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The Best Ways to Invest in Your 20s | Phil Town
 
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When it comes to investing, the earlier you start the better. Compounding works in such a way that your money grows exponentially on itself. If you are in your 20s and want to get a head start on investing, here are a few investing tips for beginners to help you out. http://bit.ly/2MYDfgC A person who starts investing just a few years earlier could end up with many times more money when it comes time to retire than they would have had if they started later in life. For more investing tips, click the link above to signup my FREE training, called the 6 Market Crushing Principles of Investing. Looking to master investing? Attend one of my FREE 3-Day Transformational Investing Workshops. Apply here http://bit.ly/r1workshop _____________ Learn more: Subscribe to my channel for free stuff, tips and more! YouTube: http://budurl.com/kacp Facebook: https://www.facebook.com/rule1investing Twitter: https://twitter.com/Rule1_Investing Google+: + PhilTownRule1Investing Pinterest: http://www.pinterest.com/rule1investing LinkedIn: https://www.linkedin.com/company/rule-1-investing Blog: http://bit.ly/1YdqVXI Podcast: http://bit.ly/1KYuWb4 investing advice, investing in 20s, investing early, how to start investing, tips for investing, investing in stocks, invest in 20s, investing in your 20s,
How to Invest: Top 9 Ways to Invest $10,000 💰(real life strategies)
 
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Do you remember the first time you wrote a check for $100? What about your first $1,000 check? I bet you weren't wondering how to invest $1,000 dollars then, were you? Even better, your first $10,000 check? The first time I wrote a check for $10,000 was to pay off my student loan debt. That was, by far, the best check I ever wrote! For me the choice was clear, but where to put an extra $10,000 isn't always an easy decision. I'm here to help! Here are 9 great ideas on how to smartly invest $10,000. ▶︎1. Stock Market (5:26) If you want to put your money into a virtual autopilot situation, a robo-advisor may be exactly what you’re looking for. What is a robo-advisor? It’s an online investment management platform, often referred to as a robo advisor, because everything is handled automatically for you. ✅Open an Account at Betterment here: https://www.goodfinancialcents.com/resources/betterment-youtube-invest-10k.php ▶︎2. Buying Individual Stocks (9:19) You can open an online discount brokerage account through companies like TD Ameritrade and Ally Financial. ✅TD Ameritrade https://www.goodfinancialcents.com/resources/tdameritrade-youtube-invest-10k.php ✅Ally Financial https://www.goodfinancialcents.com/resources/ally-youtube-invest-10k.php ▶︎3. Tax-free goodness - Roth IRA (11:42) You can only put $5,500 in for yourself, but you could also put in $5,500 for your spouse. Learn more about how to become a Roth IRA Millionaire here: https://youtu.be/Cy8EsjQyREo ▶︎4. Peer to Peer Lending (12:13) If you prefer fixed income investments to equities, peer-to-peer lending offers an opportunity to earn interest rates that are well above average. There are various peer-to-peer lending sites on the web already, the two I recommend are Lending Club and Prosper. Open an an account with Lending Club here: ✅https://www.goodfinancialcents.com/resources/lendingclub-youtube-invest-10k.php Prosper here: ✅https://www.goodfinancialcents.com/resources/prosper-youtube-invest-10k.php ▶︎5. Real Estate (14:14) Real estate is an excellent investment, no doubt about it. But $10,000 isn’t enough to make a down payment on the purchase of an investment property these days but that doesn’t mean that you can't invest in real estate. 🏡If you don't want to manage properties and still make money from real estate, check out Fundrise: https://www.goodfinancialcents.com/resources/fundrise-youtube-invest-10k.php ▶︎6. Annuity (20:55) You guys know I am not crazy about annuities 😆, but there are some instances where they are the better choice. If you are 5-10 years away from retirement, this may be the perfect opportunity for you to invest in some safe retirement opportunities. ▶︎7. Invest in a Business (23:15) This is yet another example of investing in yourself. By starting your own business, you put yourself in a position to take maximum advantage of your knowledge, skills and abilities. Thanks to the Internet, it’s very possible to start your own business with just a few thousand dollars. ▶︎8. Coaching Programs (26:46) When we think of investing, we generally think of putting money into assets with the hope of getting a return on the investment. Anything that you can do to improve your knowledge and skills – that will either enable you to live better, or to earn more money – is a true investment. One of the ways to do this is to put some of your money into coaching programs. ▶︎9. Cryptocurrency (30:14) Yes I finally did it- I invested some money in Bitcoin. Give a couple of these a try and see if they'll work for you! Get all the details on the blog here: https://www.goodfinancialcents.com/how-to-invest-10000-dollars/ ★☆★Resources Mentioned In The Video★☆★ 🤝Peer to Peer Lending Options: Lending Club https://www.goodfinancialcents.com/resources/lendingclub-youtube-invest-10k.php Prosper https://www.goodfinancialcents.com/resources/prosper-youtube-invest-10k.php 🏢Online Real Estate Options: Fundrise https://www.goodfinancialcents.com/resources/fundrise-youtube-invest-10k.php 📈Get Started Investing Options: Betterment https://www.goodfinancialcents.com/resources/betterment-youtube-invest-10k.php TD Ameritrade https://www.goodfinancialcents.com/resources/tdameritrade-youtube-invest-10k.php Ally Financial https://www.goodfinancialcents.com/resources/ally-youtube-invest-10k.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Warren Buffett: Investment Advice & Strategy - #MentorMeWarren
 
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Check out these books about Warren Buffett: * The Essays of Warren Buffett: https://amzn.to/2PF5tOA * Becoming Warren Buffett: https://amzn.to/2SEvYm1 * Warren Buffett and the Business of Life: https://amzn.to/2PEz6jc * The Intelligent Investor: https://amzn.to/2PJjpr7 * The Warren Buffett Way: https://amzn.to/2Qg2U2H He's the chairman, CEO and largest shareholder of Berkshire Hathaway. He's the most successful investor in the world. He's consistently ranked among the world's wealthiest people. (He has an estimated net worth of US$66.4 billion) MentorMe Warren. .:;$ JOIN MY #BELIEVE NEWSLETTER $;:. This is the best way to have entrepreneur gold delivered to your inbox, and to be inspired, encouraged and supported in your business. Join #BelieveNation and feel the love. http://www.evancarmichael.com/newsletter/ .:SOURCES:. 1. https://youtu.be/Mh1G1DiJ1oI?t=7m39s 2. https://youtu.be/t69G17HCl4Y 3. https://youtu.be/S98O2gFBEPo?t=10m50s 4. https://youtu.be/S98O2gFBEPo?t=54s 5. https://youtu.be/cSU3y0N60XU?t=28m21s 6. https://youtu.be/gUAtVyWS_4Y?t=1m54s .: WHAT IS #BTA? :. Why do people keep ending comments with #BTA?: https://www.youtube.com/watch?v=BsY8bmTUVP8 .: SUBSCRIBE TO MY CHANNEL :. If you want to do great things you need to have a great environment. Create one by subbing and watching daily. http://www.youtube.com/subscription_center?add_user=Modelingthemasters .: CAPTION THIS VIDEO :. If you loved this video, help people in other countries enjoy it too by making captions for it. Spread the love and impact. https://www.youtube.com/timedtext_video?v=d0XKtUXgpOw .: CONNECT WITH ME :.Leave a comment on this video and it'll get to me. Or you can connect with me on different social platforms too: Twitter: https://twitter.com/evancarmichael Facebook: https://www.facebook.com/EvanCarmichaelcom Google+: https://plus.google.com/108469771690394737405/posts Website: http://www.evancarmichael.com .: MORE ABOUT ME PERSONALLY :. About: http://www.evancarmichael.com/about/ Coaching: http://www.evancarmichael.com/movement/ Speaking: http://www.evancarmichael.com/speaking/ Gear: http://evancarmichael.com/gear .: VIDEO SCHEDULE :. Top 10 Rules for Success - Weekdays at 8pm EST: https://www.youtube.com/playlist?list=PLiZj-Ik9MmM0VWRGYCfuUCdyhKfU733WX #Entspresso - Weekdays at 7am EST : https://www.youtube.com/playlist?list=PLiZj-Ik9MmM0-kQSSs3Ua5wExlz1HwRRs #BelieveLife - Sundays at 7am EST: https://www.youtube.com/playlist?list=PLiZj-Ik9MmM207_RQCOPAwZdKYXQ4cqjV #EvansBook - Saturdays at 8pm EST: https://www.youtube.com/playlist?list=PLiZj-Ik9MmM1tNSh0CjOsqIg1fw7bAPt4 Life with Evan - Sundays at 8pm EST: https://www.youtube.com/playlist?list=PLiZj-Ik9MmM19tzfHH_VJOnghbfdRPZjS Thank you for watching - I really appreciated it :) Cheers, Evan #Believe Check out these books about Warren Buffett: * The Essays of Warren Buffett: https://amzn.to/2PF5tOA * Becoming Warren Buffett: https://amzn.to/2SEvYm1 * Warren Buffett and the Business of Life: https://amzn.to/2PEz6jc * The Intelligent Investor: https://amzn.to/2PJjpr7 * The Warren Buffett Way: https://amzn.to/2Qg2U2H
Views: 1044841 Evan Carmichael
What Is a Cash Investment? | Financial Terms
 
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Watch more How to Understand Personal Finance Terms videos: http://www.howcast.com/videos/491842-What-Is-a-Cash-Investment-Financial-Terms A cash investment is really a very safe way to invest your money so it grows and earns a little bit of interest. Now let me give you a few examples, bank savings account is a cash investment, a money market fund is a cash investment. In other words with cash investments the value of your account is not going up and down each day, but you are earning some interest on that money. The drawback of a cash investment is that you're really not earning a lot of interest, so if you want your money to grow at a greater rate, then at 1 or 2 %, they you really have to look at other types of investment to do that over the long term. So, what is a cash investment appropriate for, any money that you have set aside for an emergency fund or a rainy day fund that should be in a cash investment. You don't want to invest that money in a stock market where it could be tied up or there could be big fluctuations in value. You want that somewhere where you can at that right away if you need to. Another good use of a cash investment would be the down payment for a home or an apartment that you're buying. If I had $30,000 set aside for the down payment on a home purchase, that I'm buying a year from now. Again, I can't invest that money in the market in a way where it could go up and down and put it at risk. But I do want to earn as much as interest as I can in the mean time, so that would be appropriate for a cash investment. Now if I'm saving money for my future, my future retirement, twenty years from now and I put my money in a cash investment that's earning 1 or 2%, and the cost of things are going up, that's called inflation and inflation's 3 or 4 %. I think you can see where I'm going with this, I ‘m earning 1 or 2%, the cost of things are going up at 3 or 4% and every year I'm falling behind. And so a big mistake people make that have a long time until they retire is they're often investing their money in their cash investments, because they're not sure what else to do with it. And I've seen plenty of clients where ten years go by and the money only earned 1 or 2% a year and their retirement savings really isn't growing at all. So remember for cash investments stick to something really safe, bank savings accounts, money market accounts a really good place to look, earn as much interest you can in the mean time, but make sure that money is only for short term goals, money that you're going to need in the next year or two.
Views: 2589 Howcast
How to Invest $100 [for 2018] 💵 | Investing for Beginners When You Don't Have a Ton of Money
 
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Have $100 to spare? Alright... Let's get this investing party started. Be sure to subscribe to get more tips on making more money and building wealth: ✅ http://www.youtube.com/subscription_center?add_user=goodfinancialcents Here’s how I’d suggest you start investing with just $100. And I’m not talking about just putting that crisp $100 bill into a fancy savings account. I'm talking about investing it into something that matters. I have a funny story about this topic, but before that, here's some info that will you started investing: ★☆★Resources Mentioned in Video:★☆★ Best Investment Platform Where They Choose Investments for You: 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-how-to-invest-100.php Best Investment Platforms Where you Choose Investments: 📍MM1 http://jeffrose.com/mm1 📉 https://www.goodfinancialcents.com/resources/ally-youtube-how-to-invest-100.php 📊 https://www.goodfinancialcents.com/resources/tdameritrade-youtube-how-to-invest-100.php Micro-Investing Platform: 🤝 https://www.goodfinancialcents.com/resources/stash-youtube-how-to-invest-100.php Okay, back to that funny story 😆... Back a year or so ago, I caught one of our boys sneaking through my wallet. And in that moment I might have been a little upset because WHYYYYY Why whyyyyyy do you always have to go through my stuff? But the conversation that followed went a little something like … “DADDDD You have $100?” “Yes… I have $100” “ONE HUNDRED WHOLE DOLLARS? For Reals?” The first time my boys saw $100 in my wallet they thought it was insane. $100 to a kid is a massive amount of money💰 ... especially when your allowance is less than 1/10 of that. So whether $100 is a lot to have in your wallet or just pocket change, with just $100 you CAN start investing. For realz. See what I did there. For realz, son. In my latest video I'm sharing a few quick ways for How to Invest Your First $100. ★☆★Here’s what you’ll learn in this new video:★☆★ ▶︎How to start investing if you’ve got just $100 with one of the best robo-advisors. ▶︎How you can select your investment goals wisely and attain them. ▶︎What options I’d suggest for investing right from your iPhone with an investment app. ▶︎How long it takes to get setup to invest with one of these investment apps. (Spoiler Alert - It’s SUPER QUICK and easy!) ▶︎How buying THIS investment is well worth the $100 (Idea #5). ▶︎What some non-traditional ways to invest $100 are… for starters just $12 can get an online business started. ▶︎Why I think this Investment could be the BEST $100 you'll ever invest (and your spouse will thank me later, too 😉) ★☆★Resources Mentioned in Video:★☆★ Best Investment Platform Where They Choose Investments for You: 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-how-to-invest-100.php Best Investment Platforms Where you Choose Investments: 📉 https://www.goodfinancialcents.com/resources/ally-youtube-how-to-invest-100.php 📊 https://www.goodfinancialcents.com/resources/tdameritrade-youtube-how-to-invest-100.php Micro-Investing Platform: 🤝 https://www.goodfinancialcents.com/resources/stash-youtube-how-to-invest-100.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎤 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspirational t-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
The Hidden Benefits of Raw Land Investing - Why You Need Vacant Land In Your Real Estate Portfolio
 
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See the full blog post at: http://REtipster.com/landinvesting Vacant land is one of the most overlooked and underused real estate investments in the world. I’ve found that most real estate investors have some HUGE misconceptions about raw land as an investment. A lot of people have the erroneous notion that vacant land is a weak (or even pointless) investment opportunity because… - It doesn’t produce income. - It just sits there and nothing happens. - It’s boring. It’s an unfortunate misconception because the truth is – vacant land is capable of producing some serious cash flow and it’s one of the best investments in the world BECAUSE of its hands-off nature. I LOVE the fact that land just sits there and NOTHING HAPPENS. The simplicity and stability that comes with owning the right piece of land (purchased at the right price) can far outweigh the myriad of problems that come with owning any other type of real estate. If you’ve overlooked vacant land as an investment opportunity in the past, you need to take a few minutes and get educated about what land is all about. Here Are 10 Reasons You Should Be Investing In Land: 1) With Vacant Land, You Don’t Need to “do” Anything to the Property. 2) Raw Land is a “Hands-Off” Investment. 3) Statistically, Vacant Land Owners are Highly Motivated to Sell. 4) Raw Land Investors Have Virtually No Competition to Deal With. 5) Vacant Land Investors Call Their Own Shots. 6) When You Learn How to Research Properties Effectively, you can Buy and Sell Vacant Land Properties Without Ever Seeing Them In-Person. 7) Add Seller Financing to the Mix and You Can EXPLODE Your Income Potential. 8) Vacant Land is VERY Inexpensive to Own as a Long-Term Investment. 9) Raw Land Gives its Owner Peace of Mind. 10) They Aren’t Making Any More Of It. Land Investing Is A Huge Opportunity! This niche is without question, the most powerful strategy I’ve used to build my real estate investing career. I’ve bought and sold dozens of vacant land properties and generated a lot of passive income by selling them with Seller Financing. You can do it too and I'd love to show you how! Come check out the REtipster Club at http://REtipster.Club - and we'll take a deep dive into how this real estate investing strategy works. #retipster #sethwilliams #landinvesting #realestateinvesting #realestate
Views: 92013 REtipster
Understand Dan Lok's Financial Journey - How to Invest Like A Millionaire Ep. 1
 
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Money is attracted to people who know how to multiply it. Watch the whole series here: https://www.youtube.com/playlist?list=PLEmTTOfet46PHB5PQ7BaAzJmLpy0vpICa In this series of videos, Dan shows you how to invest and manage your bank account. ★☆★BONUS FOR A LIMITED TIME★☆★ You can download Dan Lok's best-selling book F.U. Money for FREE: http://financialjourney.danlok.link This is the first time Dan Lok is doing a Workshop on how to Invest and manage your money. ★☆★ SUBSCRIBE TO DAN'S YOUTUBE CHANNEL NOW ★☆★ http://bit.ly/DanLokSubscribe Summary Tips: - Along the way, as you are making money you have to learn how to manage it. - Money Is Attracted To People Who Know How To Multiply It. - Why Spending Money Feels Good? - "Making More Money Was Not The Answer, I had to learn how to properly manage my money" - There is a big difference between making money and creating wealth. Subscribe and Make sure you check out the next videos in this Series to learn all the secrets and tips that Dan Shares. Check out these Top Trending Playlist: 1.) How to Sell High Ticket Products & Services: https://www.youtube.com/playlist?list=PLEmTTOfet46PlgDZSSo-gxM8ahZ9RtNQE 2.) The Art of High Ticket Sales - https://www.youtube.com/playlist?list=PLEmTTOfet46NufVkPfYhpUJAD1OBoQEEd 3.) Millionaire Mindset - https://www.youtube.com/playlist?list=PLEmTTOfet46O591glMGzRMoHaIJB-bQiq Dan Lok, a.k.a. The King of High-Ticket Sales is one of the highest-paid and most respected consultants in the luxury and “high-ticket” space. Dan is the creator of High-Ticket Millions Methodology™, the world's most advanced system for getting high-end clients and commanding high fees with no resistance. Dan works exclusively with coaches, consultants, thought leaders and other service professionals who want a more sustainable, leveraged lifestyle and business through High-Ticket programs and Equity Income. Dan is one of the rare keynote speakers and business consultants that actually owns a portfolio of highly profitable business ventures. Not only he is a two times TEDx opening speaker, he's also an international best-selling author of over 12 books and the host of Shoulders of Titans show. Dan's availability is extremely limited. As such, he's very selective and he is expensive (although it will be FAR less expensive than staying where you are). Many of his clients are seeing a positive return on their investments in days, not months. But if you think your business might benefit from one-on-one interaction with Dan, visit http://danlok.com Or consider becoming a member of his high-level mastermind for experts: http://www.danlokinnercircle.com ★☆★ WANT TO OWN DAN'S BOOKS? ★☆★ http://www.amazon.com/Dan-Lok/e/B002BLXW1K ★☆★ NEED SOLID ADVICE? ★☆★ Request a call with Dan: https://clarity.fm/danlok ★☆★ JOIN DAN'S PRIVATE FB GROUP FOR CONSULTANTS & COACHES ★☆★ Apply here: https://www.facebook.com/groups/highticketconsulting/ Dan hangs out there quite a bit. ★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★ Blog: http://www.danlok.com/blog/ Podcast: http://www.shouldersoftitans.com/ FB Group: https://www.facebook.com/groups/highticketconsulting/ Twitter: https://twitter.com/danthemanlok Instagram: https://www.instagram.com/danlok/ YouTube: https://www.youtube.com/user/vanentrepreneurgroup Linkedin: https://www.linkedin.com/in/danlok Meetup: http://www.meetup.com/Vancouver-Entrepreneurs-Group-Business-Network/ Amazon: http://www.amazon.com/Dan-Lok/e/B002BLXW1K This Video is about: Understand Dan Lok's Financial Journey - How to Invest Like A Millionaire Ep. 1 https://youtu.be/bDWpmvlfUgg https://youtu.be/bDWpmvlfUgg
Views: 109147 Dan Lok
Money Master the Game by Tony Robbins Summary Easily Explained!!!
 
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Whiteboard animation summary in a valuable and easy to understand way of “Money Master the Game 7 Simple Steps to Financial Freedom,” by Tony Robbins. Here you have another awesome easy to understand whiteboard animation video explaining the teachings and core message in Tony Robbins great book “Money Master the Game 7 Simple Steps to Financial Freedom.” In this book animation summary we break down the fundamental steps explained in this book in order to achieve financial freedom. Tony Robbins does us all an amazing service in writing this valuable book. Money Master the Game” truly is impactful and inspiring to take action in your life and to no longer allow yourself to be ignorant with regards to money, and the workings of the financial system. “Money Master the Game 7 Steps to Financial Freedom,” is a book worth buying and if you do purchase it you are supporting the fight against hunger. Tony Robbins has explained that this book took him 4 years to write, interviews 50 of the top financial minds in our time, and has made the noble decision to donate all of its earning to feeding people. Buy “Money Master the Game 7 Simple Steps to Financial Freedom,” by Tony Robbins here. - http://amzn.to/2fkjd0k Tony Robbins also does us a service in laying out his method, towards achieving financial freedom, into 7 simple steps. Step 1 – Commit to paying yourself a percentage of your income towards your freedom fund. Put the money aside for your investment and don’t touch it. Decide to become a investor not just a consumer. Step 2 – Become the Insider: Know the Rules before you get in the game. Tony reveals the 9 myths around money to become aware of. Step 3 – Make the Game winnable. The financial system we live in is rigged and if you do not know the rules of the game the odds are against you and the house will always win. However if you know the rules of the game and play accordingly then the game is winnable for you still. Step 4 - Make the most important financial decision of your life. Asset Allocation. Determine your risk tolerance and invest correctly and intelligently. Step 5 – Create a lifetime Income Plan. Imagine having a income for life that pays you every month! And the check for life can afford you the life of your dreams. Step 6 – Invest like a billionaire. Tony Robbins elaborates this step into 4 principles, which is explained in the video. A common trait amongst all the successful billionaires he interviews had a similar trait; a relentless hunger and pursuit of knowledge with a will to win. Step 7- Live the rich life. Enjoy your money and life. Be aware that the goal is not to be the richest person in the graveyard. Tony Robbins explains the secret to living, which is something that has been apart of his teaching for a long time. The secret to living is giving. This book has the power to change anyone’s perspective of money and actual financial state given they apply the principals in the book. Remember that knowledge is not power applied knowledge is power. It’s not what you know, but what you do with what you know that will determine your outcome. Pick up this book for yourself. Financial mastery and an abundant life can be yours. It will be VERY expensive is you do not invest in your own understanding as to how this game of money works. Thank you all for checking out this video, and please hit the subscribe button. Who is TridentLion? Fresh out of college after completing a B.A. online I was already a father of 2 kids. The greatest thing I learned from online college was discipline, having a goal and working your ass of until its achieved. I’ve worked various jobs since I was 13 years old, having had a strong value for hard work instilled in me while growing up. I worked jobs from landscaping, to restaurants, to even plays. After college I got into real estate sales to support my family and became successful doing so. However none of those jobs were igniting the fire of passion inside me; I didn’t enjoy doing those things. So I’ve been on a journey to become a better version of me, doing work I actually love. I became obsessed with learning and growth, reading hundreds of books, learning what other successful people do. I started to see problems as opportunities to be solved. So I set out to solve the problems: What do I want out of life? What do I want to do? What are my passions? I found my passions are to learn, create, and to inspire. Music Credit: Tobu & Itro - Sunburst vid: https://www.youtube.com/watch?v=4lXBHD5C8do Follow Tobu: http://www.7obu.com http://soundcloud.com/7obu http://www.facebook.com/tobuofficial http://www.twitter.com/tobuofficial http://www.youtube.com/tobuofficial Follow Itro: http://www.facebook.com/officialitro http://soundcloud.com/itro Want to learn about Real Life Superpowers? Read or listen to my book "14 Real Life Superpowers," - http://amzn.to/2dh9UIb Help me reach my goal of one million subscribers. So please Subscribe ☺, & share.
Views: 106251 TridentLion
How to Buy Your First Deal with No Money Down - Real Estate Investing with Grant Cardone
 
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Subscribe and comment to qualify for a FREE Real Estate Investing Coaching session with Grant Cardone. For more click here: http://www.grantcardonetv.com/realestate Uncle G brings it for free every Monday with captain Ryan. Today on the show Grant advises to not chase your budget. Finances are won on offence. When you don’t have money, you need to get other people’s money. Who’s got your money? Don’t buy deals you wouldn’t look at if you had a bunch of money. The fact is, we all get stuck finding money no matter how rich you are, so the thing to keep in mind is the deal is what matters, not how much money you have. Most people do deals based on how much money they have. There is no such thing as no money down because you will have to exchange something with them—sooner or later the money will have to come from somewhere. Where can you go to raise money? It’s out there, you just have to find it. Act as a broker and act like you know what you’re doing. Here are 3 things to ask before going into any deal: 1.Ask a woman to tell you how she felt around the property. Just like when you go into a room, you know how it feels. How does the property feel to you? This is subjective, but ask yourself this. 2.Go over the numbers, the T12. This is objective. Do the numbers add up and make sense? 3.Go look at worst case scenario. Go look at the worst year ever. Will it still break even if another 2008 happens?
Views: 621898 Grant Cardone
Four big investment mistakes that you should know | Money talks | Financial Tips
 
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title - Four big investment mistakes that you should know Hi, in this video I'm going to look at four big investment mistakes. I've made all of these mistakes myself in my time and I know that a lot of private investors make these mistakes as well. So let's dive in and look at them. The first big mistake is to buy high and sell low and that sounds obviously stupid. Why would you buy shares when they're expensive and sell them when they're cheap? But the reality is that all too many people do this and I think what drives them to do this, basically, is greed and fear. Let's think back to the financial crisis in 2008. It was a really scary time and I quite understand why many people decided to sell up, retreat to the sidelines and just wait and see until things return to normality. Now, when you think about people buying high, it's often down to greed. Let's imagine one of your friends got a 30% profit on his stock-market investments last year. Fantastic you think. It is great and you feel jealous and you feel greedy. You want the same thing for yourself and so you go out and buy shares right now when often they're too high and too expensive. You're buying after the easy 30% profit has been made, clearly a dumb thing to do. In reality, what you need to do is be aware of your own psychology, don't get carried away by fear or by greed and try and do a sensible evaluation of whether it makes sense to buy a particular share now. Is it cheap or is it expensive? The second big investment mistake which actually I still do a bit now is over trading. For me, the temptation to bail out of one stock and buy one other which looks really attractive is too strong, but I know it damages my investment performance and it's a big problem for many, many private investors. Just think about the costs of trading. With most online brokers now, it's something like £10 ago when you buy or sell. Then on top of that when you buy, there's the 0.5% stamp duty, and then, of course, there's the bid-offer spread. If I bought some shares in Tesco at two o'clock this afternoon and you sold some shares in Tesco at exactly the same time, I'd be paying a slightly higher price than you had received. That's the bid offer spread and it's a cost you keep on incurring every time you buy and sell and doing this over trading can really make a big difference to your performance. Only over the last 20 years, if you had invested your money into a FTSE 100 tracker fund that just goes up in line with the FTSE, you'd have probably got an annual real return of something like 5%. So that's 5% each year on top of inflation. That's how much your money would grow, so over ten years, your £1,000 at 5% a year would grow to over £1,600 and then you'd add inflation onto that. Well, I think if you over trade, you'd probably cut your annual return to something like 3% a year. The costs of buying and selling, the stamp duty, the bid on offer spread could easily knock 2% off if you turned your portfolio over around twice a year. If you're only getting a 3% return, your £1,000 after ten years rises to a bit more than £1,300. That’s a 63% return here over a decade, 34% return there over a decade, don't over trade. I'm really working hard to try and cut back on my trading. I'd urge you to do the same. I always think I'm selling out of a stock to go into a better one, but all too often the reality is my original investments were just as good as whatever I'm going into instead. The third big mistake is what I call the ‘closed mind’, often known as falling in love with the stock. Back in the early noughties, I bought a buyer-tech stock called Pfizer Pharm. It was developing drugs for obesity and for Alzheimer's. It looked great to me. If I saw an argument against Pfizer Pharm, I'd dismiss it and I'd just go and find out something else to convince me I was making the right move. So, what you should do if you're going to buy a share is evaluate all the evidence, all the pros and cons and make your decision. What I did was make my decision and then look for arguments to support it. I had a closed mind. I'd fallen in love with the share. That’s a massive, massive, mistake. The final mistake is what I call the ‘illusion of control’. Let's imagine that you made 30% last year on the stock market. Well done, fantastic, I'm really pleased, but don't start imagining you're an investment genius. You probably just got lucky and if you think you're a genius, the risk is you'll start making dumb decisions. This year, you'll get carried away and start taking really high risks that will end in failure. So, don't have the illusion of control that you control the stock market and you're the boss, you're the genius. You're not.
How To Invest In The Stock Market For Beginners In 2018! 💸
 
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How to Invest in 2018 for COMPLETE BEGINNERS! Subscribe to Brandon’s channel here... https://www.youtube.com/c/brandonbeavisinvesting 📈 My Personal Portfolio & Trading Updates | Brandon’s Buys ➤ https://bit.ly/2RiD9Q9 Website ➤ https://www.brandonbeavis.com Today we'll be going over how to start investing in 2018 starting from SCRATCH! If you're someone that's looking to learn how to invest, this should be a great beginner video for you! This video will be broken down into 3 main sections: FIRST SECTION - BEFORE YOU INVEST - What to expect when investing - Getting your financial in order (We will touch on setting up an emergency fund and paying down any high-interest debt) - Choosing your broker - Choosing your investment account SECOND SECTION - PORTFOLIO BUILDING - Establishing your asset allocation - Choosing your investments - Pros and cons of Stocks v Index Funds THIRD SECTION - AFTER YOU INVEST - Rebalancing your portfolio - Monthly contributions (PAC) The video is on the lengthy side, so allocate some time where you can sit down and really focus on the content at hand. Investing is one of the most powerful wealth generating tools available to us as human beings. Every single person who is generating a source of income should be taking advantage of this opportunity and learn how to invest! Here are some of the links noted in the video: Questrade - https://www.questrade.com?refid=ayiice9l Robinhood - http://www.ryanoscribner.com/robinhood TD Ameritrade - https://www.tdameritrade.com/home.page VFV (Vanguard S&P500 Index ETF) - https://www.vanguardcanada.ca/advisor... SPY (SPDR S&P500 ETF) - https://us.spdrs.com/en/etf/spdr-sp-5... CBO (iShares 1-5 Year Laddered Corporate Bond ETF) - https://www.blackrock.com/ca/individu... HYG (iShares iBoxx $ High Yield Corporate Bond ETF) - https://www.ishares.com/us/products/2... HDV (iShares Core High Dividend ETF) - https://www.ishares.com/us/products/2... LQD (iShares iBoxx Investment Grade Corporate Bond ETF) - https://www.ishares.com/us/products/2... XEF (iShares Core MSCI EAFE IMI Index ETF) - https://www.blackrock.com/ca/individu... XEM (iShares MSCI Emerging Markets Index ETF) - https://www.blackrock.com/ca/individu... Thank you all for watching the video. I had a ton of fun creating this... I hope you enjoyed! :) DISCLAIMER: As mentioned in the video, this is NOT financial advice. Always be sure to speak to an advisor or some sort of professional before making any big financial decisions for yourself. I created this video for educational and entertainment purposes only. BACKGROUND MUSIC ► Track Title: "Morning Jam (Feat. Curt Henderson)" ● Artist: "LAKEY INSPIRED" ● Description: Chill Lo-Fi Hip-Hop Instrumental - Reflective, emotive, smooth flow, calm chill-hop music. ► (C) Copyright Notice: (Free Copyright free music) This is FREE Creative Commons music that has been released under the "Creative Commons - Attribution 3.0 Unported - CC BY-SA 3.0 License." - The Full Creative Commons - Attribution 3.0 Unported - CC BY-SA 3.0 License Is HERE - https://creativecommons.org/licenses/... Disclaimer: This original material has been modified. This is a piece of music that was released under the "Creative Commons - Attribution 3.0 Unported - CC BY-SA 3.0 License." Commercial use allows for modification, adaption, distribution, and transformative works.This music has been converted from a "music mp3" into a video .mp4 with modifications to the song. This was made to promote the original artist(s) music, by creating artistic visuals for entertainment purposes to share this great music with other content creators.
Views: 54692 Ryan Scribner
How I Built 7 Multiple Streams of Income [That Make Me Money EVERY Single Month]
 
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If you read many stories about entrepreneurship, you’ve probably noticed that most entrepreneurs have multiple streams of income. AKA they are rollin’ in the dough. 💵💰 Mostly by design, business owners go to great lengths to make sure they have money coming in from all directions. I myself have 7+ income streams and am always looking for strategic ways to add to that stream. Reality is, income rolling in from all over the place sounds great, right? Unfortunately, it’s hard enough for some people to figure out how to create a single income stream, let alone more than one. So what are the 7 income streams I see deposited into my bank account each month? 💸 I’m spilling my secrets here in this video. If you’re looking for ideas to keep the cash rollin’… then this video is for YOU! ▶︎▶︎▶︎ Get Started Today with the "Make $1K Blogging" Free Course here: ➡️➡️➡️ http://Make1kChallenge.com Here’s what you’ll learn in this new video: ▶︎ The book that got me started on finding multiple streams of income. ▶︎ What is MLM? …And how I got BURNED by it. ▶︎ What my main stream of income has been and how I’ve been able to grow that income. ▶︎ How since July 2008 I’ve turned a blog that I originally wanted to use to market my own personal finance advising firm into a revenue source that makes over 6-figures every single month. *BONUS: What are the ways I make money on my blog. ▶︎ How an additional website I have has become a source of 6 figure per year passive income. ▶︎ Get a quick look at how I invest traditionally which is one of the main streams of my income. ▶︎ How I’ve diversified my portfolio even further with real estate investing. ▶︎ What it looks like to get your first media deal… cha-ching! ▶︎ My newest income stream that I’m putting a lot of time and energy into. You can also check out this blog post, Multiple Income Streams - My 7 Streams of Income: ➡️➡️ https://www.goodfinancialcents.com/multiple-streams-of-income Be sure to subscribe to get more tips on making more money and building wealth: ✅ http://www.youtube.com/subscription_center?add_user=goodfinancialcents ▶︎▶︎▶︎ Download our free PDF: 14 Passive Income Ideas You Can Start TODAY https://www.goodfinancialcents.com/passiveincome ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎤 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
How To Invest Your Money In Your 20s
 
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How on earth are you supposed to invest your money, when your young? What if you're in your 20's? Kris invites you into his home, to tell the story of what he did with his money, that allowed him to retire at the age of 26. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://limitlessmentor.com/TV The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 3969719 Kris Krohn - Limitless TV
4 Things Wealthy People Do With Their Money
 
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I'm about to share with you 4 things that wealthy people do with their money. Money is good if it well spent and that's why I'm here, to help you decide what to do with your money. Link to Partnering Info: https://kriskrohn.clickfunnels.com/optin22507751 Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Mentor with Kris in Real Estate: http://LimitlessMentor.com/TV/ See everything Kris is up to: http://KrisKrohn.com Got Money? Consider Partnering with Kris on Deals: https://www.kriskrohn.com/partnering Get Kris’ new Real Estate Game Plan book for FREE: www.kriskrohn.com/game-plan-offer Join Kris’ Affiliate Team: http://6FigureMastermind.com BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: https://www.kriskrohn.com/book-oto-purchase-page The Conscious Creator: http://vlt.me/.2t2eu Limitless: http://vlt.me/.2t2eu Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-E... Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 #RealEstateInvesting #MoneyMindset ======================== Video by: Nate Woodbury - YouTube Producer BeTheHeroStudios.com https://www.youtube.com/c/NateWoodbury EARNINGS DISCLOSURE ======================== Kris Krohn is not in the business of providing personal, financial or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this document. Also, Kris Krohn, this document, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Kris Krohn does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.
William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour
 
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William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour. WILLIAM ACKMAN, Activist Investor and Hedge-Fund Manager We all want to be financially stable and enjoy a well-funded retirement, and we don't want to throw out our hard earned money on poor investments. But most of us don't know the first thing about finance and investing. Acclaimed value investor William Ackman teaches you what it takes to finance and grow a successful business and how to make sound investments that will get you to a cash-comfy retirement. The Floating University Originally released September 2011. Additional Lectures: Michio Kaku: The Universe in a Nutshell http://www.youtube.com/watch?v=0NbBjNiw4tk Joel Cohen: An Introduction to Demography (Malthus Miffed: Are People the Problem?) http://www.youtube.com/watch?v=2vr44C_G0-o Steven Pinker: Linguistics as a Window to Understanding the Brain http://www.youtube.com/watch?v=Q-B_ONJIEcE Leon Botstein: Art Now (Aesthetics Across Music, Painting, Architecture, Movies, and More.) http://www.youtube.com/watch?v=j6F-sHhmfrY Tamar Gendler: An Introduction to the Philosophy of Politics and Economics http://www.youtube.com/watch?v=mm8asJxdcds Nicholas Christakis: The Sociological Science Behind Social Networks and Social Influence http://www.youtube.com/watch?v=wadBvDPeE4E Paul Bloom: The Psychology of Everything: What Compassion, Racism, and Sex tell us about Human Nature http://www.youtube.com/watch?v=328wX2x_s5g Saul Levmore: Monopolies as an Introduction to Economics http://www.youtube.com/watch?v=FK2qHyF-8u8 Lawrence Summers: Decoding the DNA of Education in Search of Actual Knowledge http://www.youtube.com/watch?v=C6SY6N1iMcU Douglas Melton: Is Biomedical Research Really Close to Curing Anything? http://www.youtube.com/watch?v=Y95hT-koAC8
Views: 3047686 Big Think
Money and Finance: Crash Course Economics #11
 
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So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool. Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8 Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 653230 CrashCourse
How To Buy Assets After A Major Financial Crisis
 
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For more videos, tips and freebies simply visit www.michaeldrusso.com If you've had the unfortunate experience of enduring a major financial crisis or worse - bankruptcy - then this is for you. In this week's episode of 'To Bankruptcy and Back Again' Michael D Russo shares simple strategies you can use to begin to re-build your asset base after a financial disaster of some sort. Requirements include a little bit of cash flow, some patience and a time to build again. The good news is that with a little discipline you can 'scale up' from smaller assets into larger ones over a few short years. This is exactly what Michael did to rebuild after enduring a $3.5 million dollar bankruptcy. You may find out that the process is a lot simpler than you first thought. Before long you can be back on track to re-building your financial life. For more information and to use Michael's own contacts simply check out his website under the 'Business Contacts' section and you'll find many of the people and organisations Michael used himself to help get back on track. For more videos don't forget to visit www.michaeldrusso.com.
Views: 974 Michael D Russo
Why the Rich are Getting Richer | Robert Kiyosaki | TEDxUCSD
 
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Robert Kiyosaki is an entrepreneur and the author of “Rich Dad Poor Dad”, the #1 bestselling personal finance book of all time. In his talk, he discusses the power of financial education and how it relates to income inequality. Best known as the author of Rich Dad Poor Dad, Robert Kiyosaki has challenged and changed the way tens of millions of people around the world think about money. He is an entrepreneur, educator, and investor who believes the world needs more entrepreneurs.With perspectives on money and investing that often contradict conventional wisdom, Robert has earned an international reputation for straight talk, irreverence, and courage and has become a passionate and outspoken advocate for financial education. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
Views: 2099934 TEDx Talks
6 PROVEN Ways to Build Wealth Outside Stock Market (make money no stocks)
 
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So if you are watching my channel, most likely you have some interest in building wealth. You want to become wealthy. One of the most common ways you hear for building and growing wealth is the stock market. A lot of people are nervous about the stock market right now. We are at near record highs and a lot of people are predicting that another economic collapse is just around the corner. We also have another housing bubble that could pop at any time. It can be hard to pick the right stocks. It is reported that the average lifespan of a stock is 7 years. If it is here today, it could be gone within 7 years. It is also reported that the top 4% of all companies account for all of the wealth creation in the market. If you want to make money in the market you have a 4% chance of picking a stock that will make you money. So if you want to grow your money and you want to avoid the stock market, how can you do it? 🤔 Today we are going to talk about 6 ways you can build your wealth outside of the stock market. ➡️ 1. Investing in Real Estate [2:32] - 🏠 I am not going to make the claim that I am a real estate investor. How do you invest in real estate if you’ve never done it before? Connect with a few really good realtors. ▶︎▶︎ Open a Fundrise account with as little as $500: https://www.goodfinancialcents.com/resources/fundrise-review.php ➡️ 2. Invest in a Franchise [5:52] - 🏪 You can make a 10-15% return on your money by becoming a franchisee. This option is not for everyone as some companies can have really strict requirements. ➡️ 3. Life Insurance [8:43] - This is not my favorite option, however, if you have maxed out your 401K, your IRA, and other tax options out there, then you can look at policies. (Hint: big names can have hidden fees). ➡️ 4. Starting an Online Business [11:12] - 💻 There are so many options here. You could sell digital products, create a membership community, open an eCommerce store, or become an affiliate marketer. ➡️ 5. Building and Selling a Business [15:58] - This one will take a little time and some work. You have to take the time to build the business. ➡️ 6. Pay off Your Debt [18:17] - 💰 Become debt free. Assets minus liabilities = net worth. As you pay off your debt your net worth will increase. The biggest takeaway I want you to get from this video is that there are so many different options for building and growing your wealth. Any of these could work for you. Which one are you going to spend your time and money on? 🤔 The bigger your investment of time and money, the better your chances of building wealth. Which wealth building strategy are you excited about? Which one do you plan on implementing or have already implemented? Let me know in the comments! ▶ Check out my gear on Kit: https://kit.com/jeffrosecfp ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
💰 How is Wealth Created | Savings and Investments
 
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How is wealth created? Saving and investing is the key to personal wealth as well as the economic growth. Learn Austrian Economics in a fun way! LINKS SUPPORT our project: http://bit.ly/2fgJR9e Visit our website: http://econclips.com/ Like our Facebook page: http://bit.ly/1XoU4QV Subscribe to our YouTube channel: http://bit.ly/1PrEhxG ★★★★★★★★★★★★★★★★★★★★★★★★★★ Music on CC license: Kevin MacLeod: Home Base Groove – na licencji Creative Commons Attribution (https://creativecommons.org/licenses/...) Źródło: http://incompetech.com/music/royalty-... Wykonawca: http://incompetech.com/ Kevin MacLeod: Cambodian Odyssey – na licencji Creative Commons Attribution (https://creativecommons.org/licenses/…) Źródło: http://incompetech.com/music/royalty-… Wykonawca: http://incompetech.com/ Audionautix: TV Drama Version 1 – na licencji Creative Commons Attribution (https://creativecommons.org/licenses/…) Wykonawca: http://audionautix.com/ Audionautix: Yeah – na licencji Creative Commons Attribution (https://creativecommons.org/licenses/…) Wykonawca: http://audionautix.com/ ★★★★★★★★★★★★★★★★★★★★★★★★★★ Econ Clips is an economic blog. Our objetive is teaching economics through easy to watch animated films. We talk about variety of subjects such as economy, finance, money, investing, monetary systems, financial markets, financial institutions, cental banks and so on. With us You can learn how to acquire wealth and make good financial decisions. How to be better at managing your personal finance. How to avoid a Ponzi Scheme and other financial frauds or fall into a credit trap. If You want to know how the economy really works, how to understand and protect yourself from inflation or economic collapse - join us on econclips.com. Learn Austrian Economics in a fun way!
Views: 889407 EconClips
Wealthy People Dont Use Banks | Cash Equivalents
 
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http://ojc.myecon.net/opportunity-video/ Call/Text: 678-837-5863 Email: [email protected] Why wealthy people do not use banks to create their wealth. There are several investment options in the financial industry with varying degrees of risk versus reward. Many people believe the bank is the first place to go should you want to save your money and start investing and create wealth. I am going to explain to you why the bank is the last place the wealthy go to invest their money. Banks are in abundance all over the country and chances are great that you have an account their. Banks offer one form of investments which are known as cash equivalents. Cash equivalents come in the form of checking and savings accounts, certificates of deposits also known as CD’s, money market funds, savings bonds and treasury bills. A cash equivalent offers a low risk, low return profile. They are the most liquid assets that you can invest in and are convertible into cash. Savings accounts, money market holdings, certificates of deposits, short-term government bonds or Treasury bills are all considered cash equivalents. Join/Learn More: http://otiscollier.myecon.net/opportunity-presentation.php June Collier Corporate Network Marketer 678-837-JUNE (5863) Call me... I answer! http://ojc.myecon.net/join-now
Views: 1105908 June Collier
How to Win the Game of Money | Strategies for Financial Freedom
 
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Learn How to use Youtube to start a Profitable Online Business: https://bit.ly/2D8ujAG Have you ever thought how the Rich Invest their Money? Not surprisingly they do it very differently than most people. In this video, we are talking about Tony Robbins Book Money, Master The Game. ** Get The Book Here! (affiliate link) http://amzn.to/2zAKpjX Or The Audiobook! http://amzn.to/2zBs0DE Where we spent 4 years talking with the top 50 investors in the world to find out the investing strategies of the rich and how can we apply those principles to one day be rich ourselves. Or at least enjoy an amazing financial secure life. If you are asking yourself How do I become rich? or how to be financially independent this is the book for you! This book goes down as one of my favorite financial books! Join the Social Influencers Academy! https://bit.ly/2D8ujAG Follow the Better Men Project on Facebook! https://www.facebook.com/TheBetterMenProject/ Check out these other awesome videos! 10 Things the Rich Do (That the Poor Don't) https://youtu.be/NQhTXyu7d5s The 4 Hour Workweek Breakdown https://youtu.be/8rVpupuvfxQ Rich Dad Poor Dad Book Breakdown https://youtu.be/S0kTWPCVaT4
Views: 222544 The Better Men Project
Design Your Dream Life Through Passive Income | Alex Szepietowski | TEDxUniversityofYork
 
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Alex describes his experiences as a young entrepreneur and the steps many others could take to follow in his footsteps. After interning in every industry he possibly could, Alex realised that, more than any job in the world, he wanted to be his own boss. In 2012, without money or experience and in his 3rd year of PPE at York (Derwent College), Alex read ‘Rich Dad, Poor Dad’ and decided to start investing in property. He spent his student loan on learning how it was done, and 2 years later owned 24 houses and won a few national awards. Alex is incredibly passionate about inspiring others to believe in themselves and forge their own path, irrespective of their circumstances, or what ‘the norm’ dictates! This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
Views: 2458370 TEDx Talks
My Lending Club Investment Review (what I did wrong 😭)
 
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This video shows you all of my LendingClub accounts and what I did wrong and how I plan to fix it with my new LendingClub account. Get started with LendingClub here: ➡️https://www.goodfinancialcents.com/resources/lendingclubinv-youtube-get-started-with-lc.php Do you really want to loan money to family or friends and risk having them not pay you back? 😲 What if you could loan your money to a stranger instead (and make interest)? 🤔🤷 ➡️ That is what peer-to-peer lending is all about. One of the largest peer-to-peer platforms is LendingClub. In this video I will show you how you can use this platform as an additional investing tool. Lending Club is an online peer-to-peer (P2P) lending platform that takes the banker out of banking. Investors lend money directly to borrowers through the website, enabling both to benefit from the rate of interest established for each loan. And just as important, the entire transaction happens online, eliminating the need for sometimes embarrassing face-to-face meetings common with bank loans. 😳 It’s a win-win as both the investor and the borrower benefit from the LendingClub process. ➡️ There are two ways to invest with LendingClub. Manual investing is where you browse available loans and choose which ones you’ll invest in one at a time. 💻 But you can also use automated investing in which you set investment criteria, and notes are selected automatically based on that criteria. ⁉️ Like any investment there are some risks. It’s important to realize investments held through LendingClub are not bank assets, and as such they are not insured by the FDIC. Individual loans can go into default, and if they do, you will lose that portion of your investment. In addition, a missed payment by a borrower means you will not get the payment on that loan in that particular month. LendingClub does use “best practices” to collect payments from delinquent borrowers, but some will default nonetheless. You can also hold LendingClub investments as part of an individual retirement account (IRA). You can do this through a LendingClub self-directed IRA. LendingClub will pay the annual IRA fee if you open the account with a minimum of $5,000 and keep that balance level for a minimum of 12 months. Read more about LendingClub on my blog here: https://www.goodfinancialcents.com/lending-club-review-for-investors-and-borrowers/ Learn more about peer to peer lending here: https://www.goodfinancialcents.com/peer-to-peer-lending/ ➡️ Get started with LendingClub here: https://www.goodfinancialcents.com/resources/lendingclubinv-youtube-get-started-with-lc.php Disclosure: I receive compensation from LendingClub for anyone that signs up through my affiliate links. The results shown here are specific to my personal accounts and may not be representative of the experience of other LendingClub investors and are not a guarantee or indication of anyone else’s performance or results. ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
How to Invest In Real Estate with No Money
 
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How to Invest in Real Estate With No Money http://reinvestortv.com/how-to-invest-in-real-estate-with-no-money Thanks for watching me go on about how you can buy real estate with no money! Can you actually invest in real estate with no money? Toady, I'm going to get to the bottom of it. But one thing's for sure - YES, it can be done! If you enjoyed, please hit Subscribe and I'll see you again next week for another real estate investment tip, "Popular Questions Answered", or some solid real estate game plans! Join the Fun Facebook: Real Estate Investor TV Twitter: @REInvestorTV LinkedIn: Kris Krohn ============================================================================== Kris Krohn is a real estate investor and the founder of Real Estate Investor TV. Visit this website to learn more about Kris http://reinvestortv.com/ Kris Krohn also established an instructional guide for investors, The Strait Path System, and is the author of The Strait Path to Real Estate Wealth. Unlock your wealth potential! Take yourself to the next level! Join Kris on his 3 day wealth intensive program http://bit.ly/2b2vr8f Kris lives in Orem, Utah, with his wife Kalenn and their four children. ============================================================================= Film by Nate Woodbury http://GoWallaby.com
My $1,000,000 Stock Portfolio: Investing Strategy & Philosophy
 
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Join Affiliate Marketing Mastery: http://affiliatemarketingmastery.com/training Over the last few years, I’ve been publicly sharing in my Monthly Goals Reports the progress that I’ve made financially in my online businesses, as well as my investing progress to a $1,000,000 stock investment portfolio within my holding company. I’ve had many people ask: “What is your investment strategy and philosophy?” While I’m by no means an “expert” on the topic of investing, I can share what I’ve personally done and what has been working for me. There are many other people that are more qualified and ideal to follow than myself. However, through my transparency, perhaps you can learn from some of my successes and wins, and it can give you a behind-the-scenes look at what a $1,000,000 investment portfolio looks like. Before you watch the video, a few things to note: This isn’t my entire portfolio. This is just within my holding company. I own personal investments as well, that include cash, stocks, bonds and a real estate rental property. When you make a lot of money in your business, you’ll want to create a “holding company” to protect and hold your money, which gives you flexibility when it comes to investing and for tax purposes. I live in Canada and I invest in the TSX (Toronto Stock Exchange). The primary currency I trade in is Canadian dollars and primarily investing in the Canadian economy, as I understand it the most. However, I do have investments in U.S. dollars and outside of Canada as well. I’m no “expert” by any means. I’m just someone that has learned through reading books, having mentors, and through my own trial and error. There are still many things in the investment world that I don’t understand. However, if you can benefit or learn from my transparency then that’s great! ★☆★ VIEW THE BLOG POST: ★☆★ http://projectlifemastery.com/my-1000000-stock-portfolio-investing-strategy-philosophy/ ★☆★ SUBSCRIBE TO ME ON YOUTUBE: ★☆★ http://www.youtube.com/subscription_center?add_user=projectlifemastery ★☆★ FOLLOW ME BELOW: ★☆★ Blog: http://www.projectlifemastery.com Facebook: http://www.projectlifemastery.com/facebook Twitter: http://www.projectlifemastery.com/twitter Instagram: http://projectlifemastery.com/instagram Snapchat: http://projectlifemastery.com/snapchat Podcast: http://www.projectlifemastery.com/itunes ★☆★ MY PRODUCTS & COURSES: ★☆★ Morning Ritual Mastery: http://www.morningritualmastery.com Kindle Money Mastery: http://www.kmoneymastery.com 24 Hour Book: http://www.24hourbook.com Kindle Optimizer: http://www.koptimizer.com ★☆★ WANT TO BE COACHED BY ME? ★☆★ You can apply for my 1-on-1 and group coaching programs here: http://projectlifemastery.com/coaching ★☆★ RECOMMENDED RESOURCES: ★☆★ http://www.projectlifemastery.com/resources
Views: 187606 Project Life Mastery
3 Questions To Ask Your Financial Advisor
 
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For more information on our WealthVision Financial Plan check out our info page here; http://moneyevolution.com/wealthvision/ For access to the 7 Core Elements of Retirement Planning Video Series and Action Guide Click here. http://moneyevolution.com/7-core-elements-yt/ The Way I see it, there are Three Questions You Need To Ask Your Financial Advisor. Now this could be for a financial advisor that you're already working with, or it could be for a financial advisor that you're thinking about working with that you’re interviewing. This post is going to be geared a more towards people that may be in the retirement planning stages, maybe even going into retirement. Question Number One, What is my plan for income? This is a really big one, because there are a lot of financial plans out there that tell people that they're on track with their retirement goals, but it sometimes leaves gaps. How, specifically, are we going to get the income out of the portfolio? We like to use a bucket strategy for our clients. What that means is that once we've identified some of those retirement income gaps, we want to set up three buckets. Bucket number one is going to be what we call our income now bucket, we usually like to keep one to two years worth of cash flow reserves there, very liquid, very safe investments that we can take money out of and not have to worry about what the stock market or bond market might be doing. Then we like to keep in the middle bucket usually another three to five years worth of income needs. Some things that are going to produce some income or dividends or interest that are going to go back to refill that first bucket. Finally the long term bucket is going to be what we're going to hope to keep up with inflation, provide some long-term growth and wealth accumulation for the portfolio. So think about what is the plan for income? And where is the money coming from? How are we minimizing some of the risks with that? Number Two, What Happens To My Portfolio When Interest Rates Go Up? This is something we just recorded another video about, we went into more detail about this. Right now, as interest rates are now starting to creep up, we want to know what that means for bond prices. It means that bond prices are actually going to go down when interest rates go up. So how is your financial advisor going to address that potential risk? And how are they still going to produce income that you're going to need for your retirement? What happens to my portfolio if interest rates go up? Finally, Number Three, How Will My Asset Allocation Change Over Time? This last one, we'll spend a little bit more time on. One of the things that we recognize here in our office is that we go through different periods of the market. In fact, there's actually some great charts out there that talk about the long-term track record of the Dow Jones Industrial Average, so we go through these extended bull and bear periods. In fact, we actually just had a long pronounced bear market period, that really began when the internet bubble collapsed in 2000. We had what we called the Lost Decade from 2000 to 2009, where the S&P 500 actually produced a negative return over an entire decade's period, and now, we're starting to get back into more of an upswing. So, one of the questions that a lot of our clients ask us and I think that you should be asking either us or any financial advisor that you're working with is how will my asset allocation change over time? And will we ever see a significant reduction in the amount of, say, stocks that we have in our portfolio if the market starts going in the wrong direction? What we find is that many financial advisors have a more long-term buy and hold approach, and that may be great during what we call the wealth accumulation or retirement accumulation phase, but it's not so great when we start needing to take some money out of those portfolios. So how are they going to do that? We recognize those different bull and bear market periods for our clients' portfolios that we manage, and if we took a look at a moderate portfolio as an example, we might have, at some times when stocks are really strong, 70% of the portfolio in stocks. But conversely, if some of our indicators turn negative, we might drop that all the way down to 20% of the portfolio. And again, it's not to say that we have a crystal ball to know when the highs and the lows of the market are, but we're trying to recognize some of these longer-term trends, and it's all based off of very specific trigger mechanisms that we look at and follow that give us those indicators when to buy and sell. So, you want to know and understand how that asset allocation might change with your portfolio. Continued On Blog...
Views: 560 Money Evolution
Why I wrote my new book, FAKE — Fake Money, Fake Teachers, Fake Assets - Robert Kiyosaki
 
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Read my book and submit your questions here: http://therealkiyosaki.com In his upcoming book FAKE – Fake Money, Fake Teachers, Fake Assets, Robert delivers insights and answers to help the millions of people – many of whom have had little in the way of financial education — determine what’s ‘real’ and relevant to their financial future. Best known as the author of Rich Dad Poor Dad—the #1 personal finance book of all time—Robert Kiyosaki has challenged and changed the way tens of millions of people around the world think about money. He is an entrepreneur, educator, and investor who believes that each of us has the power to makes changes in our lives, take control of our financial future, and live the rich life we deserve. With perspectives on money and investing that often contradict conventional wisdom, Robert has earned an international reputation for straight talk, irreverence, and courage and has become a passionate and outspoken advocate for financial education. Robert’s most recent books—Why the Rich Are Getting Richer and More Important Than Money—were published in the spring of this year to mark the 20th Anniversary of the 1997 release of Rich Dad Poor Dad. That book and its messages, viewed around the world as a classic in the personal finance arena, have stood the test of time. Why the Rich Are Getting Richer, released two decades after the international blockbuster bestseller Rich Dad Poor Dad, is positioned as Rich Dad Graduate School. Robert has also co-authored two books with Donald Trump, prior to his successful bid for the White House and election as President of the United States. http://www.richdad.com Facebook: @RobertKiyosaki https://www.facebook.com/RobertKiyosaki/ Twitter: @TheRealKiyosaki https://twitter.com/theRealKiyosaki Instagram: @TheRealKiyosaki https://www.instagram.com/therealkiyosaki/
Views: 59784 The Rich Dad Channel
The real truth about the 2008 financial crisis | Brian S. Wesbury | TEDxCountyLineRoad
 
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This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal. Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois. Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10 forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s Kellogg Graduate School of Management, and a B.A. in Economics from the University of Montana. McGraw-Hill published his first book, The New Era of Wealth, in October 1999. His most recent book, It’s Not As Bad As You Think, was published in November 2009 by John Wiley & Sons. In 2011, Mr. Wesbury received the University of Montana’s Distinguished Alumni Award. This award honors outstanding alumni who have “brought honor to the University, the state or the nation.” There have been 267 recipients of this award out of a potential pool of 91,000 graduates. About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
Views: 1841498 TEDx Talks
Passive Income Ideas 😴 (11 Proven Ways to Make $1,000+ Per Month)
 
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If you are looking for passive income ideas and want to make an extra $1,000 per month (or more) then this video is for you! ▶︎▶︎▶︎ Download our free PDF: 14 Passive Income Ideas You Can Start TODAY https://www.goodfinancialcents.com/passiveincome Here's one thing you need to realize about passive income though.... It takes WORK, HUSTLE, GRIT, PATIENCE, and PERSEVERANCE to generate significant passive income. Don't fool yourself and think that sustainable passive income can be generated overnight. ▶︎Resources Mentioned in this video: 🎯 Peer to Peer Lending with Lending Club: https://www.goodfinancialcents.com/resources/lendingclub-youtube-passive.php Investing with Betterment: 📍 https://www.goodfinancialcents.com/resources/betterment-youtube-passive.php Real Estate Investing with Fundrise: 🏢 https://www.goodfinancialcents.com/resources/fundrise-youtube-passive.php In my experience, generating passive income successfully, first requires a mind-shift to believe that it's possible. For most people, this is a mental hurdle they can't overcome. Lucky for you, that's not YOU! Generating passive income is a "real thing" but it does take TIME and a whole lot of hustle. Once you get the systems in place that's where the magic happens. I've been fortunate to connect with entrepreneurs and business owners across a myriad of industries that have cracked the passive income code. Some generate 5 figures per month. Others generate over 6 figures per month! Let that sink in for a minute. Over $100,000 every single month and it's entirely passive. If building a residual income stream is something you're interested in, then this video is for you. Here’s what you’ll learn in this new video: ▶︎The exact 8 passive income ideas that I use to generate over $50,000 per month plus 3 more (with real life examples) ▶︎How to generate passive income without any experience or having to invest money into another multi-level-marketing scheme ▶︎The simple platform I use when I don't want to invest in the stock market and still generates solid returns (idea #4) ▶︎How one mom quit her corporate job to start an online business that made over $100k the first year (idea #7) ▶︎A morning news anchor that quit her job because she made more money putting on makeup. (idea #9) ▶︎The passive income strategy that now produces over $100,000 (yes, you read that correct) in revenue each month (idea #10) You can also check out this blog post that shares 25 passive income strategies: https://www.goodfinancialcents.com/passive-income-ideas/ Be sure to subscribe to get more tips on making more money and building wealth: http://www.youtube.com/subscription_center?add_user=goodfinancialcents ▶︎▶︎▶︎ Download our free PDF: 14 Passive Income Ideas You Can Start TODAY https://www.goodfinancialcents.com/passiveincome ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎤 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose #makemoney #passiveincome
Views: 1710176 Wealth Hacker - Jeff Rose
Income and Assets After Your SSDI or SSI Award
 
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What does Social Security say about non-employment income you earn after approval or about assets you may own or acquire? Possible offsets to your disability payment will depend on the type of disability you are receiving. If you have been approved for SSDI, you do not need to worry much about non-employment income - such as passive income from rental property, long term disability payments, or income from a trust. Your SSDI payment is a function of your earnings record and the law does not call for an offset to your SSDI monthly payment. Similarly there are no asset limits which apply in an SSDI case. This means that you can own a house, car, boat, paintings or any other asset without any threat of offset. SSI claimants, however, face different rules. Since SSI is a needs based (welfare) program, there are a variety of income and asset limitations that apply. If you exceed either, your SSI payment will be offset and your monthly payment will be reduced. The income and asset limits change every year. http://goo.gl/mMyfKm is a good resource for understanding the income limits in an SSI case and http://goo.gl/FmNAdR is a good resource for understanding the asset limitations. =============== FREE SURVIVAL KIT ================ Don't know where to begin? Download my free “Secrets of Getting Approved” Survival Kit at http://bit.ly/SSD-Survival-Kit ================================================ ============== FREE CASE EVALUATION ============= If you or a loved one would like a case evaluation for your SSDI or SSI case, please contact me at http://bit.ly/Contact-Jonathan ================================================ =================== CONTACT ME ================= Jonathan Ginsberg Social Security Disability Attorney Website: http://www.ssdAnswers.com Facebook: https://www.facebook.com/GinsbergLaw/ Telephone: 800-890-2262 http://bit.ly/Contact-Jonathan ================================================ ***Click Below to SUBSCRIBE for More Videos*** http://www.youtube.com/subscription_center?add_user=ginsbergssd
Joel Greenblatt: "The Little Book that Beats the Market" | Talks at Google
 
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Joel Greenblatt is a managing partner of Gotham Capital, a hedge fund that he founded in 1985 and Gotham Asset Management, a manager of hedge funds and long/short mutual funds. He is the former Chairman of the Board of Alliant Techsystems, a NYSE listed aerospace and defense company. Since 1996, he has been a professor on the adjunct faculty of Columbia Business School where he teaches Value and Special Situation Investing. He is the author of three books, You Can Be A Stock Market Genius (1997), The Little Book That Beats The Market (2005), and The Big Secret for the Small Investor (2011). Mr. Greenblatt is a co-founder of Success Academy Charter Schools, a network of 41 charter schools in New York City and the former Chairman of the Board of Overseers of the Graduate School of Education at the University of Pennsylvania. He holds a BS and an MBA from the Wharton School. Brief outline of topics covered: How to think about the Stock Market Active vs. Passive Investing, which should you choose? Is the market really efficient? What does that mean? What is the opportunity for active investors, if any? What are the opportunities for individual investors? How should most people invest? How should you invest? This talk was moderated by Saurabh Madaan.
Views: 97555 Talks at Google
From $12 Per Hour To $1.5 Million Real Estate Investor
 
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Rich Dad Poor Dad has impacted thousands of people with me included. When my buddy Travis read the book he was impacted in a much deeper way. After reading the book he was determined to become a real estate investor. Even though he had ZERO money, ZERO experience, and ZERO mentorship, he didn't let that stopped him and didn't quit until he acquired his first rental property. Since then he has acquired several more properties and with each one becomes more confident in the process. His latest property should net him over $200k in profits. Learn more about Travis' story and enjoy this behind the scenes look at some of his best real estate investments. Travis: There are always deals, whether the market is up or down - you can still find good deals. You will run out of cash doing real estate but you can start partnering and working with other people. You goal is a quick turn around to cash flow - whether you are rehabbing and selling or doing repairs and renting. I try to complete remodels within 30 days. Once you start a remodel, you can run into issues you were not expecting. This can make staying on budget difficult, so it is always best to allow your self a margin to cover these surprises. Owning assets is definitely a major component in building wealth. With real estate I am able to rent some properties for ongoing monthly income and also rehab and sell houses to create cash flow for my company. When you are investing in real estate one of the hardest things can be actually finding properties that will allow you to make a profit. When I first started I was approved for a small mortgage, but I have grown that amount through the years. The biggest thing with real estate is to not give in too soon. You have to stick with it to find the right properties, find the cash flow to make it happen, and then keep building on that. It takes time to build up a real estate investment business. You have to be prepared for the ups and downs. ▶ Check out my gear on Kit: https://kit.com/jeffrosecfp ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Warren Buffett's Best Advice on Successful Investing
 
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Warren Buffett, Brian Moynihan Speak at Georgetown
Views: 591298 Antoniy Petrov
An interview with David Ferguson, CEO Nucleus Financial
 
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David Ferguson discusses how Nucleus Financial challenges the investment industry's lack of transparency and the value of advice. For investing news and commentary like this, visit http://www.evidenceinvestor.co.uk/ -- Connect with the Evidence-Based Investor -- For more investing insights from some of the world's brightest and wisest minds: Twitter: https://goo.gl/wyjODL LinkedIn: https://goo.gl/bEqcIS Facebook: https://goo.gl/o566Jh Google+: https://goo.gl/akv92Z -- TRANSCRIPT -- What did Nucleus set out to achieve? We felt that the industry didn’t work very well for customers. We thought that if we could create an unprecedented at the time level of transparency and try to bring more simplicity to the market, and if we worked and collaborated in the build of that with some more forward looking customer-focussed advisers, then we could create a movement for change, and I think we’ve done that. How valuable is financial advice? I think it can be incredibly valuable for the right people. I think one of the issues is that it’s an expensive profession to engage with, and if people don’t have very much money often the cost of the advice outweighs the benefit you’re going to get from it. Is there an advice gap? That’s a great little sound bite isn’t it, you know? Is there an advice gap? Or is there a gap of people who’ve got any money to save? I’m actually more concerned about that than I am about the advice gap. I think if people have got money to save or invest, then they can probably find someone to help them out there. How important is investor education? I think that this country is quite far adrift on that stuff. It’s kind of a similar point again, though; there’s kind of no point being educated in something that you’re never going to want to consume. Again, I’d probably suggest that once people have got any money, there’ll find somewhere where they can learn. Is the cost of financial intermediation too high? Yes - I think the aggregate cost is. Again, if you’re talking about investing products, I think it’s uncommon for the aggregate cost to connect the customer to the stock market to be well in excess of 2% per annum. You know, we live in a world where we’ve got low interest rates, we’ve got low equity risk premiums, and when you start to erode all of the value the industry brings with its fees, it seem a little counterproductive. It’s definitely a challenge for everyone to become more efficient, more effective and add more valuable, certainly. Why is transparency so important? If there’s enough transparency the market will make it work. You know we operate through financial advisors, and they are highly aware of the different prices of the different platforms, and it’s very, very visible, and they find it very easy to compare Nucleus to our competitors, so I think that competition does exist. I think the regulator’s challenge, or obligation almost, is to really force or encourage that transparency. How will the industry change over the next 20 years? I think everyone will become more accountable, and that will reduce fees, regardless of whether you’re a platform, financial advisor or asset manager. If you think of the changes in other industries, the changes technology has brought to many, many sectors, we sometimes talk about when EasyJet and RyanAir came along and made it obvious that everyone had been paying £60 for breakfast. We didn’t know that before, then we did and then we stopped. That completely forced a restructure of the aviation industry. It’s changed enormously in the last 20 years, and I think it will change as much in the next 20 years. -- No sales agenda. No marketing spin. Just the evidence: http://www.evidenceinvestor.co.uk/
#1 Asset For Your Biz-ness (don’t make the same mistake)
 
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In today’s video we are going to talk about the #1 asset in your business that you need to set up to help you grow your business and build wealth. When I started my online business I made a huge mistake, it took me over two years to figure out how big this mistake was. 😀 I started my blog and was cranking out 3-5 blog posts a week. I was sharing my experiences and I was getting good traffic. Everyone was telling me to do this ‘thing’ - I didn’t really pay attention because I had plenty of people that were visiting my site and reading my blogs. What is this mistake and what is this ‘thing’ you need to start building your business today? Well this ‘thing’ is an email list. You have to start building an email list from the beginning. 📇 Building that email list of potential clients/customers allows you to reach out to them when you need to. When you write a book, create a course or a product, you are able to email that list and let them know about it. 📢 It’s true what they say - The Money Is In The List! 💰 You don’t have to use an email service provider, you can start with an excel spreadsheet or save the list in your gmail account. There are some email services providers, like MailChimp and MailerLite, that you can use in the beginning at no cost (with a limited number of subscribers). If you are not marketing to your subscribers you are missing out on potential opportunities. 💸 Let me know, are you currently collecting email addresses? Do you have a database of potential future clients? #buildingbusiness #listbuilding #emailmarketing ▶︎▶︎▶︎ Get Started Today with the "Make $1K Blogging" Free Course here: ➡️➡️➡️ http://Make1kChallenge.com ★☆★ SUBSCRIBE TO JEFF''S YOUTUBE CHANNEL NOW ★☆★ https://www.youtube.com/channel/UCkNgKCu9062P0CPyVoBI5sQ?sub_confirmation=1 ★☆★ WANT MORE FROM WEALTH HACKER™ LABS?★☆★ 💰Wealth Hacker™ blog: https://wealthhackerlabs.com/ 💻 Personal finance blog: https://www.goodfinancialcents.com/ Podcast: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 ★☆★Pick up Jeff's best selling book, Soldier of Finance, here: ★☆★ 📗https://amzn.to/2JVzwwo ★☆★ CONNECT WITH JEFF ON SOCIAL★☆★ ▸Twitter: https://twitter.com/jjeffrose ▸Instagram: https://www.instagram.com/jjeffrose/ ▸Facebook: https://www.facebook.com/jjeffrose/ ▸Linked In: https://www.linkedin.com/in/jeffrosecfp/ Jeff's favorite T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
How to Allocate Assets Within Your Portfolio When You Retire
 
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http://www.midmichigangroup.com (269) 945-3215 If you’re nearing retirement, you may need to consider asset allocation in a different way. Be aware that asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. When you were younger, you may have invested in stocks and mutual funds for the growth and perhaps the diversification offered. You had time on your side. You invested for the long haul and could weather the ups and downs of the stock market. But when you’re nearing or in retirement, the ground rules change. Losses are difficult to recover and your income stream could suffer just when you’re counting on it. Often, a balance between stocks and bonds is used because these investments usually move in opposite directions. This is where asset allocation comes into play. Because investments may go up and down, and your financial needs may vary, your planning must allow for contingencies. Various types of investments can help accomplish this. By allocating investments for growth potential, guaranteed income, risk management, and taxes, we can develop a strategy to help you meet your financial goals. Please give us a call today to find out how you can allocate your assets for your retirement. https://www.youtube.com/watch?v=b6Je1GaqAno&list=PLqy4egoYNc6TSLnQFmp9epFkawJk-MSS0
Views: 18 David Garrett
Daniel Kahneman: Why We Make Bad Decisions About Money (And What We Can Do About It)
 
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Ever wondered what you were thinking after making a bad decision? Daniel Kahneman explains. To learn more visit our special series, Insider Employers' Minds: http://bigthink.com/blogs/inside-employers-minds Daniel Kahneman: People are not fully rational and they do—they make many choices that if they reflected upon them they would do differently.  There is no question about that. And we have a fair understanding actually of what is happening.  At least at the individual level my sense is that we have explored a lot of what is happening.  I wouldn't say there is going to be no further progress, but we have explored a lot. The major tendencies, well, the major tendencies . . . people tend to frame things very narrowly.  They take a narrow view of decision-making.  They look at the problem at hand and they deal with it as if it were the only problem.  Very frequently, it's a better idea to look at problems as they will recur throughout your life and then you look at the policy that you're to adopt for a class of problems -- difficult to do; would be a better thing.  People frame things narrowly in the sense, for example, that they will save and borrow at the same time instead of somehow treating their whole portfolio of assets as one thing.  If people were able to take a broader view they would, in general, make better decisions.  So that is certainly one of the weaknesses of human decision-making.  We call it narrow framing.  Mental accounting is a big deal.  This is the way that we live, so we have—we keep our money in different mental accounts for which we have different rules, so people will—well of course they spend their spending money, but then there is a hierarchy of the accounts that they will touch.  They will spend money that they have stored for vacation quite often before they will spend whatever they're thinking of as savings for their children's education.  So those are mental accounts for which people have different rules.  More foolishly—this is pretty sensible because mental accounting is a tool of self control—but more foolishly, investors tend to view each stock that they buy as a mental account and they want to sell it when it is a winner.  And so they tend to sell their winners and to hang onto their losers in their portfolio and that turns out to make them substantially poorer than if they had done things differently.  You need to be numerate for certain kinds of decisions.  So numerate people have a significant advantage over those who are not.  Understanding compound interest makes a huge difference whether you're a credit card borrower or somebody with savings.  People have a very hazy idea of compound interest, and it is very detrimental.  So I would say that first of all you need to be numerate, but many people aren't. Then you need to frame things broadly.  It frequently goes with numeracy, but it's not quite the same thing.  And then by taking the broad view, it is very important not to have overly strong emotional reactions to events.  And what I mean by that is that most of us tend to respond to gains and to losses, to changes that happen in our life.  Actually you're better off if you frame things broadly and you think of  . . . you win a few, you lose a few... and you have very limited emotional response to small gains and to small losses.  That tends to induce better decision-making. Directed / Produced byJonathan Fowler & Elizabeth Rodd
Views: 107023 Big Think
Will the Pro Rata Tax Rule Apply?
 
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I Have Traditional 401(k), Traditional IRA and After-Tax IRA Assets. If I Roll 401(k) to Roth Will Pro-Rata Tax Rule Apply? For the full podcast episode, transcript and show notes, visit http://bit.ly/YMYW-195 JA: Now we got Lenny's neighbor Kip from the D - Detroit. "Great podcast. This is Kip from Detroit, Michigan. I have a mixture of traditional 401(k)s at an old employer," he's got a traditional IRA, and after-tax IRA assets. "If I roll my 401(k) directly to a Roth IRA, will the pro-rata tax rule apply to my after-tax IRA assets? Thanks guys." I gotta probably re-read that. AC: (laughs) That's a little tricky. JA: OK let's just break this thing down. So he's got a mixture of traditional 401(k)s - so he's got an old employer 401(k), so that money is at a 401(k), old employer, dormant plan. He's got traditional IRA and after-tax IRA assets. AC: And it could be in a single account. JA: So let's just assume he's got the traditional IRA that has after-tax basis within that IRA. So if he rolls his 401(k) directly to a Roth IRA, "will the pro-rata tax rule apply to my after-tax IRA assets?" No. AC: Correct. It does not. JA: Because it's now going into a 401(k), directly into the Roth IRA. You're going to pay tax 100% of that 401(k) balance. So Kip, you might take a little bit of a step back here. I would first want to know what is the after tax component of the IRA. How much money is after-tax, how much money is pre-tax? And then you might take a look at that and try to get that IRA converted first, because the pro-rata rule only applies to IRA assets. It doesn't apply to that old 401(k). AC: Right. And here's a thought I had, which is if you have a current 401(k) right now - I can't hardly talk - if it will allow you to roll your IRA into the 401(k), but it does not allow after tax money. So you do the pre-tax many in the 401(k), you're left with an IRA with basis only, then you can convert that and pay no tax whatsoever. JA: But if it's at an old employer then you have to look, Kip, do you have a new employer, or are you retired, or what's going on here? Because if it's an old employer he won't be able to - AC: That's true if it's an old employer. JA: So then I guess then if he's got another 401(k) plan, take that new 401(k) plan and try to do it there. So I guess we kind of convoluted the hell out of that didn't we Big Al? AC: (laughs) We did. But basically, the correct answer is, if you're going right from your old 401(k) to a Roth, it's all taxable. You don't get any pro-rata benefits. For the full podcast episode, transcript and show notes, visit http://bit.ly/YMYW-195 On the Your Money, Your Wealth® podcast, Joe Anderson, CFP® and Big Al Clopine answer this question from Kip in Detroit: "Great podcast. This is Kip from Detroit, Michigan. I have mixture of Traditional 401k (at old employer), Traditional IRA and After-Tax IRA assets. If I roll my 401k directly to a Roth IRA will the pro-rata tax rule apply due to my After-Tax IRA assets? Thanks guys!" Listen to the podcast: http://bit.ly/YMYW-195 If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” http://bit.ly/2FDSfK2 Channels & show times: http://yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Buy Silver Buy Gold Now
 
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With prices getting crushed if you have ever thought about getting into the gold or silver market this looks like a great time. With chaos and unstability occurring around the world you need to be holding hard assets. Gold and silver are the two most undervalued assets that exist today and you should think about protecting your wealth with them.... Please Help Support This Channel. https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=98PP9QR9C55TQ -~-~~-~~~-~~-~- Please watch: "I'm Buying Silver Now - Stock Market Warning Signs - Financial Collapse Closer Than You Think" https://www.youtube.com/watch?v=pKWdC4Iy-Ak -~-~~-~~~-~~-~-
Views: 8792 jeremiah babe
🔴 Ep. 411: Rising Prices Reflect Inflation Not Growth
 
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The Peter Schiff Show Podcast - Episode 411 RATE AND REVIEW this podcast on Facebook. https://www.facebook.com/PeterSchiff/reviews/ Dead Cat Bounce Flattens Out - The Dow Jones was down a little over 200 today, closing back below 26,000. NASDAQ composite down 124 - that's a bigger percentage decline, 1.7%, approximately.  The Composite is being led lower by the tech stocks, particularly the FANG stocks once again taking a bite out of the market.  The markets, though, were positive on the week, thanks to that huge relief rally that took place on Wednesday following the results of the midterm elections on Tuesday. But as I said on my Wednesday podcast, I thought that relief rally was  just another dead cat bounce, that the fundamentals and the technicals still looked horrible for the U.S. stock market. I expected that rally to reverse, and of course that process had already begun Thursday and Friday.  I think it will continue next week and I think the rest of those gains will be surrendered. Higher than Expected PPI Sparked Sell-Off - The catalyst for today's selloff was a much hotter than expected Producer Price Index number. The PPI was up .6% in 1 month, which is a big gain.  In fact this is the biggest jump in the PPI in 6 years. On a year-over-year basis, producer prices are up 2.8%.  The market was looking for an increase half that size: .3%, Even year-over-year, when you strip out food and energy we were still up 2.6%, which is considerably above the 2% level that the Fed is looking at. Of course, the Fed is looking at consumer prices, not producer prices, but of course, nobody can consume what is not produced.  These are really wholesale prices and of course they are going to get passed on to the consumer, so consumer prices are headed higher. The Markets Don't Get It - But, again, the markets don't get it.  Gold dropped the minute this number came out, gold dumped about $10. It was already down on the day, and then it sold off and never recovered. On the other hand, bonds were relatively stable when the number came out. Maybe rates ticked up just a smidgen, but actually bonds rallied on the day.  Now maybe the weak stock market had a little bit to do with it, but the irony of it is that you get these numbers that show much more than expected inflation, and what do investors do?  They sell gold and they buy U.S. treasuries. Now, that is the worse thing to do if there's more inflation. Gold is an inflation hedge. So, if inflation is picking up, you would want to own gold to protect yourself from inflation.  On the other hand, the one asset that suffers the most, where the most value is eroded away because of inflation is a bond. A bond is specifically payments of cash in the future, and the more inflation we have, the less that future cash is worth. SIGN UP FOR MY FREE NEWSLETTER http://www.europac.net/subscribe_free_reports Schiff Gold News: http://www.SchiffGold.com/news Open your Goldmoney account today: https://www.Goldmoney.com/ Buy my newest book at http://www.tinyurl.com/RealCrash Like and follow Peter Schiff on Facebook http://www.Facebook.com/PeterSchiff Follow me on Twitter: http://www.Twitter.com/PeterSchiff
Views: 34286 Peter Schiff
STOCK MARKET FOR BEGINNERS 📈 How To Invest As A COMPLETE Beginner In 2019!
 
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How to invest in the stock market for beginners! In this video, I will be sharing with you everything you need to know before investing in the stock market for the first time in 2019. This is a remake of a video I did over two years ago with some new information and ideas about investing in the stock market as a beginner. ⭐ IMPORTANT RESOURCES ⭐ Compound Interest Calculator: https://www.investor.gov/additional-resources/free-financial-planning-tools/compound-interest-calculator My Investing Blog: https://investingsimple.blog/ 11,000 Word Investing Guide: https://investingsimple.blog/2018/08/20/beginners-guide-investing-stock-market/ Betterment Link: http://ryanoscribner.com/betterment M1 Finance Link: http://ryanoscribner.com/m1-finance 📕 BOOKS MENTIONED 📕 The Snowball (Warren Buffett Biography): https://amzn.to/2Swlzsv The Intelligent Investor (Benjamin Graham): https://amzn.to/2KEyd7D ___ Ready to start investing? 🤔💸 WEBULL: "Get a FREE STOCK worth up to $1000." 💰 http://ryanoscribner.com/webull BETTERMENT: "Passive investing, they manage everything for you." 📈 http://ryanoscribner.com/betterment FUNDRISE: "Passive real estate investing, 8 to 11% returns." 🏠 http://ryanoscribner.com/fundrise M1 FINANCE: "Invest in partial shares of stocks like Amazon." 📌 http://ryanoscribner.com/m1-finance LENDING CLUB: "Become the bank and make interest on loans." 🏦 http://ryanoscribner.com/lending-club COINBASE: "Get $10 in free Bitcoin (when you fund $100)." ⭐ http://ryanoscribner.com/coinbase ___ Want more Ryan Scribner? 🙌 MY INVESTING BLOG ▶︎ https://investingsimple.blog/ FREE INVESTING COURSE ▶︎ http://ryanoscribner.com/free-course FACEBOOK GROUP FOR ENTREPRENEURS ▶︎ https://www.facebook.com/groups/164766680793265/ COURSE CREATION COMPANION ▶︎ http://ryanoscribner.com/course-creation-companion LIKE MY FACEBOOK PAGE ▶︎ https://www.facebook.com/ryanoscribner/ PASSIVE INCOME MASTERCLASS LIVE EVENTS ▶︎ http://ryanoscribner.com/passive-income ___ Premium Educational Programs 🧐 PRIVATE STOCK MARKET INVESTING SITE 📊 http://ryanoscribner.com/stock-radar STOCK MARKET INVESTING COURSE 📈 http://ryanoscribner.com/stock-market-investing-course ___ Ready to keep learning? 🤔📚 My Favorite Personal Finance Book 📘 https://amzn.to/2NiyDiz My Favorite Investing Book 📗 https://amzn.to/2KEyd7D My 2nd Favorite Investing Book 📗 https://amzn.to/2tZmxBU My Favorite Personal Development Book 📕 https://amzn.to/2KJKgRn Not a fan of reading? Join Audible and get two free audio books! ❌📚 http://ryanoscribner.com/audible ___ DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: I am affiliated with a number of the offerings on this channel. This includes the links above under "Ready To Start Investing" as well as other influencers I bring on the channel. This also includes the use of Amazon affiliate links. (Send me something) Scribner Media LLC PO Box 641 Ballston Spa, NY 12020
Views: 19477 Ryan Scribner
Ray Dalio - Asset Allocation, Risk Parity, Diversification (CNBC)
 
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Full video here http://video.cnbc.com/gallery/?video=3000142389 In this shorter segment of the full CNBC video Bridgewater's CEO Ray Dalio discusses his investment philosophy for achieving a balanced structured portfolio and thereby superior asset allocation. He explains how the macro environment of growth and inflation needs to be carefully matched against the portfolio's volatility of bonds, equities and other assets. [Achieving Strategic Asset Allocation with Risk Parity] "There is the strategic allocation mix which we call 'All Weather'. It has to do with making all the assets the same risk parity. The problem is when people try to diversify and they own equities, and equities have volatility that's large, or they own assets that do well when the economy does well and do badly when the economy does badly, they have a concentration of risks in some assets. They need to do .... so that bonds and equities and pieces have comparable impacts. So that whatever happens in the economy has a balancing effect. That's the All weather piece. We have a lot of diversified bets. It's very important for most people to know when not to make a bet! If you come to the poker table you're going to have to beat me. The nature is a very small percentage of people take money in the poker game. They don't know if it's a good investment or a more expensive investment." [On Bonds vs. Stocks and Diversification of Risk in all periods] "The problem of a stock and a bond portfolio, if you put 50 per cent of your money in stocks and 50 per cent of your money in bonds, the problem is you have about 80 per cent of your risk in stocks and about 20 per cent of your risk in bonds. So you don't have diversification. Imagine if you had a bond portfolio with the same volatility as stocks and you went through the financial crisis. Most of the decline in your portfolio would have been protected because the stocks would have gone up in value by an amount that would have offset the other. You have to have comparable amounts of risk in that."
Views: 31516 gmshadowtraders
What Is Diversification? | Financial Terms
 
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Watch more How to Understand Personal Finance Terms videos: http://www.howcast.com/videos/491833-What-Is-Diversification-Financial-Terms Diversification is the process of spreading your money in a lot of different investments so that you participate in the investments that are doing well and you limit yourself in the investments that aren't doing real well. So let me give you an example, I was working with somebody that worked for a large bank recently, and this woman was in her late fifties, she had $800,000 in her retirement savings and all of it was invested in her company's stock, so she just had one investment. Within six months that company stock went from $55.00 a share down to $5.00 a share. Her account went from $800,000 to under $50,000. Drastic, what can you do at that point? She can't afford to retire and she doesn't have a lot of options other than to continue working at this point. That could of all been avoided by proper diversification. And what I mean by that, if you invest in stocks, don't just invest in one stock, buy some large companies, buy small companies, buy international companies, so that if any one investment that you have does poorly, it's not going to infect your overall portfolio too significantly. When you invest in stocks, invest in different types of stocks, when you buy bonds, buy a lot of different types of bonds. Bonds from corporations, bonds from the government, short term bonds or long term bonds and having some cash investments can also help diversify your investments in general. A general rule of thumb is that you don't want to have more than 10% of your total portfolio in any one stock or any one industry or one type of investment, because if you do you are exposing yourself to too much risk. And a lot of people are investing in a way that's very risky right now because they do have those concentrated positions. One way for the average person to diversify in a way that's much easier is to use mutual funds, because remember when a mutual funds invests your money for you; they usually buy a lot of different things all inside the one mutual fund. So sometimes with just a few funds you can get that total diversification that you're looking for to help balance out the return with the risk.
Views: 2074 Howcast
How to Beat Wall Street: Golden Rules for Financial Planning and Investment (2009)
 
01:02:30
In finance, investment is the purchase of an asset or item with the hope that it will generate income or appreciate in the future and be sold at the higher price. It generally does not include deposits with a bank or similar institution. The term investment is usually used when referring to a long-term outlook. This is the opposite of trading or speculation, which are short-term practices involving a much higher degree of risk. Financial assets take many forms and can range from the ultra safe low return government bonds to much higher risk higher reward international stocks. A good investment strategy will diversify the portfolio according to the specified needs. The most famous and successful investor of all time is Warren Buffett. In March 2013 Forbes magazine had Warren Buffett ranked as number 2 in their Forbes 400 list.[3] Buffett has advised in numerous articles and interviews that a good investment strategy is long term and choosing the right assets to invest in requires due diligence. Edward O. Thorp was a very successful hedge fund manager in the 1970s and 1980s that spoke of a similar approach.[4] Another thing they both have in common is a similar approach to managing investment money. No matter how successful the fundamental pick is, without a proper money management strategy, full potential of the asset can't be reached. Both investors have been shown to use principles from the Kelly criterion for money management.[5] Numerous interactive calculators which use the kelly criterion can be found online.[6] In contrast, dollar (or pound etc.) cost averaging and market timing are phrases often used in marketing of collective investments and can be said to be associated with speculation. Investments are often made indirectly through intermediaries, such as pension funds, banks, brokers, and insurance companies. These institutions may pool money received from a large number of individuals into funds such as investment trusts, unit trusts, SICAVs etc. to make large scale investments. Each individual investor then has an indirect or direct claim on the assets purchased, subject to charges levied by the intermediary, which may be large and varied. It generally, does not include deposits with a bank or similar institution. Investment usually involves diversification of assets in order to avoid unnecessary and unproductive risk. http://en.wikipedia.org/wiki/Investing Diversification refers to the number of different securities in a fund. A fund with more securities is said to be better diversified than a fund with smaller number of securities. Owning many securities reduces volatility by decreasing the impact of large price swings above or below the average return in a single security. A Wilshire 5000 index would be considered diversified, but a bio-tech ETF would not.[17] Since some indices, such as the S&P 500 and FTSE 100, are dominated by large company stocks, an index fund may have a high percentage of the fund concentrated in a few large companies. This position represents a reduction of diversity and can lead to increased volatility and investment risk for an investor who seeks a diversified fund. Some advocate adopting a strategy of investing in every security in the world in proportion to its market capitalization, generally by investing in a collection of ETFs in proportion to their home country market capitalization.[18] A global indexing strategy may outperform one based only on home market indexes because there may be less correlation between the returns of companies operating in different markets than between companies operating in the same market. Asset allocation is the process of determining the mix of stocks, bonds and other classes of investable assets to match the investor's risk capacity, which includes attitude towards risk, net income, net worth, knowledge about investing concepts, and time horizon. Index funds capture asset classes in a low cost and tax efficient manner and are used to design balanced portfolios. A combination of various index mutual funds or ETFs could be used to implement a full range of investment policies from low risk to high risk. In the United States, mutual funds price their assets by their current value every business day, usually at 4:00 p.m. Eastern time, when the New York Stock Exchange closes for the day.[19] Index ETFs, in contrast, are priced during normal trading hours, usually 9:30 a.m. to 4:00 p.m. Eastern time. Index ETFs are also sometimes weighted by revenue rather than market capitalization. http://en.wikipedia.org/wiki/Index_funds
Views: 5032 The Film Archives
What Is A Financial Plan Worth?
 
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Prospective clients will often ask, "How do I know working with you will be worth the money?" This is a really great question, and is one that financial planners have historically struggled to answer. How do you quantify the benefits of being able to sleep better at night, knowing you have a financial plan? Or the extra time you have to spend with your kids because you are spending less time obsessing over your investment portfolio? Morningstar did a research study that sought to quantify the benefits of having a financial plan. Their focus was strictly on the benefits to retirees. Their results? Retirees on average experience a 1.8% benefit from working with a financial planner. This benefit is equivalent to 29% higher retirement income. This benefit came from strategies such as having a proper asset allocation, tax optimization of their investments, and using an ideal withdrawal strategy. In my opinion, while the benefit to retirees is substantial, it is much less than the benefit younger clients would receive. The research suggests that a financial planner can give retirees a 1.8% benefit with just their current assets. Imagine if the financial planner had helped the client save more money, had recommended a better asset allocation earlier in their career, and used tax saving strategies over time? While the research study is far from perfect, it is the first step towards having substantial research showing the benefits (and possible drawbacks) of having a financial plan. We have been able to quantify some benefits, such as reduced investment expenses and tax savings, but haven't been able to show the benefits from reducing the emotions involved in investing, having proper insurance coverage, having an estate plan, or improving the relationship couples have when communicating about money. Financial planners have been trying to separate their value from just increased investment returns. For many financial planners, they don't believe you can ever beat the market so the benefit is in keeping the investor from making poor investment decisions... while difficult to quantify, evidence suggests the benefit is substantial, as investors underperform the market by 5% on average. This means the value must be found in the financial planning process, and isn't easily quantifiable. This all leads to the most important question, What do prospective clients want/need to see as the benefits of financial planning? What "evidence" would convince you that it's worth the money? I would love to hear your answers and feedback!
Views: 362 Alan Moore
The 2008 Financial Crisis: Crash Course Economics #12
 
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Today on Crash Course Economics, Adriene and Jacob talk about the 2008 financial crisis and the US Goverment's response to the troubles. So, all this starts with home mortgages, and the use of mortgages as an investment instrument. For years, it seemed like the US housing market would go up and up. Like a bubble or something. It turns out it was a bubble. But not the good kind. And the government response was...interesting. Anyway, why are you reading this? Watch the video! More Financial Crisis Resources: Financial Crisis Inquiry Report: http://www.gpo.gov/fdsys/pkg/GPO-FCIC/pdf/GPO-FCIC.pdf TAL: Giant Pool of Money: http://www.thisamericanlife.org/radio-archives/episode/355/the-giant-pool-of-money Timeline of the crisis: https://www.stlouisfed.org/financial-crisis/full-timeline http://www.economist.com/news/schoolsbrief/21584534-effects-financial-crisis-are-still-being-felt-five-years-article Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 1407772 CrashCourse
Tony Robbins: How to Invest Your Way to a $70 Million Retirement Fund | Inc. Magazine
 
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Life coach Tony Robbins, author of the recent book Money Master The Game, talks with Inc. editor-in-chief Eric Schurenberg about how to invest wisely and inspire the people around you. Subscribe to Inc.'s channel, click here: http://www.youtube.com/user/incmagazine?sub_confirmation=1 Click here for part 2 - Tony Robbins: What It Takes to Achieve Financial Security: http://www.inc.com/tony-robbins/wealth-isnt-about-not-working-about-not-needing-to-work.html Facebook: https://www.facebook.com/Inc Twitter: https://twitter.com/Inc G+: https://plus.google.com/+incmagazine/posts Linkedin: https://www.linkedin.com/company/inc.-magazine
Views: 343044 Inc.
Thrifty Tips To Achieve TRUE Financial Freedom
 
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Don't forget to SUBSCRIBE! http://www.youtube.com/subscription_center?add_user=danijohnsonvideo Nearly half of Americans say their expenses either equal or EXCEED their income. We are totally out of control! Not too long ago, if you wanted to buy a car, you saved-up the cash until you had enough to buy it. It wasn’t too long ago, "We The People..." were financially responsible – or at least, more responsible than we are now. It's time to make it STOP! So, if you want "insider" tips and tricks on how to live comfortably AND below your means, don't miss this episode of The Dani Johnson Show, as Dani and her guests share their proven strategies to save money, pay-off debt and live a life of financial FREEDOM! As a seasoned entrepreneur, Dani Johnson has become a multi-millionaire many times over, is a best-selling author, internationally sought-after speaker and TV/radio show host. She is regularly called upon by major media outlets for her expertise in business, finance, relationships and spirituality, including guest appearances on “The Oprah Winfrey Show,” “The View,” “Fox & Friends,” “Good Morning America,” “NPR,” USA Today, Forbes, TheStreet.com, AOL Finance, “Fox Business News,” and Variety, as well as the season premiere episode of ABC’s “Secret Millionaire."
Views: 3315 Dani Johnson
Jeff Camarda - Fiduciary Financial Planning to Protect Assets from Financial Predators?
 
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http://www.camarda.com/ Fiduciary Investment Advisor in Jacksonville Asset protection – shielding your wealth from lawsuits and other predatory attacks – can be one of the most critical parts of a sound wealth management plan. This vital area seems to be a high priority for many investors, but surprisingly seems to be overlooked in many financial plans. Lawsuits, liability, and other predatory attacks are a part of modern life for those that have accumulated some wealth. But for lack of training or other reasons, many financial planners and advisors don’t seem to focus on protecting against the many dangerous risks that insurance may not cover. But without this valuable planning, circumstances beyond your control could wipe out a lifetime’s worth of wealth, with devastating impact on you and your family. Consider – if your investment and bank accounts were taken from you, how would that change your retirement income, health care options, and your wishes for your family’s inheritance? If you have substantial investment accounts, you may be at more risk than you realize. Many investors aren’t even aware of the simplest, most inexpensive techniques to protect their wealth. Common mistakes – like the wrong type of joint account – can needlessly create huge risks and potential losses that could be completely avoided if you had the right expertise from your advisor, broker or bank. While we try to check this as a matter of course for Camarda accounts, accounts you have elsewhere may be needlessly exposed. For instance, many couples should title their accounts as tenants by the entirety instead of joint tenants with right of survivorship if their state permits this, as Florida does. Even in states that have this, some advisors may shun asset protection planning in order to protect themselves from liability, even though it can dangerously increase your liability! Never before has technology made it so easy for predators and their attorneys to profile your wealth, target your assets, and design strategies to take what is yours. We’ve seen offshore firms set up shop that are able to very quickly and accurately model investors’ wealth and provide a report to anyone that will pay for it. Such tools can build clear treasure maps for those who would take your wealth. Probate filings, which are public record, can offer another spotlight on your wealth, one criminals and other predators can use. Living trusts are private and can easily protect against this, plus save you thousands or more in probate fees and avoid many guardianship risks, but most trusts by themselves are not very effective asset protection tools. Of course, liability insurance and umbrella policies are a must for most investors. IRAs offer strong protection in many states, but only so long as the money stays in the IRA – once you make a withdrawal, the cash can become fair game. Annuities and life insurance can offer protection too, but can be very expensive and have nasty tax surprises. Some states have very strong LLC laws that can be used as fortified family holding companies, but it can take some skill to set them up so they are likely to work if a threat appears. Camarda believes that LLC structures can offer strong asset protection when done right, which sadly is frequently not the case. The key to effective asset protection is proactive, informed planning. Take the right steps before a threat, and strong protection can be simple, quick and cheap. But once a predator appears, the laws may make it impossible to keep them at bay no matter how hard you try and how much you spend. So you may want to take a look at this kind of planning to protect your investments. To help, I’ve written a free Asset Protection Planning Guide that I would like to share with you. Just ask your Camarda Wealth Advisor, and they will be more than happy to email you a copy, or send paper if you prefer. And if you know anyone who may have $500K or more invested, you may want to share this opportunity with them, too. Just tell your Camarda Advisor how to get it to them, and they will be happy to send it out. The bigger your portfolio, the more you have to lose. We’ve seen families with tens and even hundreds of millions of wealth not using even the most basic protection techniques that you’ll learn about in this guide. Some of what you’ll learn is so simple you can deploy it TODAY at no cost, with a quick call to your bank, non-Camarda advisor, or outside broker. Asset protection planning is so important that you should learn to protect yourself before it’s too late! Of course, we are more than happy to help Camarda clients implement such planning, or to help your friends as a way to introduce them to the firm. Learn about simple, inexpensive methods to fortify your wealth against attacks from those who would seek to take it! Ask for this report while it’s fresh on your mind.

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