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How to find Interest & Principal payments on a Loan in Excel
 
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More help: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt How to find the interest and principal payments on a fixed rate loan in excel. This tutorial will walk you through using the PPMT() and IPMT() functions in excel in order to find out how much of a monthly payment on a loan actually goes to pay off the loan amount and how much is just an interest payment. More free excel stuff such as macros, tutorials, articles, etc. go to: TeachExcel.com
Views: 434611 TeachExcel
How to make a Fixed Rate Loan/Mortgage Calculator in Excel
 
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More tutorials: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt This video tutorial will show you how to make a fixed rate loan or mortgage calculator in excel. It is actually quite easy to do and after watching this step-by-step example and walk-through, you will be able to make your own also. This tutorial uses the PMT() function to calculate the required payments and it is also explained in the tutorial. To follow along with the spreadsheet seen in the tutorial or to get some free excel macros or tips & tricks, go to the website: TeachExcel.com
Views: 222079 TeachExcel
How to Reduce Home Loan Interest Burden || Home loan Tips and Tricks
 
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Home Loan Home Loan EMI is perhaps the biggest monthly expense item for a number of people. EMIs typically comprise 35-40% of take home salaries of individuals. With such high EMIs, very little is left to invest for other financial goals. To purchase their dream house and to keep their EMIs affordable, people go for long tenor loans. However, not many people realize that longer the EMI tenor, the more you pay in terms of interest. . Pay One More EMI per Year 2. Increase EMI by 3%- 7 % Every Year 3. You Can Do Both 4. Refinance at a Lower Interest Rate
Views: 240368 The Viral Media
Calculate Your mortgage Interest Rate and Discover What The Bankers Are Not Telling You !
 
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http://water4yourbestlife.com/?site=CAYM http://samassil.com When is a mortgage loan of 3.75% really 67%? When it is your home loan! Real estate Broker, Sam demonstrates the grand deception in the mortgage interest and banking industry!
Views: 71126 Sam Assil
Mortgage Payment Options in Canada - Mortgage Math #7 with Ratehub.ca
 
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http://www.ratehub.ca - In Canada, there are a number of mortgage payment options. Mortgage Centre Broker Chris Molder explains the most popular mortgage payment options and their effects. 1:00 Monthly Mortgage Payments 1:16 Bi-weekly Mortgage Payments 1:55 Accelerated Bi-weekly Mortgage Payments 2:33 Calculating Your Annual Payment Amounts ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 30918 Ratehub.ca
Maths - Calculating interest and comparing interest rates of different loans - English
 
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Hello, BodhaGuru Learning proudly presents an animated video in English which explains how to find simple interest and how to compare different interest rates while taking loans. It shows how different types of interest rates works and how to calculate interest for a loan. About us: We are a social enterprise working on a mission to make school learning interesting, relevant and affordable to every child on this planet. You can watch our FREE online videos at http://www.bodhaguru.com/watch and download our practice application/games - just visit http://www.bodhaguru.com/play If you like our videos, subscribe to our channel http://www.youtube.com/user/BodhaGuruLearning. Feel free to connect with us at http://www.facebook.com/BodhaGuru OR http://twitter.com/Bodhaguru Have fun, while you learn. Thanks for watching -- Team BodhaGuru
Views: 33466 Bodhaguru
How to Calculate Interest Rates on Loans
 
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How to Calculate Interest Rates on Loans To calculate the effective interest rate on a loan, will need to understand the loan's stated terms perform a simple calculation , video follows Am creat acest videoclip utilizând Editorul video YouTube (http://www.youtube.com/editor)
Views: 48259 Cristi Naitsirc
Calculating Simple Interest 127-4.18
 
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Calculating simple interest using the formula I=Prt. This video is provided by the Learning Assistance Center of Howard Community College. For more math videos and exercises, go to HCCMathHelp.com.
Views: 225950 HCCMathHelp
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
 
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Introduction to mortgage loans. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional). About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 231275 Khan Academy
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
 
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Understanding how mortgage interest rates are quoted. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional). About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 136833 Khan Academy
Simple Interest: finding Principal, Rate or Time 141-27
 
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Using the formula for simple interest to find the principal, the rate or the time. This video is provided by the Learning Assistance Center of Howard Community College. For more math videos and exercises, go to HCCMathHelp.com.
Views: 228871 HCCMathHelp
Loan rates for business owners
 
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Interest Rates   Loan Amortization
 
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how calculate payment on amortizing loan; how calculate amount of principal to be paid still; how calculate interest portion of loan
Views: 301 Elinda Kiss
How to Calculate Interest Rates on Loans : How to Calculate Interest Rates on Loans
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Calculating the interest rate on a loan may be dependent on the terms of the loan. Calculate the interest rate on a loan with help from a financial professional in this free video clip. Expert: Kenneth Himmler Filmmaker: Nick Brosco Series Description: It's very important to know all aspects of your loan, including the amount of the principle and the rate of the interest. Get tips on how to calculate the interest rate on a loan with help from a financial professional in this free video series.
Views: 27752 ehowfinance
How Do Principal Payments Work on a Home Mortgage?
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 371104 The Dave Ramsey Show
How to build an Amortization table in EXCEL (Fast and easy) Less than 5 minutes
 
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Hi Guys, This video will show you how to build an amortization table in excel is less than 5 minutes :) Please subscribe and watch all our tutorials www.i-hate-math.com
Views: 446076 I Hate Math Group, Inc
Personal Loan - Eligibility, Interest Rates, EMI & Tips (Hindi)
 
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How to apply for Personal Loan? What are the interest rates, eligibility & documents required? How to do Personal Loan EMI Calculation? Find answers to these questions and check out Personal Loan online Tips in Hindi. All major banks provide Personal Loans including SBI, ICICI Bank, Axis Bank, PNB, HDFC. Various NBFCs like Tata Capital, DHFL, Bajaj Finserv etc. also provide personal loans at competitive interest rates. We will see all important features of a personal loan, when you should take it and when you should avoid it. Related Videos: CIBIL Score: https://youtu.be/jrIKT3cC0ZU How to Improve CIBIL Score: https://youtu.be/EbDzrB9HwOg GST on Loans: https://youtu.be/xQ3qhx4MK4w Home Loan Balance Transfer: https://youtu.be/dggMG2rNQbw Fixed vs Floating Interest Rates: https://youtu.be/w0eOnSVsKP8 Secured Loans vs Unsecured Loans: https://youtu.be/BJTPZPuohLE पर्सनल लोन कैसे लें? पर्सनल लोन की ब्याज दरें, पात्रता और आवश्यक दस्तावेज क्या होते हैं? पर्सनल लोन के ईएमआई की गणना कैसे करें? सभी प्रमुख बैंक जैसे एसबीआई, आईसीआईसीआई बैंक, एक्सिस बैंक, पीएनबी, एचडीएफसी सहित व्यक्तिगत ऋण प्रदान करते हैं। विभिन्न एनबीएफसी जैसे टाटा कैपिटल, डीएचएफएल, बजाज फिनसर्व आदि प्रतियोगी ब्याज दरों पर पर्सनल लोन देते हैं। हम पर्सनल लोन की सभी महत्वपूर्ण विशेषताएं देखेंगे, और जानेंगे की कब आपको पर्सनल लोन लेना चाहिए और कब आपको लोन लेने से बचना चाहिए। Share this Video: https://youtu.be/8WiDwcchrd8 Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is the process of taking personal loan? In which situations should you opt for personal loan and in which should you avoid? What is a personal loan? What are important features of personal loans? What is an unsecured loan? Why are interest rates on personal loans higher compared to other loans? For what purposes you can take a personal loan? What is the minimum loan amount you can take? What are the drawbacks of personal loan? How to do personal loan EMI calculation? What is the loan eligibility rules for personal loan? What documents are required for personal loan? What are the additional charges banks charge in personal loans? What are pros and cons of personal loan? पर्सनल लोन लेने की प्रक्रिया क्या है? आपको किन स्थितियों में पर्सनल लोन का विकल्प चुनना चाहिए और आपको किन स्थितियों में बचाना चाहिए? पर्सनल लोन क्या होता है? पर्सनल लोन की महत्वपूर्ण विशेषताएं क्या हैं? अनसिक्योर्ड लोन क्या है? अन्य ऋणों की तुलना में पर्सनल लोन पर ब्याज दरें ज़्यादा क्यों होती हैं? आप किस उद्देश्य से पर्सनल लोन ले सकते हैं? पर्सनल लोन में न्यूनतम ऋण राशि क्या होती है? पर्सनल लोन की कमियां क्या हैं? पर्सनल लोन ईएमआई गणना कैसे करें? पर्सनल लोन के लिए ऋण पात्रता नियम क्या हैं? पर्सनल लोन के लिए कौन-कौन से दस्तावेज़ आवश्यक होते हैं? पर्सनल लोन्स में बैंक द्वारा क्या अतिरिक्त शुल्क लिए जाते हैं? पर्सनल लोन के फायदे और नुकसान क्या होते हैं? Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Instagram - http://instagram.com/assetyogi Facebook – https://www.facebook.com/assetyogi Twitter - http://twitter.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Hope you liked this video in Hindi on “Personal Loan - Eligibility, Interest Rates, EMI & Online Tips”.
Views: 116877 Asset Yogi
How to Find the Best Loan Rates
 
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transcript When a person is in dire need of funds to pay for something essential to him but do not have the available resources at the moment, applying for a loan is one of the readily available recourses. And for a person in need, every cent that he can save is precious. Hence, in looking for a loan, one must carefully consider how to get the most out of the loan he is applying for. The efforts spent in painstakingly searching, evaluating and comparing the features of different loan offered in the market will earn lots of benefits for the borrower in the long run. One of the considerations that the borrower should bear in mind in getting a loan is that of getting the best loan rates. Very seldom, if there is, somebody will lend you money without letting you pay interest for it. Every loan that you applied for carries with it the interest rate which is the basis of determining the interest that you have to pay in addition to repaying the principal amount. What is then the best loan rate that you need to find? Well, you have to look for a loan which has the lowest Annual Percentage Rate (APR) of interest for the loan amount you are planning to borrow. Companies are offering different loan rates. You have to do your own homework to get data and compare the rates that different companies offers for every type of loans. The loan rates often vary with the amount and the term of loan. Your decision on how much will you borrow and for how long is crucial in choosing the right loan. Borrower must beware of hidden costs that some lenders and brokers will charge you. In some cases, the low rate loans will turn out be costlier because of these hidden costs. In looking for best loan rates, you should not miss inquiring your bank, if you have an account, for the loan products that your bank offers to their clients. Check its loan rates and see how it compares with other financial establishments. The bank's previous knowledge about you may work to your advantage. Aside from commercial institutions, yet another source of low interest loan could be the government's social fund. It is worth checking your Social Security for any available loans that a member can avail. It normally requires low interest rates for loans to its members. More so, in some places, there are credit unions that lend money to people regardless of whether they hold savings deposit in the organization or not. Credit unions are run by cooperative organizations. They exist with the main purpose of assisting the people in their financial needs through collective efforts, by pooling together their resources and use them to provide loans and other financial services. Credit Union loans usually carry low interest rates, have no hidden charges, provide insurance protection for the loan and give rebates of interest payments. Check if there is a credit union in your area and avail of their services. Look around and you will surely find the best loan that will satisfy your need.
Why to have a Home Loan and Never make an early Payment?
 
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The Finance Guru is back with yet another informative video that will solve all your queries about things that should be kept in mind while applying for a home loan.Whether to pay EMI's on time or Whole Sum Amount at Once..? To know more watch this video. ►Easy Way to make Money https://www.youtube.com/watch?v=Xe8zv3Fgq38 For More Updates follow me on: Facebook Link...https://www.facebook.com/tovishalthakkar Twitter Link...https://twitter.com/authorvishalt?lang=en Linked in Link. in.linkedin.com/in/vishalthakkar1405/ To know more about my channel, SUBSCRIBE now http://www.youtube.com/user/financetubebyvishalt?sub_confirmation=1
Views: 153611 Finance Tube
How to calculate Home Loan Eligibility based on Salary - Expert Calculator (Hindi)
 
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Know how to calculate home loan eligibility based on net and gross salary in India - explained in hindi? Check out the comprehensive home loan eligibility calculator that works for all banks like SBI, HDFC, ICICI, Axis etc. Eligibility of housing loan also depends on many other factors like credit history, age, professional qualifications, work experience etc. Check out the complete video. Download Home Loan Eligibility Calculator: https://assetyogi.com/calculator/home-loan-eligibility-calculator/ Related Videos: EMI Calculator for Home Loan: https://youtu.be/nWyU_IQzsVM 5 Tips to Increase Home Loan Eligibility: https://youtu.be/vKSHKjSHz08 Home Loan - Process: https://youtu.be/t-GVQJhkoRo Loan to Value (LTV Ratio): https://youtu.be/xVBzjCSjva8 CIBIL Score: https://youtu.be/jrIKT3cC0ZU भारत में कुल वेतन और सकल वेतन के अनुसार अपनी home loan eligibility कैसे calculate करें? जानिए सबसे से विस्तृत home loan eligibility calculator के साथ जो सभी बैंक जैसे SBI, HDFC, ICICI, Axis आदि के लिए काम करता है। Housing loan की eligibility और भी कई कारणों पर निर्भर करता है जैसे credit history, उम्र, व्यावसायिक योग्यता, काम का अनुभव आदि। अधिक जानकारी के लिए पूरा वीडियो देखें। Share this Video: https://youtu.be/zHSis5gqUUw Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: How to calculate home loan eligibility? What is the formula for calculating home loan eligibility? How do banks calculate the home loan eligibility of an applicant? How to calculate the affordability of home you can buy? What are the factors considered to calculate home loan eligibility? What is loan to value ratio? What are qualitative factors for home loan eligibility? How CIBIL score affect home loan eligibility? How to download home loan eligibility calculator? Home loan eligibility कैसे calculate की जा सकती है? Home loan eligibility को calculate करने का क्या formula होता है? बैंक Home loan eligibility कैसे calculate करते हैं? कैसे पता करें की आप कितने मूल्य कर का घर afford कर सकते? Home loan eligibility कैलकुलेट करने के लिए कौन-से factors को ध्यान में रखा जाता है? Loan to value ratio क्या होता है? Home loan eligibility को calculate करने के qualitative factors क्या होते हैं? क्या CIBIL Score का असर home loan eligibility में होता है? Home loan eligibility कैलकुलेटर कहाँ से और कैसे download करें? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Pinterest - http://pinterest.com/assetyogi/ Instagram - http://instagram.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Twitter - http://twitter.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Facebook – https://www.facebook.com/assetyogi Hope you liked this video in Hindi on "Home Loan Eligibility".
Views: 243034 Asset Yogi
Relationship between bond prices and interest rates | Finance & Capital Markets | Khan Academy
 
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Why bond prices move inversely to changes in interest rate. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/treasury-bond-prices-and-yields?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/introduction-to-the-yield-curve?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Both corporations and governments can borrow money by selling bonds. This tutorial explains how this works and how bond prices relate to interest rates. In general, understanding this not only helps you with your own investing, but gives you a lens on the entire global economy. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 496358 Khan Academy
Discount Points (for a Mortgage)
 
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This video explains what discount points are for a mortgage. It discusses how discount points are essentially prepaid interest that gets the lender to reduce the interest rate. A comprehensive example is provided to demonstrate how discount points are calculated, and a formula is presented to show how the break-even point can be computed in determining how long the homeowner would need to own the home before the cost paid in discount points would be recovered. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 12961 Edspira
(FULL DETAILS) IndiaBulls Dhani Loan/App, Interest rates- Get Loan from Mobile & Aadhar Card (Hindi)
 
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(FULL DETAILS) IndiaBulls Dhani Loan / App - Get Loan from Mobile - Fee & charge
Views: 62674 Raghav Sood
Excel Magic Trick 515: Amortization Table Pay Off Early & Trouble Shoot Formula Creation
 
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See how to create an amortization table that will update when you pay extra principal so that loan is paid off early. See how to make changes to a template, get into trouble, then trouble shoot your way out of it so that you can fix the template. See how to Trouble Shoot Formula Creation.
Views: 111464 ExcelIsFun
Basic 30 Year Mortgage Early Payoff Analysis - [Microsoft Excel Amortization Template] Included -
 
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Learn how mortgage amortization schedules play out for a 30 year mortgage. Easy way how to analyze the cost of your 30 Year Home Loan (30 Year mortgage) Free Downloadable Excel Amortization Schedule Template included. Statistically over 70% of home mortgages are 30 years mortgages. In this video you will learn many interesting facts regarding your 30 year mortgage. These facts and ratios will apply to any home loan regardless of the amount or the interest rate. Of course there are tax savings on mortgage interest paid, but those savings will be ignored for this analysis. We will be looking at the bare bones of a 30 year mortgage. You can run this same analysis for a 15 year mortgage. - Do you know how much your 30 year mortgage truly costs you? - Should you invest or pay off your mortgage early? - How soon do you need to pay off your mortgage in order to save 50% of the interest on your mortgage? - How soon do you need to pay off your mortgage in order to save 25% of the interest on your mortgage? - This is a Quick way to analyze your mortgage This is a quick analysis I did a few years back on my own mortgage and it truly opened my eyes to how costly holding on to a mortgage can be. --------------------------------------------------------------------------------------------------------- Links to interesting articles and downloadable content The Free Microsoft Excel Amortization Schedule template can be found here: https://templates.office.com/en-us/Loan-amortization-schedule-TM10073881 http://abcnews.go.com/Business/economists-explain-homebuyers-flock-30-year-fixed-mortgage/story?id=20348442 Fed 30 year mortgage rates: https://fred.stlouisfed.org/series/MORTGAGE30US Please leave comments and questions down below and I will make sure to respond. If you could share a LIKE and a Comment, it would really help! Don't forget to subscribe. Our mission is to share and teach financial literacy to adults and young adults. The information presented in this video is not to be taken as legal or tax advice. MKChip is dedicated to teaching financial literacy and subjects that matter so you can live your life uncaged! Follow me on Facebook: https://www.facebook.com/MKChipfanpage Manic Polka by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100168 Artist: http://incompetech.com/ Pop Metal by Audionautix is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Artist: http://audionautix.com/
Views: 12734 Money and Life TV
Annual Percentage Rate (APR) and effective APR | Finance & Capital Markets | Khan Academy
 
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The difference between APR and effective APR. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/credit-card-interest/v/institutional-roles-in-issuing-and-processing-credit-cards?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/interest-basics-tutorial/v/interest-part-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most of us have borrowed to buy something. Credit cards, in particular, can be quite convenient (but dangerous if not used in moderation). This tutorial explains credit card interest, how credit card companies make money and a far more silly way of borrowing money called "payday" loans. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 323808 Khan Academy
Pool Loans 101: Rates, Payments, and How to Qualify
 
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Wondering what you need to know to get a pool loan? In this video we'll go over rates, payments, and how to qualify for a pool loan. We'll answer questions like... Full article 👉 https://bit.ly/2InvM5F How can I get a pool loan? How do I qualify for a pool loan? What rates will I pay for a pool loan? How much will a pool loan cost? What are the interest rates for pool loans? What will be my pool loan monthly payment? What do pool loan lending agencies consider “good credit”? What information is required on a pool loan application? Can I finance just a portion of my pool project with a pool loan? Did you enjoy this video? Be sure to hit like and subscribe for more information and videos about our in-ground fiberglass swimming pools. We can also be found on these platforms - Facebook: https://www.facebook.com/riverpoolsandspas/ Instagram: https://www.instagram.com/riverpools/?hl=en Pinterest: River Fiberglass In-Ground Pools
Views: 2242 River Pools
Colorado Mortgage loan interest rates or payment amount
 
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Mortgage loan interest rates or payment amount. Every situation is different. Need a mortgage advisor that can find many different loans and help you pick the best one. Call email or text anytime Misty Hosni NMLS# 1605390  Arbor Financial Group Colorado www.MistyHosniLoans.com
Views: 2 Misty Hosni
How to get Better Interest Rates on Personal Loan सबसे सस्ता लोन कहां और कैसे मिलेगा | OSL
 
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How-to-get-better-interest-rates-on-personal-loan | Where and How to Find the Cheapest Loan सबसे सस्ता लोन कहां और कैसे मिलेगा What is considered a high interest rate on a personal loan? What is the average APR on a personal loan? Who has the best interest rates on personal loans? Chat With Me on #OnlySingleLike ? Rochak shala 2nd channel https://goo.gl/RBb5Va Facebook http://www.facebook.com/onlysinglelike Twitter http://www.twitter.com/onlySinglelike Google Plus http://google.com/u/0/b/106741692751220249213 Website: http://www.howtech.info Subscribe for More Video's.. https://www.youtube.com/channel/UC60F6NyFgxctkc_9JmPalyg?sub_confirmation=1 Facebook Group https://www.facebook.com/groups/1114936711933826/ INSTAGRAME : https://www.instagram.com/onlysinlelike BLOG : http://www.OnlySingleLike.com Which bank has less interest rate for personal loan? पर्सनल लोन चाहिए ? बिजनेस लोन लेना है If you are thinking of taking a loan, then the first concern comes from where to take a loan, which is the minimum interest to pay. The purpose of the loan is to make money from the interest of the banks. interest rates आसानी से लोन लेने के कौन से हैं तरीके? • #personalloaninterestrates • #homeloanrates • #personalloancalculator • #studentloans • #mortgage • #interestrates You get the money on the need and you pay a little more to the bank. Whether it is a home loan, a car loan or a personal loan, the process is more or less the same. So let's talk about personal loans. Let us tell you some ways, from which you will be able to choose the minimum interest rate loan for yourself. 1. #homeloancalculator 2. #personalloan 3. #loancalculator 4. #mortgageloan 5. #educationloan # 1. Loans are taken at two types of interest rates. One is the fixed interest rate and the second is floating interest rate. In a fixed interest rate loan, you have to pay the amount fixed for the first time when the loan is over. lean on कैसे उठाएं सबसे सस्ते लोन का फायदा Suppose you take one lakh rupees for a year at a rate of 14%. If there is a fixed interest rate, the interest on the loan increases or decreases in the market, you have to pay only 14% interest. In floating interest rate, it is reversed. In this, you have to pay interest according to market fluctuation. You can choose either of your comfortably or both. #2. The second best way to know the loan at low interest rates is to compare the different banks between you. Loans available in different banks also vary in interest rates. no credit check loans Banks can attract customers on the basis of these. So you can see the Deter of all types of private and government banks, who are giving loans on the percentage of interest and can choose the bank on the basis of this information. # 3 the interest rate on which the bank will lend you also depends on your credit score. Especially when the interest rate is set in the personal loan, cheap loans for bad credit - होम लोन के नियम your credit score and loan credentials matter a lot. To improve the credit score, you should take fewer loans from your eligibility and keep paying installments on time. # 4. When banks give loans, they charge some charges along with interest rates, such as processing fees, loan closing etc. Personal loan लोन चाहिए अर्जेंट Like the interest rate, these charges are different from all the banks, so you can compare which bank loan will be cheaper to you. How to get a better interest rate on a loan घर बनाने के लिए लोन 1. borrow 2. lean on 3. loan 4. loans 5. personal loans 6. bank loan 7. instant loan 8. online loan 9. apply for a loan "Only Single Like" is a Complete #Technical YouTube Channel where You Can Find Information about Loans, Jobs, Laptops, Smartphone, Apps, and YouTube Related Videos with Government Yojana in Hindi. So it's a Complete #Technology Channel. दोस्तो “ओन्ली सिंगल लाइक” चैनल पर टेक्नालजी विडियो के अलावा सुकन्या समृद्धि योजना, जियो ,पतंजली,पार्लर, कम्प्युटर, जॉब्स और लोन के विडियो भी अपलोड किए जाते है वो भी हिन्दी मे। लोन लेना है? How much Interest will i pay in Online Loans? Loan detail in hindi | By OSL : https://www.youtube.com/watch?v=1E8zyhD2BsE Short Term Loans - Fast #LOANApps | fast short term loans Online - 4 जगहों से ले सकते हैं तुरंत लोन : https://www.youtube.com/watch?v=8gGcYdlbGFw Instant Personal Loan - MI ने पेश किया क्रेडिट ऐप, मिलेगा पर्सनल लोन | Xiaomi Mi Credit Service app : https://www.youtube.com/watch?v=-EuVUeThf34 Business Loans - How to Get Rs 1 Crore Loan Approval in 59 minutes | बिना बैंक गए लोन कैसे ले : https://www.youtube.com/watch?v=aN7_M4ZmVvo Government Loan for the New Business Idea - Start up business Loans | लोन केवल बि‍जनेस आइडि‍या देकर : https://www.youtube.com/watch?v=M01qtlf7MrI Which Bank is Best for Personal Loan - Personal LOAN Bank || सबसे जल्दी और सस्ता लोन कहाँ से ले? : https://www.youtube.com/watch?v=x_1C6rZ33r0 सबसे सस्ता होम लोन सबसे सस्ता पर्सनल लोन
Views: 1522 Only Single Like
Project Part 5   Finding loan rates and down payment
 
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MiraCosta Math 95 project - Now it's time to find some home loan rates and our loan amount. We're moving on this house once we finish this, we can hit part 6 and find out our monthly payment!
Lowest Personal Loan Rates [on Any Credit Score]
 
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Finding the lowest personal loan rates available means knowing which options are open to you on your credit score and other factors. I’ve always hated the generic advice on credit scores and personal loans because it helps nobody. If your FICO score is higher than the average credit score, then you’re overpaying for loans. If you score is lower, then you’re locked out of the best personal loan sites. To really find the best rates on unsecured loans, you need to know where your credit score is at and which sites will approve your application. In this video, I cover four different credit scores from bad credit to excellent and share the best loan sites open to each level. I’ll also reveal key steps you can take at each level to improve your credit score, get to that next level and get better rates on loans. The list includes signature loan sites I’ve used myself for debt consolidation loans and a home improvement loan. For example, I used the bad credit loan site Personal Loans after destroying my credit score in 2009 to pay off high-interest credit card debt. https://peerfinance101.com/personalloans Upstart specializes in personal loans for students because it uses a unique application model for people with bad credit or no credit at all. The website looks at your school and degree as part of the approval process. https://peerfinance101.com/upstart Lending Club is the largest peer-to-peer lending site in the world but you’ll need a little higher credit score to qualify, around 680 FICO. I’ve used the website before for a low interest personal loan and invest in loans now. https://peerfinance101.com/lendingclubloans SoFi has the broadest range of unsecured personal loans as well as mortgage refinancing and student loan refinancing options. The website just recently released their minimum credit score requirement of 680 FICO, meaning you’ll need good credit but the low rates are worth it. https://peerfinance101.com/sofi • How to get a personal loan with bad credit - 580 FICO and below • The difference between sub-prime and prime credit score and why it matters when applying for personal loans • Personal loan sites for different credit scores 580 - 650 - 700 - 740 • How to improve your credit score to get to the next level and get lower rates SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Want to see how I added over 200 points to my credit score after financial disaster? Get this free guide, From Zero to Credit Hero https://peerfinance101.com/steps-fix-credit-score-loans/ A new case of identity theft every two seconds in America! Don’t be the next victim, get this free guide - 5 Ways to Protect Your Money from Hackers https://peerfinance101.com/ways-to-protect-your-identity-report/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Qualifier Plus IIIFx Solving Price, Down Payment, Loan Amount How To
 
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http://www.calculated.com/qp3fx See how the Qualifier Plus IIIFx calculator by Calculated Industries can help residential and commercial real estate investors, brokers and agents calculate the Sales Price, Down Payment and Loan Amount quickly, simply and accurately. Dedicated keys and custom display speaks in your language. Built-in functions for finding cash flows, IRR, NPV/NFV plus PI and PITI payments, buyer qualifying, amortizations, APR and much, much more. A great tool for experienced and new investors alike, or for any RE professional that needs to solve investment and financing problems out in the field. This quick video briefly shows how easy it is to solve for Prices, Downs, Loan Amounts and play "what-if" with all the loan variables. For more information or to find the dealer nearest you call 800-854-8075 or go to http://www.Calculated.com
Qualifier Plus IIIx Solving Price, Down Payment, Loan Amount How To
 
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http://www.calculated.com/qp3x See how the Qualifier Plus IIIx calculator by Calculated Industries can help residential real estate agents, brokers and loan professionals easily calculate the Price, Down Payment and Loan Amounts of any loan quickly, simply and accurately. Dedicated keys and a custom display speak in your language. Built-in functions for finding PI and PITI payments, buyer qualifying, amortizations, APR and much, much more. A great tool for experienced and new agents alike, or any professional that needs to solve residential financing problems out in the field. This quick video briefly shows how easy it is to calculate Loan Amounts and Down Payments and play "what-if" with all the loan variables. For more information or to find the dealer nearest you call 800-854-8075 or go to http://www.Calculated.com
Views: 1307 Calculated Industries
Gold Loan Interest Rates and Schemes 2018
 
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Know the Gold Loan Interest Rates, charges and popular schemes in 2018. For detailed comparison of Gold Loan Schemes of top banks and to calculate Gold Loan per gram, visit us at https://www.myloancare.in/gold-loan-interest-rates/ Video url:https://youtu.be/tXEO2zzhPGY What are the Gold Loan interest rates and other charges? • Gold Loan interest rates start from 9.99% • Special discounted rates are offered for Agricultural Gold Loans • Processing fees can range from nil to 2% of the loan amount • Loan prepayment is allowed without any charges How to repay Gold Loan? • Loan repayment tenure of 1 day to 36 months • Flexible repayment options: Bullet repayment, EMI or Overdraft facility • Online payment facility to pay EMIs • Loan prepayment allowed at any time without any charges How to choose the best Gold Loan scheme? Bullet Repayment Scheme • Pay entire principal at the end of the tenure with an option to pay monthly EMIs for interest. • Suitable for smaller loan amounts taken for a few months to a year EMI Scheme • Pay monthly EMIs, each comprising a varying proportion of principal amount and interest • Suitable for larger loan amounts taken for a longer tenure of more than a year Overdraft Scheme • Withdraw funds or deposit surplus amount in a current account during the loan tenure. Pay interest on amount utilized only. • Renew overdraft facility at the end of loan tenure • Suitable for businessmen and self-employed who have fluctuating and seasonal fund requirements. Agricultural Gold Loan Scheme • Avail special discounted rates starting from 8% • Suitable for individuals engaged in farming activity • Additional documents required: Proof of farming, proof of agricultural land ownership and a signed undertaking on the end use of the loan Follow Us: https://www.facebook.com/MyLoanCare https://www.instagram.com/myloancare https://plus.google.com/+MyloancareIndia https://twitter.com/@MyLoanCare https://www.myloancare.in/info-bank https://www.linkedin.com/company/myloancare-india http://myloancare.blogspot.in
Views: 957 MyLoanCare
Home Loan Prepayment - A Calculated Approach (Hindi)
 
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Home Loan Prepayment vs Investment, which one to choose? Let's understand advantages & limitations with calculation and then decide whether you should prepay home loan or not. We will first understand the home loan benefits and then understand the cost-benefit analysis of a home loan prepayment vs investment in an alternative product. Related Videos: Top 3 Home Loan Benefits: https://youtu.be/FRZJsZBn-Rs होम लोन प्रीपेमेंट बनाम इन्वेस्टमेंट, इनमे से किसे चुनना चाहिए? चलिए समझते हैं होम लोन प्रीपेमेंट के अडवेंटजेस और लिमिटेशंस क्या हैं कैलकुलेशन के साथ और फिर आप डिसाइड कर सकते हैं की आपको होम लोन प्रीपे करना चाहिए या नहीं। सबसे पहले हम होम लोन के बेनिफिट्स समझेंगे और फिर home लोन prepayment vs investment के cost-benefit analysis को समझेंगे। Share this Video: https://youtu.be/wN3_iBI19eQ Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: Which one is a better choice between home loan prepayment and investment? What are the benefits of home loan? Why should you understand the benefits of home loan before home loan prepayment? What are the effects of the benefits of home loan on home loan prepayment? Why should you claim you tax benefits of home loan instead of prepaying home loan? Why should you avoid home loan prepayment? Home loan prepayment vs investment, which one is better? Why should you consider prepaying other loans first and leave the home loan prepayment for last? होम लोन प्रीपेमेंट और निवेश के बीच कौन-सा बेहतर विकल्प है? होम लोन के क्या लाभ हैं? होम लोन प्रीपेमेंट से पहले आपको होम लोन के बेनिफिट्स को क्यों समझना चाहिए? होम लोन के लाभों का होम लोन प्रीपेमेंट पर क्या प्रभाव पड़ता है? होम लोन प्रीपेमेंट के बजाय आपको होम लोन के टैक्स बेनिफिट्स क्यों क्लेम करने चाहिए? आपको होम लोन प्रीपेमेंट से क्यों बचाना चाहिए? Home Loan Prepayment vs Investment, इनमे से कौन बेहतर होता है? पहले आपको दूसरे लोन्स का प्रीपेमेंट करने पर विचार करना चाहिए और आखिर में होम लोन प्रीपेमेंट करना चाहिए, ऐसा क्यों? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Instagram - http://instagram.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Pinterest - http://pinterest.com/assetyogi/ Facebook – https://www.facebook.com/assetyogi Twitter - http://twitter.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Hope you liked this video in Hindi on “Home Loan Prepayment".
Views: 70052 Asset Yogi
How to Negotiate When Buying a Car
 
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/436886-How-to-Negotiate-When-Buying-a-Car Step 1: Determine the amount Question your credit union about a loan before talking to a dealer to compare rates. Find out how much cash your credit union will approve. This helps you limit the price range of cars you look at and test drive. Step 2: Research invoice price Go online to research the invoice price -- the amount the dealer pays the manufacturer -- before starting negotiations. While you're at it, check out any rebate information and hidden incentives for the dealer. You gain the advantage by doing your homework. Tip The minimum dealer profit is usually around 3 percent. Step 3: Examine four-square numbers Don't be fooled by the dealer's four-square information -- a worksheet the dealer will present you with when you sit down to negotiate that maps out purchase price, down payment, monthly payment, and trade-in value. Doing your own math prevents them from fudging numbers. Determine the interest rate and loan term before you arrive at the dealership to accurately project your monthly payments. Step 4: Know what monthly payment means Resist negotiating based on monthly payments alone, without contemplating the swelling interest rate or stretched loan term. Monthly payment results from the down payment, loan term, and interest rate. Step 5: Play the game Play the game as well as they do. Be surprised that they can't give you a better offer, even if the terms and price are reasonable, just to see if you can move them. They want to create pressure to close you now, but you have time that they don't -- use it. Tip Don't tell one dealer what another's quote was. You need their respect -- demonstrate that you deserve it. Step 6: Drive the bargain Tell the salesperson you will discuss an acceptable trade-in price for your old car, but first must have a satisfactory price on the new car. Drive the bargain when negotiating, impressing upon them you can sell it yourself for more than they'll pay you. Step 7: Prepare to walk Prepare to walk out if you are not handled respectfully or the price is too outrageous. In fact, with some due diligence, cut to the chase and play hardball -- tell the dealer your price and expect a yes or no. Step 8: Expect fees Expect an onslaught of fees and extras just when you think you're done. Some fees are unavoidable, but many can be easily bargained down or avoided. Virtually all extras are unnecessary and overpriced. Throughout the negotiation process, use your knowledge and the research you've done to get the best deal. Did You Know? Preston Tucker started a new car company on the back of his 1948 Tucker model. This company manufactured just 51 cars before failing in 1949.
Views: 297624 Howcast
Axis Bank Home Loans | Call | Axis bank EMI, Interest rates, Eligibility
 
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Call | Axis Bank is the third largest private sector bank in India with network of 3,304 domestic branches PAN India. Especially designed interest rates to meet with customer’s need. Flexibility in interest rates either fixed or floating according to customer’s convenience. Zero processing fees for prepayment of loan amount. For more details visit http://blog.regrob.com/top-8-home-loan-banks-in-india/ axis bank home loan, home loan interest rate, home loan eligibility, home loan processing fees, housing loan, mortgage, lowest interest rate, best interest rates, lower EMI
Views: 3966 Regrob.com
How to reduce your Housing Loan interest cost to almost zero.
 
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How to reduce your Housing Loan interest cost to almost zero. In this video, We are going to learn how can you use monthly SIP to reduce cost of your housing loan interest with real assumption and actual calculations. Connect with me: https://www.facebook.com/Nifyfy/ https://twitter.com/cakashoza https://plus.google.com/109416086497755161450
Views: 78659 Success Sequence
home loan prepayment vs investment | never make early payment
 
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don't prepay home loan | watch this video why if anybody want to learn from me personally stock market and mutual fund mail me on [email protected]
Views: 514870 Versatile Ashutosh
Stop refinancing your mortgage for a better rate
 
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http://www.debtfreeorcashpoor.com/ Stop refinancing your mortgage for a better rate. Should you refinance your existing mortgage for a better interest rate? If you are using my mortgage coupon the answer would be no never. why? Because you can never recoup the amount of money that the bank or the loan officer is charging you. There are certain conditions that you might refinance your loan but only if you had enough money to pay off debt. If you do this, please use the same amount of money you are currently paying toward your consumer debt and put this toward the mortgage as extra principal payment using John Schepcoff mortgage coupon program. Most loan officers or bank offers only think what's in it for them. Loan officer or bank officer is telling you how great and how much money you're going be saving over the course of the loan because they've lowered your monthly payment. By the way did they tell you how much money it will cost you if you refinance and start over. No! Because they do not understand the consequences of refinancing and the amount of months that you can put toward the loan plus the additional amount of money to restart your impound account. Oh by the way, don't forget the amount of monies that you had paid on the loan as well. You are getting ripped off when you refinance. I am also a loan officer and I tell people don't do it. I have been helping people for over 30 years. Don't get me wrong refinancing is good for some things but not everything. For example, you currently have a 9% interest rate. You owe $100,000 and you have paid five years on the loan. What do you look for? The answer is an 8% or lower with no additional closing fees whatsoever onto the loan. So the new loan would be $100,000 with 25 year term loan. Not a new 30 year loan. And anything lower than a 9%. Remember... the bank cannot put any fees onto the loan, if they do, this is Not a TRUE No Cost Loan. Now if someone offers you that I'll say jump on it. That's a no-brainer because it's Not costing you any money. Now use my mortgage coupon program and you're doing even better. So the bottom line is you never want to refinance your home. I don't care how much money they say they are saving you or how much shorter the loan will be. Don't fall for the trap. It is almost absolutely impossible to make up the loan fees and cost over the course of the loan doing it the way I have explained it to you. When you refinancing you must look at the entire picture. Don't just listen to the loan officer and they say "I'm saving you $300 or I just dropped your interest rate by a full point". Hog wash! You must look at all the figures from the very beginning of the original loan. You must look at the numbers when you start over. You must look at the numbers how much you are paying on the new loan with the numbers and years of the payment you were making. There are too many factors you MUST look at. So is it really worth to refinance? Not in my books. Get my program and I promise you you will save a lot of money and build a faster retirement in place for yourself and your family.
Views: 69081 John Schepcoff
Should You Pay Off Your Mortgage Early with a HELOC?
 
06:06
You can use the equity in your home to get a home equity line of credit. Subsequently, you can use the funds to pay of your mortgage early while then using the HELOC as a checking account. This arrangement will allow all funds that you have to not sit in an account to learn low or no amount of interest. Of course, doing so has some down sides. Watch to video to see what they are. Audible Free Audiobook Trial: http://www.audibletrial.com/BeatTheBush Patreon: http://www.patreon.com/BeatTheBush GameFly: http://www.gameflyoffer.com/beatthebush Did I help you save loads of money and completely changed your life? Would you like to tip me? Try these: Paypal: https://paypal.me/BeatTheBush (No fees with bank account source) BTC Wallet: 14hKQybuzyEEeL78aML3QMxboqtdDcmDQi ETH Wallet: x9f462079D58127156104C32B5648F066624FB43B My Equipment: https://www.amazon.com/shop/Beatthebush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Views: 233377 BeatTheBush
How to Create a Loan Amortization Schedule in Google Sheets/ MS Excel
 
12:38
http://www.incomedigs.com Ever need to generate an amortization schedule quickly? This video demonstrates how to use simple formulas in Google Sheets and/or Microsoft Excel to quickly whip up an amort schedule. Anything else you would like to see related to Google Sheets or Excel? Leave a comment below!
Views: 7676 Income Digs
Auto loan rates
 
00:20
What Affects Auto Loan Rates? There are a number of factors that contribute to the auto loan rates you'll be offered by a lender. Depending on where you undergo auto financing, however, interest rates may be negotiable. FICO Score: A person's FICO score is one of the most influential guides that lenders use to determine whether borrowers are risky to lend money to. Some banks and credit unions offer bad credit auto loans to sub-prime borrowers, but these interest rates typically reflect that borrowers have bad credit, as they tend to be exceptionally high. Auto Loan Term: Another way lenders protect themselves and ensure that they get their money back on time and in less time, is to provide lower auto loan rates for shorter car loan terms and slightly higher rates for longer terms. For that reason, borrowers who can afford it month-over-month should opt for a 36 month (3 year) repayment term if possible to take advantage of lower rates. Doing so, however, will lead to higher payments every month. Vehicle Type: As shared above, the age of your vehicle can play an important role in what rate you're offered. Another thing to keep in mind is that some lender differentiate specialty vehicles like motorcycles and RVs into different loan rate categories. Down Payment: Having an adequate down payment can help do a number of things like lower the total amount you'll need to finance (meaning less money spent on interest rates), and by directly affecting the auto financing interest rate, even with dealer financing. The generally accepted rule-of-thumb when saving up for a down payment is to have at least a 20 percent down payment to keep auto loan rates low.
Views: 272 curt bush
How to Estimate Your Student Loan Payments
 
03:47
Did you take out student loans to pay for your education? Learn how to estimate your student loan payments when you exit school. In this video, learn about the following. • How to estimate your debt and envision your future income • Find your current debt load • Calculate your estimated monthly repayment amount Stay connected with Great Lakes on Facebook http://www.fb.com/MyGreatLakes and Twitter http://www.twitter.com/MyGreatLakes for helpful financial tips and student loan info. Have questions? Don't hesitate to reach out. While viewers are welcome to share this video with other audiences, Great Lakes is not responsible for maintaining its content or ensuring availability. Great Lakes may remove or transfer the video from YouTube without prior notice.
Views: 6960 Great Lakes
Home Loans and Today's Rates from Bank.
 
00:13
Home Loans and Today's Rates from Bank. The rate of interest on a loan,expressed as a percentage.Annual percentage yield.The annual cost of a loan to a borrower Points.An amount paid to the lender,typically at closing,in order to lower the interest rate.Monthly payment Fixed rate mortgage. Adjustable rate mortgage. Thank you for watching my videos.If you like my videos,then please don't forget to like,share and through your comments on my channel.And subscribe my channel on(goo.gl/SvDKSs) for getting more latest informative videos.
Views: 55 Business Law
How to use the Bajaj Finserv Business Loan Pre payment Calculator?
 
01:49
Subscribe to our channel for latest updates and get answers to your queries: https://bit.ly/2L1u760 Visit our website: http://bit.ly/Bajaj_Finserv_Official_Website Business loan can prove to be a good source of capital when you need to address several investment needs and expenses of your business. Bajaj Finserv provides various features with Business Loans, with the pre-payment facility being one of them. With this facility, you can easily prepay a certain amount of your loan whenever you have excess money in hand. Prepaying your loan is essentially when you pay a part of your loan (the due EMIs), in advance. You can pre-pay your loan in two ways: 1. You can reduce your loan EMIs and the keep the tenor fixed. 2. You can reduce the loan tenor and keep the EMIs same. Pre-paying your Business Loan lowers your interest outflow, thus easing your EMI burden and can also help boost your credit score as well. Make use of the Bajaj Finserv Business Loan Part-prepayment Calculator to calculate how much you can save on your EMIs, the revised EMI and revised tenor by following these 4 steps: 1. Enter the loan amount 2. Provide the loan tenor 3. Enter the rate of interest 4. Provide the amount that you want to prepay (The amount you are prepaying should be greater than the value of 3 EMIs) The calculator will show how much you will save on your EMIs instantly. So, pre-pay your Business Loan and manage your EMIs better. Along with easy pre-payment facility, Bajaj Finserv offers pre-approved offers on various financial products including personal loans, business loans, home loans, and more. Pre-approved offers reduce the time taken for availing finances. You can check your pre-approved offer(http://bit.ly/check_your_pre_approved_offer) by entering some necessary information online. To know how part pre-payment impacts your Business Loan’s tenor or EMI, visit http://bit.ly/business_loan_part_pre_payment_calculator Know how to use a Business Loan EMI Calculator: https://www.youtube.com/watch?v=qjPa8Gq6jb0 Like, Share and Comment on our videos. Connect with us on:- Facebook: https://www.facebook.com/bajajfinserv Linkedin: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv Invest in your factory infrastructure, maintain an adequate inventory level, upgrade to the latest plant and machinery, expand your reach to new markets or increase working capital with a small Business Loan up to Rs.30 lakh with Bajaj Finserv. Quick, easy and hassle-free, these loans offer a suite of features and benefits like low interest rate, large unsecured capital, flexi loan facility, pre-approved offers, easy eligibility criteria and minimal documentation. #bajaj_finserv #bajaj_finserv_business_loan #business_loan #business_loan_bajaj Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free.
Views: 245 Bajaj Finserv
How Interest Rates Effect Monthly Payments
 
00:40
Illustration to demonstrate how even small increases in the interest rate will drastically increase your monthly payments. This is where interest rates effect you the most. The higher the interest rate on your mortgage, the higher your monthly payments will be. Even small increases by the Fed will greatly effect how much you can borrow, as your loan qualification amount is based on the monthly payment you can afford.
Views: 147 Locations
St. Petersburg Reverse Mortgage Rates Lenders Loans Companies Banks Services Firms Specialists Help
 
01:24
St. Petersburg reverse mortgage specialist will explain benefits of best reverse mortgage lenders in St. Petersburg offering lowest mortgage reverse rates and loans. http://reverse-mortgage.weebly.com/ St. Petersburg reverse mortgage calculator, information, best rates, & loans. What is a reverse mortgage & how does reverse mortgage work? Learn about mortgage reverse loans pros and cons and information. What is a Reverse Mortgage? A reverse mortgage is a loan that allows senior homeowners to access a portion of their home's equity to supplement their retirement income. The loan generally does not have to be repaid until the last surviving homeowner on title permanently moves out of the property or passes away. At that time, the estate can repay the balance of the reverse mortgage loan or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not personally liable if the home sells for less than the balance of the reverse mortgage loan. Eligibility for a reverse mortgage loan To be eligible for a Home Equity Conversion Mortgage (HECM) reverse mortgage loan, all homeowners must be at least 62 or older. The home must be owned free and clear or all existing liens would need to be satisfied. If there is a mortgage balance, it can be paid off completely with the proceeds of the reverse mortgage loan at the closing. Eligible home types Many home types are eligible: one to four unit owner-occupied home approved townhomes and condominiums and some manufactured homes. Difference between a reverse mortgage and a home equity loan With traditional loans such as a home equity loan, a second mortgage, or a home equity line of credit (HELOC), the homeowner must still make monthly payments to repay the loans. However with a reverse mortgage loan, instead of making monthly payments to the lender, the homeowner receives payments from the lender. With a reverse mortgage loan the amount that may be borrowed is determined by a formula that considers the borrower's age, the current interest rate, and the lesser of the appraised value of the home, sale price or the maximum lending limit. Generally the higher the value of the home the higher the loan amount will be, up to the FHA's maximum lending limits.The loan is typically not due as long as the homeowner lives in the home; however, the homeowner is still responsible for paying real estate taxes, insurance, and maintenance. St. Petersburg reverse mortgage specialist will explain benefits of best reverse mortgage lenders in St. Petersburg offering lowest mortgage reverse rates and loans. When the loan becomes due Typically, the loan does not become due as long as one of the homeowners lives in the home as their primary residence and maintains the home in accordance with FHA requirements such as keeping taxes and insurance current, and maintaining repairs. http://youtu.be/0Dv4Gu4Rk1Q Estate inheritance In the event of death or the home ceases to be the primary residence for more than 12 months, the homeowner's estate can choose to repay the reverse mortgage loan and keep the home or put the home up for sale in order to repay the loan. If the equity in the home is higher than the balance of the loan, the remaining equity belongs to the estate. If the sale of the home is not enough to pay off the reverse mortgage balance, the heirs or estate will not be responsible for the difference. No other assets are affected by a reverse mortgage. For example, investments, second homes, cars, and other valuable possessions cannot be taken from the estate to pay off the reverse mortgage. St. Petersburg reverse mortgage calculator, information, rates, & loan. What is a reverse mortgage & how does reverse mortgage work? Learn about mortgage reverse loans pros and cons and information. Available loan proceeds The amount that is available depends on many factors, such as: age, current interest rate, and the lesser of the appraised value of the home, the sale price or FHA maximum lending limits. Use our reverse mortgage calculator to estimate how much you could receive. Distribution of money from a reverse mortgage loan There are several ways to receive the proceeds from a reverse mortgage loan: Lump sum -- a lump sum of cash at closing Tenure -- equal monthly payments as long as the homeowner lives in the home Term -- equal monthly payments for a fixed period of months Line of Credit -- draw any amount at any time until the line of credit is exhausted Any combination of those listed above. St. Petersburg reverse mortgage specialist will explain benefits of best reverse mortgage lenders in St. Petersburg offering lowest mortgage reverse rates and loans.
Views: 17384 hugo forster
How to Pay Off a Mortgage Quickly
 
04:43
http://bestcreditrepaircompanys.com/ Owning a home is a classic American dream. Unfortunately, in today's society consumers have become complacent with 30-year mortgages and paying hundreds of thousands of dollars in interest. We've complied tips from 5 industry experts on why it's important to pay a mortgage off quickly and how to can pay off a mortgage quickly. Follow these steps and you'll be ahead of 98% of the population.
Orlando Reverse Mortgage Rates Lenders Loans Companies Banks Services Firms Specialists Help
 
01:24
Orlando reverse mortgage specialist will explain benefits of best reverse mortgage lenders in Orlando offering lowest mortgage reverse rates and loans. http://reverse-mortgage.weebly.com/ Orlando reverse mortgage calculator, information, best rates, & loans. What is a reverse mortgage & how does reverse mortgage work? Learn about mortgage reverse loans pros and cons and information. What is a Reverse Mortgage? A reverse mortgage is a loan that allows senior homeowners to access a portion of their home's equity to supplement their retirement income. The loan generally does not have to be repaid until the last surviving homeowner on title permanently moves out of the property or passes away. At that time, the estate can repay the balance of the reverse mortgage loan or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not personally liable if the home sells for less than the balance of the reverse mortgage loan. Eligibility for a reverse mortgage loan To be eligible for a Home Equity Conversion Mortgage (HECM) reverse mortgage loan, all homeowners must be at least 62 or older. The home must be owned free and clear or all existing liens would need to be satisfied. If there is a mortgage balance, it can be paid off completely with the proceeds of the reverse mortgage loan at the closing. Eligible home types Many home types are eligible: one to four unit owner-occupied home approved townhomes and condominiums and some manufactured homes. Difference between a reverse mortgage and a home equity loan With traditional loans such as a home equity loan, a second mortgage, or a home equity line of credit (HELOC), the homeowner must still make monthly payments to repay the loans. However with a reverse mortgage loan, instead of making monthly payments to the lender, the homeowner receives payments from the lender. With a reverse mortgage loan the amount that may be borrowed is determined by a formula that considers the borrower's age, the current interest rate, and the lesser of the appraised value of the home, sale price or the maximum lending limit. Generally the higher the value of the home the higher the loan amount will be, up to the FHA's maximum lending limits.The loan is typically not due as long as the homeowner lives in the home; however, the homeowner is still responsible for paying real estate taxes, insurance, and maintenance. Orlando reverse mortgage specialist will explain benefits of best reverse mortgage lenders in Orlando offering lowest mortgage reverse rates and loans. When the loan becomes due Typically, the loan does not become due as long as one of the homeowners lives in the home as their primary residence and maintains the home in accordance with FHA requirements such as keeping taxes and insurance current, and maintaining repairs. http://youtu.be/0Dv4Gu4Rk1Q Estate inheritance In the event of death or the home ceases to be the primary residence for more than 12 months, the homeowner's estate can choose to repay the reverse mortgage loan and keep the home or put the home up for sale in order to repay the loan. If the equity in the home is higher than the balance of the loan, the remaining equity belongs to the estate. If the sale of the home is not enough to pay off the reverse mortgage balance, the heirs or estate will not be responsible for the difference. No other assets are affected by a reverse mortgage. For example, investments, second homes, cars, and other valuable possessions cannot be taken from the estate to pay off the reverse mortgage. Orlando reverse mortgage calculator, information, rates, & loan. What is a reverse mortgage & how does reverse mortgage work? Learn about mortgage reverse loans pros and cons and information. Available loan proceeds The amount that is available depends on many factors, such as: age, current interest rate, and the lesser of the appraised value of the home, the sale price or FHA maximum lending limits. Use our reverse mortgage calculator to estimate how much you could receive. Distribution of money from a reverse mortgage loan There are several ways to receive the proceeds from a reverse mortgage loan: Lump sum -- a lump sum of cash at closing Tenure -- equal monthly payments as long as the homeowner lives in the home Term -- equal monthly payments for a fixed period of months Line of Credit -- draw any amount at any time until the line of credit is exhausted Any combination of those listed above. Orlando reverse mortgage specialist will explain benefits of best reverse mortgage lenders in Orlando offering lowest mortgage reverse rates and loans.
Views: 17669 hugo forster

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