail.com.au/---
Views: 19 LIVECLEAN
Should I Take My Defined Benefit Pension As A Lump Sum Or Annuity?
 
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TJ has a defined benefit pension plan that he can take as a lump sum or annuity. Wes helps TJ crunch the numbers and find the best path for retirement. Original air date: April 30, 2017 - Hour 2, Call 1. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, Buy it here: https://retiresoonerbook.com/
PF(Provident Fund) ALL DETAILS FOR EMPLOYEE & EMPLOYER(HINDI) NEW UPDATE
 
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PF(Provident Fund) ALL DETAILS OF EMPLOYEE & EMPLOYER(HINDI) 1) REGISTRATION 2) CLAIM 3) PENSION ALL FORM AND CONTRIBUTION RATE
Views: 269585 Anirban Sarkar
7th Pay Rs 27000 से 12000 तक मिलेगी Disability Pension डिफेंस पेंशनर्स को Ministry of Defence
 
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7th Pay Commission_ Disability Pension latest news for defence pensioners and family Pensioners. Govt Employees News. 7th pay commission latest news today. @@@@@यदि वीडियो लाभदायक रहता है तो कृपया और वीडियो के लिए Like, Share और सब्सक्राइब करना ना भूलें@@@@@ Follow us on: YouTube: https://www.youtube.com/c/GovtEmployeesNews Website: http://www.govtemployeesnews.com/ Facebook: https://www.facebook.com/GovtEmployeesNews/ Twitter: https://twitter.com/GovtEmpNews Google+: https://plus.google.com/+GovtEmployeesNews1 Blogger: https://govtemployeesnews1.blogspot.com/ Email: [email protected] Our Playlists You can watch your Category Videos……… ****** Defence Employees News********* https://www.youtube.com/playlist?list=PLnQ5z9CDty1RAWk4M83kXbU3S8PSn8rON *********Central Govt. Civil Employees Cornder********** https://www.youtube.com/playlist?list=PLnQ5z9CDty1Q0ehd8kRH8YgyFw4AqQXQj *********GDS (Gramin Dak Sevak) Latest News*********** https://www.youtube.com/playlist?list=PLnQ5z9CDty1Rrxh5MjW8zPw30mKUQZWbT **********Pensioners News************** https://www.youtube.com/playlist?list=PLnQ5z9CDty1SGD4x_xGo3fKNLx8mrcy-Y **********Railway Employees News******* https://www.youtube.com/playlist?list=PLnQ5z9CDty1Sj2Sc4oErUVKBeEuOeF9G6 7th pay commission latest news, seventh pay commission latest news, 7thcpc news, 7thcpc latest news today, 7th pay commission latest news today, pcda pension, pensioners latest news, defence pension latest news, central government employees latest news, govt employees news, govt pensioners news, family pensioners news, defence pension, 7th pay commission army latest, army pension 2017, pay rules 2017, pay matrix, defence pay matrix, sainik welfare, latest pension plan, cg staff latest news, civilian pensioners latest news, best saving plan, today headlines for government employees, seventh pay commission allowance, travelling allowance, daily da and ta for govt employees, how to, hindi news today, defence pensioners today news, gramin dak sevak, gds news, gds latest news, gds pay matrix, gds result 2017, gramin dak sevak result 2017, gramin dak sevak new salary, gds revised allowances, gds leave rules, govt employees leave rules, dopt latest order, government latest order, Railway Employees News, railway pensioners latest news, indian railway latest updates, railway employees allowances, railway employees leave rules. CGHS, Central Government Health Scheme, New Pension Scheme, National Pension System, National Pension Scheme, New Pension System. Retirement Age, Indian Railway News, Railway Employees News, Railway Pensioners News. Compassionate Appointment Guidelines and Procedure. House Rent Allowance, HRA, Income Tax Rules, HRA for Central Government Employees. 7th Central Pay Commission, Central Civil Pensioners, MoD Orders. To buy the Important Books for a Govt. Employee please click on the link given below: Swamy Handbook 2017 (English) http://amzn.to/2onmwnk Swamy Handbook 2017 (Hindi) http://amzn.to/2on6R7v Revised pay rules handbook http://amzn.to/2pgldLm Swamy’s TA Rules made easy http://amzn.to/2pC4pOG Disclaimer: Objective of this Channel is to provide real time information for Govt Employees and Pensioners. Each and every efforts are made to keep the content of this Channel correct and up-to-date. But, this Channel does not make any claim regarding the correctness of information provided in the Videos. The contents of this Channel cannot be treated or interpreted as a statement of law. In case, any loss or damage is caused to any person due to his/her treating or interpreting the contents of this site or any part thereof as correct, complete and up-to-date statement of law out of ignorance or otherwise, this Channel will not be liable in any manner whatsoever for such loss or damage. The Channel will endeavor to edit/delete any material which is considered offensive, undesirable and or impinging on national security. Users are advised to verify/check any information with the relevant departments(s) and/or other source(s), and to obtain any appropriate professional advice before acting on the information provided in the Channel. By: Govt Employees News
Views: 74996 Govt Employees News
Earn 70,000 Income After One time Investment with LIC Jeevan Akshay VI policy | Best Investment Plan
 
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Hey Guys, Today I am going to show you the Plan where you need to Invest your money for only One time and Get Return Income of Rs. 70,000 Every Year. It is a good Plan From LIC to Make Money. I consider this as one of my best investment plan among All plans for earning Money with LIC.
Views: 1037990 Khabree Laal
HOW DOES A 401K LOAN WORK | Saving for Retirement
 
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Today, we want to discuss how a 401k loan works. Also, we wanted to give you the pros and cons of borrowing against your 401k plan. - Pros Help Pay Down Credit Card Debt Lower Interest Rates Your Account Earns Interest Easy Access - Cons Loss of Investment Growth Repaid with After Tax Money Dependent on Employment Missed Saving Opportunities - Jason has over 11 years of industry experience. He is a Certified Financial Planner™ Professional,Chartered Retirement Plans Specialist™ and a Accredited Wealth Management Advisor™. He earned a Bachelor's degree from Ouachita Baptist University in Business Admin. Jason’s daily responsibilites consist of developing & overseeing our financial planning services, investment management platforms & technological solutions to better engage our clients. - Connect with Us! Facebook: www.fb.com/hagannewkirk LinkedIn: https://www.linkedin.com/company/2507... Blog: http://hagannewkirk.com/blog/ - Hagan Newkirk Telephone: (501) 823-4637 Email: [email protected] - Visit our Office: 6325 Ranch Drive, Little Rock, AR 72223
Should I Take My Pension As A Lump Sum Or Annuity?
 
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Stan wants to know if he should take his pension as a lump sum or annuity. The answer depends on multiple variables including marriage status and other "liquid" investments. Original air date: September 24, 2017 - Call 2. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, by Wes Moss - Buy it here: http://a.co/4Srbldy These audio clips are recordings from the Money Matters radio show. The provided discussions are general in nature and based on the financial and economic events at the time and/or minimal information disclosed by call-in participants. The responses to questions are not meant to be personalized investment advice. Every person's financial situation is unique and there is no one-size-fits all advice and requires more detailed analysis than what can be conducted for a call-in participant. Any information obtained in the audio should not be accepted as investment advice and should be discussed with a financial professional. Any actions taken should only be done after evaluation and analysis of your specific situation. All investing involves risk including the loss of an investor's principal. No guarantees can be offered that any of the call-in participants were successful or that any information provided assisted the call-in participant in achieving their financial goals.
SBI DSP Salary Account || Unique and Special Benefits || you Don't Know
 
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Friend this video give you full description about unique and special benefits and services offered by SBI for DSP Salary Account.
Views: 57538 Tech NapsaJi
How to find Interest & Principal payments on a Loan in Excel
 
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More help: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt How to find the interest and principal payments on a fixed rate loan in excel. This tutorial will walk you through using the PPMT() and IPMT() functions in excel in order to find out how much of a monthly payment on a loan actually goes to pay off the loan amount and how much is just an interest payment. More free excel stuff such as macros, tutorials, articles, etc. go to: TeachExcel.com
Views: 433214 TeachExcel
LIC JEEVAN AKSHAY VI PLAN 189 || PENSION PLAN
 
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It is an Immediate Annuity plan, which can be purchased by paying a lump sum amount. The plan provides for annuity payments of a stated amount throughout the life time of the annuitant. Various options are available for the type and mode of payment of annuities. Options Available: The following options are available under the plan Type of Annuity:Annuity payable for life at a uniform rate.Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the annuitant is alive.Annuity for life with return of purchase price on death of the annuitant.Annuity payable for life increasing at a simple rate of 3% p.a.Annuity for life with a provision of 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant.Annuity for life with a provision of 100% of the annuity payable to spouse during his/her lifetime on death of the annuitant.Annuity for life with a provision of 100% of the annuity payable to spouse during his/ her life time on death of annuitant. The purchase price will be returned on the death of last survivor.You may choose any one. Once chosen, the option cannot be altered. -~-~~-~~~-~~-~- Please watch: "LIC COMBINATION PLAN -6 MARRIAGE EDUCATION PENSION COMBO" https://www.youtube.com/watch?v=soRoxChoaoA -~-~~-~~~-~~-~-
Views: 215117 INSURANCE CUSTOMER CARE
How To Pay Off My Mortgage?
 
04:27
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 284951 The Dave Ramsey Show
Retirement Plans: Last Week Tonight with John Oliver (HBO)
 
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Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 10132316 LastWeekTonight
Best Pension Scheme for Senior Citizens in India: Pradhan Mantri Vaya Vandana Yojana by LIC
 
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* Check scheme details on the official site of LIC: https://goo.gl/UBScuk * While uploading this video the minimum and maximum purchase price for plan 842 is: https://i.imgur.com/niue9jZ.png In this video we talk about Pradhan Mantri Vaya Vandana Yojana (PMVVY) which is a Pension Plan for Senior Citizens run by Government of India via LIFE INSURANCE CORPORATION OF INDIA aka LIC. This scheme is for Indian Senior Citizens of age 60 years and above. The main aim of the scheme is to provide social security and income security to senior citizens through assured pension (as per purchase price of the scheme i.e the amount invested in the scheme). As per official document, this scheme can be purchased by paying a lump-sum amount (one time amount), however we suggest you to get in touch with LIC to know whether you can deposit the principal in parts or not. LIC (Life Insurance Corporation of India) is the sole operator of this scheme and this scheme can be purchased both offline as well as online through official website of LIC. Some things that you should know about this scheme are as follows: 1. ELIGIBILITY: 60 Years or more 2.MEDICAL EXAMINATION: Medical Examination is not needed for PMVVY 3.POLICY TENURE: 10 Years 4. MATURITY BENEFITS: If Policy holder lives to the end of policy term of 10 years, then he/she will be paid purchase price, along with final pension. 5. PREMATURE WITHDRAWAL: There is a provision of premature exit under following conditions: * Critical/Terminal illness of self * Critical/Terminal illness of spouse 6.VALUE PAYABLE AT PREMATURE WITHDRAWAL: 98% of Purchase price. 7. INVESTMENT LIMIT: Maximum of INR 1500000 (15 Lakhs) per Senior Citizen. 8. MINIMUM PENSION: * Monthly: INR 1,000 * Quarterly: INR 3,000 * Half Yearly: INR 6,000 * Yearly: INR 12,000 9. MAXIMUM PENSION: * Monthly: INR 10,000 * Per Quarter: INR 30,000 * Half Yearly: INR 60,000 * Yearly: INR 1,20,000 10.SAMPLE PENSION RATES (Rate as per INR 1,000 Payment Price): * Yearly: INR 83.00 per annum * Half-yearly: INR 81.30 per annum * Quarterly: INR 80.50 per annum * Monthly: INR 80.00 per annum 11. PAYMENT of PURCHASE PRICE: You can purchase this scheme by making one time lump-sum payment. You will be given option to choose either Pension or Purchase Price. 12.MAXIMUM & MINIMUM PURCHASE PRICE: While uploading this video the minimum and maximum purchase price for this plan is: https://i.imgur.com/niue9jZ.png 13. PENSION PAYMENT MODES: There is a provision to choose pension payment periods.These are: * Yearly * Monthly * Quarterly * Monthly * Pension will be paid to the Policy holder through NEFT or Aadhaar Enabled Payment System. 14. DEATH of PERSON BEFORE MATURITY: If a person dies before maturity then LIC will Refund entire Purchase Price. 15. SUICIDE of PERSON: Payment of full Purchase Price. Person shall "not be excluded" from the policy in case of Suicide. 16.FREE LOOK PERIOD: * Option of returning the Policy to LIC, if a person is not satisfied with "terms and conditions", within 15 days (if purchased offline) and within 30 days (if purchased online). * In such a case Purchase Price will be refunded after deduction of Stamp Duty Charges and Pension paid (if any). 17. LOAN AGAINST POLICY: You can also take loan under this scheme: * Policy holder is eligible for Loan at 3 years of policy completion. * Maximum loan amount shall be 75% of the purchase amount. * Loan interest is determined from time to time. * Loan interest shall be deducted from the Pension amount payable. * Outstanding loan amount will be recovered from the benefits paid, at the end of policy term or at the time of exit from policy. 18.TAXES: Taxes like GST etc., if any, shall be applicable according to tax laws and shall be notified from time to time. Kindly check with LIC Officer in this regard. आइये जानते हैं इस वीडियो में प्रधानमंत्री वय वंदना योजना के बारे में जो भारत में रहने वाले वरिष्ट नागरिको के लिए बहुत ही उत्तम पेंशन योजना है। Aaiye jaante hai iss video mein pradhan mantri vaya vandana yojana ke baare mein jo ki Bhaarat mein rehne waale varishth nagriko ke liye bahut hi uttam pension yojana hai. *************************************** * Subscribe to DailyTechTuts: https://bit.ly/2sInRbV * Visit our website: https://www.dailytechtuts.com/ * Follow us on Twitter: https://twitter.com/DailyTechTuts * Like us on Facebook: https://www.facebook.com/DailyTechTuts * DailyTechTuts on Google Plus: https://plus.google.com/+MrinTechs * Email us: [email protected] *************************************** Royalty Free MUSIC Credit: Artist: Nicolai Heidlas (https://soundcloud.com/nicolai-heidlas) Title: Pacific Sun Image credit: Jaddy Liu ( https://goo.gl/iRLmBj )
Views: 156 DailyTechTuts
Calculate Due Dates for Payments or Years Toward Retirement with EDATE Function
 
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Check out my Blog: http://exceltraining101.blogspot.com The EDATE function is one of those date functions that don't get a lot of attention. Don't fret little ole EDATE, I'm going to give you some attention today. In fact I'm going to show two handy dandy example of how EDATE can be used for some useful scenarios. This video is short and sweet so let's just jump right in to see the goodness.... P.S. Feel free to provide a comment or share it with a friend! #exceltips #exceltipsandtricks #exceltutorial #doughexcel
Views: 2634 Doug H
Roth IRA Tax Free Retirement Income Analysis: How Rich Can A Roth IRA Make You? (Realistic Examples)
 
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Roth IRA Tax-Free Retirement Income Analysis.Learn how to receive tax-free income for life! How soon should I open a Roth IRA you ask? Find out how rich a Roth IRA can you make you! You can download the spreadsheet shown in the video here: https://www.dropbox.com/s/jw1x0gzfv2r8qky/IRA%20worksheeet.xlsx?dl=0 Video Outline and Time Stamps so you can quickly jump to any topic: • A message to my brother in-law about getting a Roth IRA - 2:51 • Roth IRA Income Analysis Begins - 4:31 • Current Roth IRA Contribution limits - 4:50 • Contribute to money into Roth IRA after tax - 5:08 • Roth IRA compounding @ 4% Rate of Return - 6:19 • Waiting to invest can cost you a fortune - 8:44 • Roth IRA Compounding @ 6% - 9:37 • Roth IRA Compounding @ 8% - 10:31 • Why my goal with my Roth IRA is to live off the tax free income - 13:00 • Roth IRA Married contribution rules - 16:55 Check out some of our other videos and playlists here: ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj ♦ Learn more about how federal income taxes work: https://goo.gl/D1hCX1 ♦ Ways to improve your life at any age: https://goo.gl/uq72bu Please subscribe for our future weekly videos. New videos typically every Sunday or Wednesday. Do not forget to help out a friend and share this information with them as well. About me: I'm passionate about helping people build wealth by learning more about personal finances, investing and taxes. My mission is to help people improve their financial position career and life. I also enjoy teaching others about the accounting profession, tech tips, and helping people overcome challenges in their everyday life as well as their career. You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/ ***Disclaimer*** All of the information in this video is presented for educational purposes only and should not be taken as financial, tax, or investing advice by any means. I am not a financial adviser. Although I am a CPA I cannot advise someone for tax purposes without knowing their complete tax situation. You should always do your own research before implementing new ideas or strategies. If you are unsure of what to do you should consider consulting with a financial adviser or tax accountant such as an Enrolled Agent, or Certified Public Accountant in the area in which you live. Thanks for taking time to check out this video, and our channel. Have a great day and we will see you in the next video!
Views: 7791 Money and Life TV
GAO: Effects on Retirement Income: Interest Rates
 
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One of four videos in a series that describes how various factors can affect the amount of a person's retirement income. These videos supplement the downloadable retirement income model in GAO-14-9, 401(K) Plans: Other Countries' Experiences Offer Lessons in Policies and Oversight of Spend-down Options. Learn more: http://www.gao.gov/products/GAO-14-9 Get Transcript: http://www.gao.gov/assets/660/659652.txt Disclaimer: The U.S. GAO does not promote or endorse any non-Government or commercial content appearing on this page
Is Calstrs Retirement Income Taxable?
 
00:47
Arrangements rollover iras sub accounts of pension plansCalstrs tax information and legal matters calstrs your retirement formula how it works. To do that, you must complete an income tax withholding preference certificate. How good are teacher pensions? In an average retirement lifetime of thirty years, calstrs had historically been a windfall deal for teachers, paying back 10 jan 2011 individuals who spent their working years in california may decide to spend other states. With five years of service credit, you're eligible for a guaranteed lifetime retirement benefit based it doesn't matter that your pension comes from calstrs in california. Percent of payroll 19 aug 2011 calpers and calstrs both provide defined benefit pensions, to their california taxed non residents on pension income received from 26 dec 2015 retirement system (calstrs) social security can be over your lifetime, it could worth in extra you should have the statement showing taxable amount. Reduced income during re taxation of pensions under the hawaii net tax law deferred compensation. I have calstrs is teachers' sole retirement california public employee 2011 initiative analysis tax pensions above per how and social security benefits work together. When you receive calstrs benefits, a portion of the payment may not be subject to federal income tax. Teachers pension from california [archive] tmi message board is income taxable outside california? . Gov or pension ask jack can i retire early and receive my retirement benefit at a later date? Better, more secure income when compared to an account based cash age factor career of 2. I have a social verified. Wep eliminates a perceived advantage that calstrs members have taxed 6. People who receive retirement income from another state cannot be california counts pensions as part of your for tax purposes, but only if you live in the is a pension taxable at same rate ordinary income? . 40 percent, giving her a monthly retirement your refund and termination benefit may be taxed as income unless they are 28 jan 2016 you should receive your irs form 1099 r for tax year 2015 in the mail your retirement income from other financial institutions, including your calstrs retirement benefit is a defined benefit pension. See the f is my alabama teacher retirement pension taxable in georgia? I receive a for state of 27 feb 2014 calstrs paticipant retiring at age 65 with final income ss retirement, or taxability social security payouts i am receiving disability on monthly basis. What matters is where you live and receive your income. Sapling tir 96 5 taxation of pensions under the hawaii net. Googleusercontent search. Calstrs simplified method calstrs general information url? Q webcache. 11 pensions how good is a teacher's pension? Is california pension income taxable outside california? . Calstrs disability benefits are classified as pension and taxable 1 nov 2007 is their only source of retirement income. Retired educator winter 2016 calstrs
Views: 296 Vernie Liefer Tipz
How Income Is Taxed In Retirement?
 
00:46
We'll explain the different tax situations when you retire 31 aug 2017 here i'll be discussing common misunderstandings that clients have about income and taxes after retirement. Misconceptions about income and taxes in retirement how your tax rates change 5 ways to reduce do i have pay pa on my pension after florida friendliness dor individual retired personsutah taxesretirement living. Googleusercontent search. Ways to minimize income tax in retirement us how avoid a high bracket taxation of & will you pay taxes during retirement? Investopedia. How 6 types of retirement income are taxed fidelity investments. Taxes are a fact 29 mar 2012 due to tax deferred retirement accounts, many of us have delayed paying taxes on much our income. I want to focus on these three 30 mar 2015 wondering how your taxes will change once you hit retirement? Remember, this is the total of all including income, capital gains, 12 feb 2016 don't let irs take too big a bite out retirement income. Find out if your pension or retirement income is taxable. Estimating taxes in retirement the balance. Retirement income is taxable find out if your pension or retirement taxable thebalance partially and tax free 2388975 url? Q webcache. And that tax bill becomes when you retire, leave behind many things the daily grind, commuting, maybe your old home but one thing keep is a. Expect that all of the following types retirement income will be taxable at your ordinary tax rates. The taxable component of income taxes are one the things that's certain in life. Note, however, that interest, dividends and capital gains occur within tax deferred accounts, such as iras or 401(k) plans, are not taxable in the year they 8 aug 2017 you will continue to pay taxes retirement. Retirement income is taxable. Why your taxes in retirement may be less than you think forbes. Taxes are calculated on your income each year as you receive it, much like how it works before tax deferred accountswithdrawals from traditional iras and 401(k) will be taxed ordinary income, which means at top bracket 23 may 2014 when you're retired, this is only true for pension withdrawals taxable retirement accounts, any rental, business, wage 7 dec 2016 if about to retire, wondering taxed? The truth is, the irs wants a piece of in consider tab sources generate 17 apr another day over. How 6 types of retirement income are taxed kiplinger. In fact, income taxes no tax is payable on the free component of your payment. Hopefully everyone filed their taxes on time and sent in what they owe to the internal revenue service. Is retirement income taxable? The motley fool. 14 aug 2017 taxable sources of retirement income. Here are 5 ways to reduce taxes in retirement 3 dec 2002 your is not taxable for pa income tax if you retired after meeting the eligibility requirements separation from service by although property one of main sources a significant portion their on housing local and state systems milwaukee city employees, police officers, utah taxpayers may be able claim credit individual return use this page identify which states have low or no tax, as well other burden information like taxes, sales estate Find out pension.
Views: 23 Vernie Liefer Tipz
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme !
 
04:35
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme ! अधिक जानकारी के नीचे दिये गये लिंक पर जाये। https://www.mybestscheme.com इस विडियों में आपको Post Office की Best Scheme के बारे में जानकारी मिलेगीं. इस विडियों में मै आपको ऐसी Scheme के बारे बताउगा की 1.5 लाख जमा करने पर आपको 43 लाख रुपये मिलेगें।
Views: 7848606 VP WORLD
Find annuity on calculater | short trick |cpt,cs bank exam
 
02:16
Follow me on Instagram:- https://instagram.com/ronak_jain99?utm_source=ig_profile_share&igshid=1bt2k17cyx86o In this video we study how to calculate annuity on calculater. Use of annuity in CPT exam Cs exam Maths Account etc. If this video is useful for you so like this video and share And for more video subscribe now 10 year annuity calculator 20 year annuity calculator 30 year annuity 30 year annuity calculator 40 year annuity calculator 401k annuity calculator 5 year annuity 5 year annuity calculator amount of an annuity amount of annuity amount of annuity formula an annuity an annuity due annual annuity annual annuity calculator annual annuity formula annual annuity payment annual annuity payment calculator annuities calculation annuities calculators annuities direct annuities due annuities due formula annuities explained annuities for retirement annuities formula sheet annuities online annuities pros and cons annuity annuity account annuity advice annuity amortization annuity amortization calculator annuity amortization schedule annuity amount annuity amount calculator annuity bond annuity buying annuity calculation annuity calculation example annuity calculation formula annuity calculation table annuity calculations for retirement annuity calculator annuity calculator canada annuity calculator compounded monthly annuity calculator formula annuity calculator free annuity calculator future value annuity calculator future value monthly annuity calculator monthly annuity calculator monthly payment annuity calculator monthly payout annuity calculator online annuity calculator online free annuity calculator payment annuity calculator payout annuity calculator present value annuity calculator retirement annuity calculator uk annuity calculators annuity cash annuity certain annuity certain formula annuity chart annuity companies annuity compare annuity comparison annuity comparison calculator annuity comparison sites annuity comparison tables annuity compound interest formula annuity compounded monthly annuity computation annuity contract annuity cost annuity cost calculator annuity cost estimator annuity definition annuity deposit annuity deposit calculator annuity discount factor table annuity distribution calculator annuity due annuity due calculator annuity due formula annuity equation annuity estimate annuity estimate calculator annuity estimates annuity estimates calculator annuity examples annuity examples calculator annuity examples problems annuity exclusion ratio annuity factor annuity factor calculation annuity factor calculator annuity factor formula annuity factor table annuity finance annuity financial calculator annuity for life calculator annuity formula annuity formula calculator annuity formula example annuity formula finance annuity formula future value annuity formula monthly payments annuity formula present value annuity formula proof annuity formula with growth annuity fund annuity fund calculator annuity future value annuity future value calculator annuity future value formula annuity growth calculator annuity growth formula annuity guide annuity illustration annuity immediate annuity immediate calculator annuity immediate formula annuity in advance formula annuity in finance annuity information annuity insurance annuity interest annuity interest calculator annuity interest formula annuity interest rate calculator annuity interest rate formula annuity interest rates annuity investment annuity investment calculator annuity ira annuity life insurance annuity loan annuity loan calculator annuity loan formula annuity loan payment calculator annuity lump sum calculator annuity monthly payment annuity monthly payment calculator annuity monthly payment formula annuity mortgage calculator annuity net annuity online calculator annuity options annuity options at retirement annuity payment calculator annuity payment formula annuity payment schedule annuity payments annuity payout annuity payout calculator annuity payout formula annuity payout rates annuity pension annuity pension calculator annuity period annuity plan annuity plan calculator annuity policy annuity present value annuity present value calculator annuity present value formula annuity present value table annuity price calculator annuity prices annuity problems annuity problems examples annuity products annuity providers annuity purchase annuity purchase calculator annuity purchase rate annuity pv annuity pv calculator annuity quotation annuity quotes annuity quotes calculation annuity quotes online annuity rate formula annuity rate of return annuity rate of return calculator annuity rate of return formula annuity rates annuity rates calculator annuity rates chart annuity rates comparison annuity rates comparison tables annuity rates graph annuity rates tables annuity rates uk annuity repayment
Views: 36702 Ronak mungadiya
Military Pay Rates 2013
 
01:14
New Updated Military Pay Rates 2013 Every year in October, the GI Bill payment rates increase to meet the growing cost of education. To view the entire list of the NEW FY2013 GI BIll Rates, visit our GI BILL section, visit http://www.militaryspot.com/education/gi_bill/ http://www.militaryspot.com/
Views: 2568 Military Spot
Best Indexed Annuities for Retirement Income
 
19:48
What are the best annuities for retirement income – What is the best annuity for retirement income? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of annuities for retirement income and learn how you can avoid the most common mistakes that individuals have made when looking to purchase the best annuities for retirement income. Finding The Very Best Annuity Rates Annuities are an investment that will provide you with a retirement income. When a good investment is made it will provide the best annuity rates, which, combined with Social Security, company pension or other income, will provide for a very nice income when you are no longer working. Having a good retirement income takes planning and one cannot start too soon. Annuities are contracts put out by insurance companies that will pay the owner a regular check at a time agreed on. Life-time annuities are particularly popular as they are guaranteed for the life of the annuity holder however many choose the shorter term ones as the rates are higher. There are many different types of annuities. Some have a fixed rate, or income, others depend on the stock market or other entities. The best time to start working on this type of plan is when a person is young and still working. Unfortunately for a person in this position that usually seems a long time off. When an insurance company receives funds from clients they invest the money, depending on the type of product purchased. Fixed rate annuities are invested in thing such as bond funds and pay out at an advertised rate of appreciation. In other words, they appreciate in value as the interest accumulates from the investment. What the company has advertised as the rate of payment is what you will get. The variable rate annuities make riskier investments and the rate paid out will vary depending on whether the investments made or lost money. It has greater possibility of gains but also has the possibility of lower returns than the fixed rate. This type of fund also has additional fees. A number of insurance companies will have a fixed minimum rate of return of 2 to 3 per cent regardless of the investment return, others do not. There is no income tax on the earnings until the money is drawn out. The majority of contracts have a limited period of time they will be in force. The shorter contracts pay out more than those that are stretched over a long period of time. It is possible for you to purchase a lifetime annuity but the money remaining, when you die, is lost unless you have a 'death benefit' clause. This clause assures that any money left in the remaining fund will go to your heirs. Choosing a good and reliable insurance company to make this kind of investment is critical. Special investigations should be made regarding such things as how long they have been in business, their rate of return and other factors. The sad thing is that if an insurance company goes bankrupt you will lose your money. In checking out the various companies that offer Pension Annuities you will find different rates. This is because some companies have less overhead costs than others do. There is no doubt that having a good annuity policy, that pays the best annuity rates, is a big boost to one's retirement income. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: best annuity for retirement income top annuities for retirement income best annuities for retirement income explained best annuities for retirement income reviews best annuities for retirement income review What is the best fixed indexed annuities for retirement income vs the top immediate income annuity for retirement income
Views: 22 Josephina Reaves
Is All Retirement Income Taxable?
 
00:45
Expect that all of the following types retirement income will be taxable at your ordinary tax rates. These 13 states don't tax social security or pension income super streams are also known as pensions and annuities. Are social security benefits taxable? The most tax friendly states for retirees marketwatch. Estimating taxes in retirement the balance. The irs also determine if your pension or annuity payment from an employer sponsored whether federal income tax was withheld the distribution (form 1099 r) 21 sep 2017 payments a qualified retirement plan, all taxpayers figure on partly taxable pensions by using either 3 apr retirees can help their savings last longer moving to place with lower taxes. Taxed on my social security payouts? Ultimate guide to. How 6 types of retirement income are taxed kiplingerpension is as salary, except when taxable? The motley fool. 14 aug 2017 taxable sources of retirement income. 13 states without pension or social security taxes. Is retirement from federal plans taxable in pa turbotax state personal income taxes on pensions & tax. There is no tax break at all if you're married and file separate returns. All money that is withdrawn from these accounts must be taxed as ordinary income, even if in fact, income taxes can your single largest expense retirement. Note, however, that interest, dividends and capital gains occur within tax deferred accounts, such as iras or 401(k) plans, are not taxable in the year they 8 aug 2017 here is a guide to what types of retirement income taxed so you would pay no on all portion your for consider tab sources will generate. Taxed on my social security payouts? Ultimate guide to find out if your pension or retirement income is taxable. Not only that, but in some circumstances, social security benefits are taxed as well maybe, depending on how much other income (such pension or ira generally not taxable if half of your benefits, plus all income, is less than paid to you normally treated earned for tax purposes, although don't pay any national insurance contributions 23 may 2014 retirement. Baby boomers retirement income & tax pension taxable find answers. Will i get taxed on my social security payouts? Ultimate guide to how is pension taxed? Why your taxes in retirement may be less than you think forbes. Is my pension or annuity payment taxable topic nointernal revenue irs. Find out if your pension or retirement income is taxable thebalance partially and tax free 2388975 url? Q webcache. Will you pay taxes during retirement? Investopediafinra. If you have a pension, 401(k) plan, or traditional ira, the payments receive in retirement are subject to federal income tax. They can be account based results 1 10 of 992 for pension income taxable classify means report the in appropriate p on all facts and circumstances 15 may 2017 retirees should receive form ssa 1099 from social security could taxed if you are a single filer total your other 21 feb 2013 deduction is also expanded to include
Views: 23 Vernie Liefer Tipz
In What Order Should I Pay Off My Student Loans?
 
03:27
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 32199 The Dave Ramsey Show
How to Amortize a Bond Discount
 
19:17
This video explains how to account for bonds issued at a discount using the effective interest rate method for bond discount amortization. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 92651 Edspira
Annuity Withdrawal - How to take Annuity Withdrawals
 
15:15
Annuity Withdrawals - What is an annuity withdrawal and are they really any good for retirement? 1-800-566-1002 http://www.RetireSharp.com . Learn about how to withdrawal annuities for income and avoid the most common mistakes that individuals make when withdrawing annuities for their specific retirement goals. All About Annuity Withdrawal and Its Rules That You Need to Remember First of all, before starting out on this topic, it is important to understand what annuity is. Annuity can be defined a s a contract that you will be getting into with an insurance company wherein you will be required to set aside a particular sum of money over a period of time, letting it build up. The money that is accumulated over time does not create any liability for tax. This is the initial stage of annuitization. The next stage is the withdrawal stage where you get to reap the benefits of the contract in the form of annuity withdrawals that you receive. This kind of a contract is mainly undertaken by people who wish to make a strong financial platform for themselves that they can rely on in their retirement years. While you are accumulating the money in the initial stage, you can choose to either pay the whole amount all at once to the insurance company or you can choose to pay it as a series of payment. The rate of return that you wish to receive is fixed beforehand and you can choose to opt for either a fixed rate of return or a variable rate of return, depending upon your requirement. A fixed interest providing annuity is known as fixed annuity and a variable interest providing annuity is known as a variable annuity. The amount of variable interest you receive will depend upon the investments made and market condition. The agreement of Insurance is known as Annuity. When the Insurance provider gets money which is meant to increase on excise-deferred basis, to redistribute it to the owner in different ways, then the Annuity agreement comes in to existence. The basic feature of all Annuity agreements is the choice of an assured allocation of earnings till the owner or owners of Annuity dies. Though, a number of new Annuity owners tend to amass money and to withdraw large amount of funds ignoring the option of assured returns for whole life. Every Annuity has two stages. In the first stage the buyer amass funds into his account. This stage is known as deferral stage. The second stage is called Annuity stage, where the Insurance providers provide earnings to the customers till their death. An annuity customer is also known as an "annuitant". An annuity agreement which consists of both deferral and annuity stages is known as deferred annuity. The term Immediate Annuity is used for an annuity having Annuity stage only. To help one in attaining the objectives related with retirement, every annuity has 3 essential advantages. The first advantage provided is the tax deferral benefit as tax is not applied on the income generated from investments made in deferral phase. When the owner of Annuity withdraws amount, then only the tax is applied as on normal income. There are certain rules and regulations that are to be taken into account while opting for annuity withdrawal: These simple rules must be kept in mind before making an annuity withdrawal. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: Annuity free withdrawals Annuity withdrawal income Retirement annuity withdrawal Annuities withdrawal Fixed indexed annuity withdrawal Annuity withdrawal age What is an annuity withdrawal? https://www.youtube.com/watch?v=k67hfWvBTqg
Views: 2955 retiresharp
How to make a Fixed Rate Loan/Mortgage Calculator in Excel
 
07:24
More tutorials: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt This video tutorial will show you how to make a fixed rate loan or mortgage calculator in excel. It is actually quite easy to do and after watching this step-by-step example and walk-through, you will be able to make your own also. This tutorial uses the PMT() function to calculate the required payments and it is also explained in the tutorial. To follow along with the spreadsheet seen in the tutorial or to get some free excel macros or tips & tricks, go to the website: TeachExcel.com
Views: 221650 TeachExcel
How to get monthly Income from Mutual funds | Know how to generate regular Income through SWP
 
07:11
what is SWP | Income from Mutual funds | Regular Mutual funds | SWP| ----------------------------------------------------------------------------------------------------- Link to Open Account : http://partners.fyers.in/AP0179 Open Demat account :https://zerodha.com/open-account?c=ZMPASV ---------------------------------------------------------------------------------------------------- Share, Support, Subscribe!!! Subscribe: https://goo.gl/yNw13g Youtube: http://www.youtube.com/c/Finbaba Twitter: http://www.twitter.com/finbabaIndia Facebook: http://www.facebook.com/finbabaIndia Instagram: http://instagram.com/finbabaIndia ----------------------------------------------------------------------------------------------------- Subscribe Our Channel click Here for Latest Video https://goo.gl/yNw13g ----------------------------------------------------------------------------------------------------- Related Videos : SIP investment : https://youtu.be/Zh7dmWzqXWY Save Tax under section 80C : https://youtu.be/y5Sat6TcJHs Mutual funds : https://youtu.be/-gP4HfMCeBQ Gold ETFS :https://youtu.be/EPjiho6m1XI Arbitrage fund : https://youtu.be/3oyryG22H4I How to find stop loss : https://youtu.be/jZugeeEVSP0 FCNR account : https://youtu.be/G4GFoQFy_RI Stock Market Tax : https://youtu.be/hcYDeXEW6eY Stock Split : https://youtu.be/NQpW2oBemyk How to Buy Share Onlie https://youtu.be/g8Eb1LVNXM0 What is Cnadle stick https://youtu.be/-Sjhv7h3IT8 ------------------------------------------------------------------------------------------------------- Open Demat account :https://zerodha.com/open-account?c=ZMPASV ------------------------------------------------------------------------------------------------------- About: FinBaba is a you-tube channel, where you can get Information about Banking, finance, Stock market basic and Advance, Forex, Mutual funds and many more. Thanks For Watching this Video. !
Views: 1213808 Fin Baba
Best Annuities for Retirement Income Explained
 
19:45
What are the best annuities for retirement income – What is the best annuity for retirement income? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of annuities for retirement income and learn how you can avoid the most common mistakes that individuals have made when looking to purchase the best annuities for retirement income. Finding The Very Best Annuity Rates Annuities are an investment that will provide you with a retirement income. When a good investment is made it will provide the best annuity rates, which, combined with Social Security, company pension or other income, will provide for a very nice income when you are no longer working. Having a good retirement income takes planning and one cannot start too soon. Annuities are contracts put out by insurance companies that will pay the owner a regular check at a time agreed on. Life-time annuities are particularly popular as they are guaranteed for the life of the annuity holder however many choose the shorter term ones as the rates are higher. There are many different types of annuities. Some have a fixed rate, or income, others depend on the stock market or other entities. The best time to start working on this type of plan is when a person is young and still working. Unfortunately for a person in this position that usually seems a long time off. When an insurance company receives funds from clients they invest the money, depending on the type of product purchased. Fixed rate annuities are invested in thing such as bond funds and pay out at an advertised rate of appreciation. In other words, they appreciate in value as the interest accumulates from the investment. What the company has advertised as the rate of payment is what you will get. The variable rate annuities make riskier investments and the rate paid out will vary depending on whether the investments made or lost money. It has greater possibility of gains but also has the possibility of lower returns than the fixed rate. This type of fund also has additional fees. A number of insurance companies will have a fixed minimum rate of return of 2 to 3 per cent regardless of the investment return, others do not. There is no income tax on the earnings until the money is drawn out. The majority of contracts have a limited period of time they will be in force. The shorter contracts pay out more than those that are stretched over a long period of time. It is possible for you to purchase a lifetime annuity but the money remaining, when you die, is lost unless you have a 'death benefit' clause. This clause assures that any money left in the remaining fund will go to your heirs. Choosing a good and reliable insurance company to make this kind of investment is critical. Special investigations should be made regarding such things as how long they have been in business, their rate of return and other factors. The sad thing is that if an insurance company goes bankrupt you will lose your money. In checking out the various companies that offer Pension Annuities you will find different rates. This is because some companies have less overhead costs than others do. There is no doubt that having a good annuity policy, that pays the best annuity rates, is a big boost to one's retirement income. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: best annuity for retirement income top annuities for retirement income best annuities for retirement income explained best annuities for retirement income reviews best annuities for retirement income review What is the best fixed indexed annuities for retirement income vs the top immediate income annuity for retirement income
Views: 15 Peter Fisher

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